Sign In To Keep Reading!
Need To Register?
Thank you for your interest in reading the fantastic content we have on CreditUnions.com! All users must log in to read, research, browse, and have fun on CreditUnions.com. It's free to create an account.
Learn What You're Missing
Upgrade Your Subscription
Back to CreditUnions.com
Read & Watch
Deposits & Payments
Operations & Technology
Search & Analyze
Find A Credit Union
Find A Credit Union Executive
Build A Peer Group
Strategy & Performance
Anatomy Of A Credit Union
Market Share Guides
Credit Union Directory
5 Tips To Survive Multiple Mergers
What Lurks In The Dark Web?
An Education In Online Banking Conversion
ACH Data Means More Lending For A NY Credi...
A Strategy To Market What Members Want
12 Ratios For Marketing Managers
It's Not Just A DC Road Race
Best Of Payments And Technology 2016
Best Of Mortgage 2016
Best Of Marketing 2016
Best Of Cooperative Strategy 2016
2017 Callahan Credit Union Directory
Which credit union leads in income per employee?
Which state posted the highest growth in average member relationship?
Which credit union leads the nation in revenue per dollar of salary?
How productive were credit unions in originating loans?
Which peer group services the highest number of accounts per employee?
Industry Performance By The Numbers (3Q 2015)
U.S. Central’s $2.3 Billion Unused OTTI Loss Reserves Raise Important Questions About NCUA’s Regulatory Process
What It Takes To Own A CUSO
Net Interest Margin Stabilizes In 3Q 2013; Net Worth Tops $112.5 Billion
4 Ratios All Staff Members Should Know
FirstLook: Credit Union Earnings Rise in the First Quarter
Credit Union Earnings Return to Form in the First Quarter
The NCUSIF Expense Rears its Head Again in 2010
Capital Options: One Credit Union’s Innovative Solution
The Quarterly Report: 3Q10
June 16, 2008
The second reason is poor financial management in my opinion. Credit unions OVERPAID their members well above the market demands. Credit unions on the whole were slow to recognize the falling rate environment and adjust pricing accordingly. We essentially rewarded the depositor at the expense of the borrower.
I wonder if some credit union''s are not being pro-active about providing sufficient loan loss reserves.. I know our members are better and are more likely to pay, but are they 2-4 times more likely to pay? I think there are much more losses to come...
The problem with the dividends comment is that it is so depend on interest rates in the market particularly with credit unions holding more and more of their shares in certificates and money market accounts. As rates in the market increase dividends will increase. As rates in the market deacrease dividends will decrease.
Which credit union leads in income per e...
Industry Performance By The Numbers (3Q ...
FirstLook: Credit Union Earnings Rise in...
1001 Connecticut Ave. NW Suite 1001
Washington, DC 20036
P: 800-446-7453 F: 800-878-4712
© 2017 Callahan & Associates, Inc.
All rights reserved