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2017 Callahan Credit Union Directory
Which credit union leads in income per employee?
Which state posted the highest growth in average member relationship?
Which credit union leads the nation in revenue per dollar of salary?
How productive were credit unions in originating loans?
Which peer group services the highest number of accounts per employee?
Sophisticated Financial Tools Offer Big Advantages For Smaller Credit Unions
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Jan. 25, 2016
Denver Fire Department Federal Credit Union
Miramar Federal Credit Union
While I agree that loans are better than investments, I don't think that buying loans is a better alternative than making loans to your members. Miramar's strategy of buying real estate loans may generate a better return but it takes funds that members may latter want to fund their own loans. Purchased loans almost always have a narrower margin than your own loans because you have to pay the originating credit union for the loan. Finally I am always skeptical of significant one year loan growth. Financial institutions should have even steady growth. When one year loan growth exceeds sixty percent I almost always find that something is wrong.
Thanks, Henry, as always for offering your insight and opinions. We appreciate it.
Which credit union leads in income per e...
Sophisticated Financial Tools Offer Big ...
In The Year 2025
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