July 5, 2004


Comments

 
 
 
  • quite interesting. i wonder how the formula used here compares with the formula used on banks by the fdic at their summary of deposits web page. standardization would permit valid comparisons. as it is, we may compare with each other, but how about with the competition? p.s. orchids to these cu's for achieving low scores. maybe they could give the rest of us a good seminar..
    Anonymous
     
     
     
  • Notice that most of these CUs are airlines, schools or employee CUs. They have less FTE and/or branch per member therefore less compensation, therefore more efficient.
    Anonymous
     
     
     
  • Very important data!
    Anonymous
     
     
     
  • The formula we used for the efficiency ratio in this article was: total operating expenses/(total income-int. expense) -Joe James
    Anonymous
     
     
     
  • Is operating efficency computed by taking gross income minus cost of funds divided by Operating Expenses?
    Anonymous