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This sponsored content article is provided to the credit union community for shared insights and knowledge from a recognized solutions provider in the industry. Please note that the views and opinions offered here do not reflect those of Callahan & Associates, and Callahan does not endorse vendors or the solutions they offer.

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December 12, 2011


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Jay

7/26/2012 04:02 PM

Low as the credit card delinquency rate already is, there is some more room left for improvement, as indicated by the early-stage delinquency rate (30 - 59 days), which continues to fall and is now at 0.75 percent, the lowest rate ever. What's even more certain is that defaults will keep falling, as the charge-off rate is a trailing indicator for the delinquency one. http://blog.unibulmerchantservices.com/u-s-credit-card-delinquencies-fall-to-lowest-level-ever.

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