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Who Regulates the Regulator?
NCUA seems not only at cross purposes with credit unions, but completely out of touch with the dominant priorities of the Administration.
143 Reads - Avg.Rating - Comments (1)
Tags :   Strategy , Regulation , NCUA
Take Advantage of Hungover Bankers
Banks spent the last decade drunk but are starting to recover. Credit unions must use their own sobriety to take advantage.
70 Reads
Tags :   Lending , Financial Performance , Strategy , Recapture , Earnings , Market Share
An Insiders Guide to Washington DC
Coming to DC for the GAC? Before you finalize your schedule, we’d like to offer a few suggestions on places to eat, sites to see and things to do.
60 Reads
Tags :   Strategy
Are the Largest 10 Credit Unions a Good Barometer for the Industry?
How does the performance of the largest 10 credit unions stack up against the overall industry?
738 Reads - Avg.Rating
Tags :   Lending , Financial Performance , Loans , Growth , Delinquency , Members , Shares , Leaders , First Look
3 Ways to Bolster Your SEG Relationships
Leveraging SEG relationships is a cost-effective way to focus your marketing energy and dollars.
60 Reads
Tags :   Marketing , Growth , SEG , Relationship Based Pricing
If a Member Comments via Social Media and Your CU is not Around to Hear It….
The sheer ability of these social media phenomenon to make their way into mainstream media coverage is enough for many credit union execs to swear off social media campaigns forever.
97 Reads - Avg.Rating
Tags :   Marketing , HR , Web 2.0 , PR
Network Collaboration 3.0: The Next Generation of CUSOs (Part 1)
Effective collaborations hold the promise of higher non-interest income and significantly reduced operating costs.
84 Reads - Avg.Rating
Tags :   Financial Performance , Non-interest Income , Innovation , CUSO , Network
Save to Win
2/8/2010
Michigan’s lottery-like savings initiative announced its 2009 grand prize winner. The program attracted non savers, but whether it changed their long-term savings habits remains to be seen.  
21 Reads
Is Bigger Better?
2/4/2010
Late in the fourth quarter of the Great Recession, credit unions are the equivalent of the Colts defense.
73 Reads
A Slap on the Wrist for Citi
2/4/2010
Andrew Cuomo may be big bank enemy number one.
69 Reads
Quantifying the Value You Provide Your Members
2/2/2010
While the value a credit union provides its owners is not always quantifiable, it is necessary to benchmark member value to measure its relative success at member service.
112 Reads - Avg.Rating
Support Local Commerce. Deposit with a Credit Union. Part II.
2/2/2010
Proposed legislation around the country is opening the market for credit unions to compete for municipal deposits, but a law circulating in one Southwestern state assumes a more aggressive position.
70 Reads - Avg.Rating
Barney Frank on Bank Regulation
1/29/2010
House Financial Services Committee Chairman Barney Frank responds to questions regarding upcoming bank regulation, the Obama plan, and the future of the Fed.
183 Reads - Avg.Rating
More...
Staying In Front of Mortgage Trends
In many ways, 2010 is going to be a dramatically different year. The recession which lasted throughout the first half presented a unique set of challenges for mortgage lenders, but this year’s hangover may yet produce a more complicated collection of conditions in which credit unions must compete.
129 Reads
Tags :   Mortgage , Lending , 1st
Credit Unions’ Potential & Actual Membership Continues to Grow while Penetration Rate Declines to 6.8%
Nationally, 12-month membership growth increased 1.9% through the third quarter of 2009 as consumers turned back toward local financial institutions and focused on saving. Additionally over the past 10 years, many credit unions have expanded their field of membership significantly, 1,900 by more than 200%.
497 Reads - Avg.Rating - Comments (2)
Tags :   Strategy , Demographics , Growth , Members
Accounting for Troubled-Debt Restructures: A Crash Course
In the waning days of 2009, the evidence is mounting that loan losses in credit unions have reached historic levels, and have contributed significantly to earnings degradation and capital erosion. Whether your credit union is in the sand states or just feeling the general effects of this severe recession, most likely you have regulators and auditors demanding ever-increasing adjustments to the Allowance for Loan Losses (ALL).
306 Reads
Tags :   Financial Performance
Cost-Effective Growth Strategies for 2010
Is your membership increasing on par with your potential membership? Here are three suggestions for member growth in 2010.
379 Reads - Comments (1)
Tags :   Marketing , Strategy , Growth , SEG , Community Charter , Members
3 Internal Growth Strategies Marketers Can’t Ignore
Credit unions have hit 2010 running. Twelve-month membership growth at 3Q increased 1.91% as the industry set record pace in both loan originations and deposits. How do marketers build on this momentum while combating renewed vigor (see also: spending) from formerly beleaguered competitors
512 Reads - Avg.Rating
Tags :   Marketing , Members , Wallet Share
Credit Unions Manage Mortgage Risk: Credit Risk
Mortgage lenders did not expect 2009 to be kind to their balance sheets. For consumers who lost their jobs, went underwater on their homes, or suffered through plunging net worth, paying the mortgage seemed an increasingly daunting task. The year wasn’t shaping up to be a “growth” year in the mortgage market.
362 Reads
Tags :   Mortgage , Lending , Growth , Delinquency
More...
Most Read
Why NCUA’s Silencing of WesCorp was a Terrible Mistake and How to Correct it
WesCorp staff, like all corporates, has been devoting much time and resources to analyzing the proposed 704 corporate rule. Read the logic behind their analysis and why NCUA should allow this information to remain public.
4391 Reads - Avg.Rating - Comments (27)
Tags :   Investments , Strategy , Corporates , Values , Regulation , NCUA
Gen Y Perspective: Why My PFI is a Credit Union
The story behind my decision to move my money from PNC to Lafayette Credit Union and what I believe credit unions can learn from it.
1617 Reads - Avg.Rating - Comments (10)
Tags :   Marketing , Delivery Channels , Technology , Demographics , Debit , Branching , Shared Branching , Online , Gen Y
NCUA’s Missing 2008 Annual Report: A Case for Sherlock Holmes or a Court?
So is the 2008 Report just missing in the Agency bureaucracy or is this a more serious situation? And why is this issue so important in the midst of multiple responsibilities? An allegorical Sherlock Holmes sets out to get the answers.
1565 Reads - Avg.Rating - Comments (6)
Tags :   Financial Performance , Investments , Corporates , Regulation , NCUA
Are the Largest 10 Credit Unions a Good Barometer for the Industry?
How does the performance of the largest 10 credit unions stack up against the overall industry?
738 Reads - Avg.Rating
Tags :   Lending , Financial Performance , Loans , Growth , Delinquency , Members , Shares , Leaders , First Look
Maintaining a Fresh Connection with Your SEGs
Baxter Credit Union sharpens focus on partnering with employer groups.
729 Reads - Avg.Rating - Comments (2)
Tags :   Strategy , SEG , Members

Most Forwarded
Why NCUA’s Silencing of WesCorp was a Terrible Mistake and How to Correct it
WesCorp staff, like all corporates, has been devoting much time and resources to analyzing the proposed 704 corporate rule. Read the logic behind their analysis and why NCUA should allow this information to remain public.
4391 Reads - Avg.Rating - Comments (27)
Tags :   Investments , Strategy , Corporates , Values , Regulation , NCUA
NCUA’s Missing 2008 Annual Report: A Case for Sherlock Holmes or a Court?
So is the 2008 Report just missing in the Agency bureaucracy or is this a more serious situation? And why is this issue so important in the midst of multiple responsibilities? An allegorical Sherlock Holmes sets out to get the answers.
1565 Reads - Avg.Rating - Comments (6)
Tags :   Financial Performance , Investments , Corporates , Regulation , NCUA
Gen Y Perspective: Why My PFI is a Credit Union
The story behind my decision to move my money from PNC to Lafayette Credit Union and what I believe credit unions can learn from it.
1617 Reads - Avg.Rating - Comments (10)
Tags :   Marketing , Delivery Channels , Technology , Demographics , Debit , Branching , Shared Branching , Online , Gen Y
Where are NCUA’s “Honest Numbers"?
It is almost a year since the NCUA took over WesCorp and almost two years since NCUA published an audit. Whatever happened to "honest numbers"?
681 Reads - Avg.Rating - Comments (1)
Tags :   Financial Performance , Strategy , Corporates , Regulation , NCUA
Lend to Kick Off the Year of the Consumer
With smarter, more efficient efforts in 2010, credit unions can take the lead in lending.
552 Reads - Avg.Rating
Tags :   Lending , Loans , Rates , Originations
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