Feb. 19, 2007


  • Savings are at an all time low since the Great Depression era - running at negative 1. Anything that incites saving is a plus. It has a cascade effect on the economy overall. Health care costs are increasing by the moment, it seems. HSAs are one way to pay far less in monthly premiums and there is a tax advantage. There are multiple resources to tap into for forecasting the effects of offering HSAs as a financial institution. As an employer, HSAs are a remedy for ever increasing health benefits. There are no panaceas, but there are vaccinations - if you look in the right places and weigh the benefits.
  • Fees seem like the could be the way to be different and more attractive. $1 a month is nothing - but you have to wonder if this is still profitable?