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January 9, 2012

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E.J. Donaghey

7/26/2012 04:09 PM

Kent, good article and true from our experience as a credit union since 2008. Our credit card portfolio has grown because we are looking for ways to lead with our credit card product, help refinance credit card debit through consolidation, etc. While CARD Act has its challenges, we have been largely able to find ways to work back to key practices (like CLIP) that were beneficial to our portfolio in the past. B of A (and others) that have cancelled cards, raised rates, raised fees, and the Bank Transfer Day, to your point above, have helped get the word out about credit union credit cards.

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