April 28, 2003


Comments

 
 
 
  • Maybe Ed could give us some real specifics of examples from Patelco. How did/do they specifically measure their efficiency?
    Anonymous
     
     
     
  • Excellent article!
    Anonymous
     
     
     
  • Pretty much states the obvious.
    Anonymous
     
     
     
  • As usual, Ed has the key and unlocks this simple principle for the rest of us - THANKS!
    Anonymous
     
     
     
  • I agree, more specifics please!
    Anonymous
     
     
     
  • managers track what they can measure. how about putting an efficiency ratio measure on the peer to peer cd? i devised a formula following the FDIC's Statistics on Depository Institutions, using information from the call report. according to it, most CU's are really inefficient.
    Anonymous
     
     
     
  • Good topic. Just no real information in the article about how to accomplish this "obvious" goal.
    Anonymous
     
     
     
  • Ed, Thanks for keeping us focused on those things that add true value and ultimate success for our organizations ! Specific How To's would be also very much appreciated.
    Anonymous
     
     
     
  • Peer to Peer does have efficiency ratios available, if you would like more information about how to access this data, please call 800-446-7453.
    Anonymous
     
     
     
  • Editors Note: Reader Comments (both positive and negative) will be approved when the comments are of substance and enhance the conversation. Negative comments that don't provide insight or alternative points of view will (eg. 'I disagree. This author doesn't know what he is talking about.') will not be approved. Our intention is to facilitate constructive dialogue on all subjects. In many cases the best comments do not necessarily agree with the author but at the same time don't personally attack the author.
    Anonymous
     
     
     
  • I think your reader comments are biased. I have posted at least 2 negative comments about this article, neither of which has been posted on the website. Why ask for feedback if you won't share all of it - positive and negative?
    Anonymous
     
     
     
  • Very good, very wise. We are a credit union at $50 million in assets, low loan volumes causing some excess capacitites as mentioned in article. We need to become more proficient while striving for growth. Unfortunately, it takes time to change previous culture but it is imperative for survivals! ron m
    Anonymous
     
     
     
  • Very absorbing topic however, the article could have presented methods for measuring efficiencies, or lack thereof. Since productivity appears to be a fluid issue, constant monitoring and feedback is a must.
    Anonymous
     
     
     
 
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