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Speed Dating, McDonald's, And Credit Union...
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Which credit union leads in income per employee?
Which credit union leads the nation in revenue per dollar of salary?
Which peer group services the highest number of accounts per employee?
Sophisticated Financial Tools Offer Big Advantages For Smaller Credit Unions
Less Risk, More Reward
Credit Union Tangibles And Intangibles
In Credit Union Litigation, Time is Money
Tips For Financing Country Living
Mortgage Lending In Credit Unions $20M-$50M
Key Performance Metrics
15 Ratios Every Board Member Should Know (part 3)
First Look: The Real Story of Credit Union Performance in the 1st Quarter
Credit Unions Continue to Assist Members in Troubled Times
December 8, 2008
Any infor on which credit unions modified mortgages? Stats on what percentage of portfolio, # of loans, etc. What is a modified mortgage - Does simply advancing the monthly due date qualify?
When reporting mortgage modifications, credit unions are instructed to include "all loans and leases whose terms have been modified because of deterioration in the financial condition of the borrower whether or not such modified loans are troubled debt restructurings under GAAP. The modified terms offered the borrower could include an increased term, a reduction in interest rate or principal or other concession. Include all modified loans whether or not the terms conform to either the rate, term and loan-to-value that would be granted on a new loan with a similar risk profile. If the loan is refinanced or modified just to keep a member who is current on their loan from refinancing for a better rate or terms elsewhere, it does not need to be reported in this section. For more detailed lists of this data, please contact our Industry Analysts for a custom data report.
Which credit union leads in income per e...
Sophisticated Financial Tools Offer Big ...
Mortgage Lending In Credit Unions $20M-$...
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