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How To Eliminate Fees And Improve The Memb...
A Strategy For ALM Years In The Making
Why Pioneer FCU Tops The Leader Boards
Third Quarter 2016 Shares By The Numbers
How To Cross $10 Billion And Keep On Going
A Strategy To Serve C/D Paper Borrowers
It's Time For Student Loan Refinancing
5 Tips To Survive Multiple Mergers
What Lurks In The Dark Web?
An Education In Online Banking Conversion
ACH Data Means More Lending For A NY CU
A Strategy To Market What Members Want
A Strategy To Centralize Lending And Increase Efficiency
Industry Performance By The Numbers (3Q 2016)
Industry Performance By The Numbers (2Q 2016)
It's A Great Time To Be A Credit Union
Highlights From Third Quarter 2015 Industry Performance
Industry Performance (3Q 2015)
4 Ratios All Staff Members Should Know
Industry Performance (1Q 2016)
Win The War Of The Inbox. Here’s How.
Industry Performance By The Numbers (4Q 2015)
Mortgage Lending In Credit Unions $20M-$50M
Key Performance Metrics
15 Ratios Every Board Member Should Know (part 3)
First Look: The Real Story of Credit Union Performance in the 1st Quarter
Credit Unions Continue to Assist Members in Troubled Times
Dec. 8, 2008
Any infor on which credit unions modified mortgages? Stats on what percentage of portfolio, # of loans, etc. What is a modified mortgage - Does simply advancing the monthly due date qualify?
When reporting mortgage modifications, credit unions are instructed to include "all loans and leases whose terms have been modified because of deterioration in the financial condition of the borrower whether or not such modified loans are troubled debt restructurings under GAAP. The modified terms offered the borrower could include an increased term, a reduction in interest rate or principal or other concession. Include all modified loans whether or not the terms conform to either the rate, term and loan-to-value that would be granted on a new loan with a similar risk profile. If the loan is refinanced or modified just to keep a member who is current on their loan from refinancing for a better rate or terms elsewhere, it does not need to be reported in this section. For more detailed lists of this data, please contact our Industry Analysts for a custom data report.
A Strategy To Centralize Lending And Inc...
Industry Performance (3Q 2015)
Mortgage Lending In Credit Unions $20M-$...
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