Oct. 31, 2005


Comments

 
 
 
  • You may be on to something, but didn't use the right measurement. If a CU has substantial off balance sheet income (brokerage, insureance, CUSO), they get no credit for trying to diversify. Add non-interest income to NIM, and you have a good idea for a new tool.
    Anonymous
     
     
     
  • Could these ratios be adjusted to accommodate geographic/demographic differences in markets/membership? eg. Mean/Medium income of SunnyVale population vs. others? Other there additional variables that should/could be weighted to achieve a more meaningful peer comparison?
    Anonymous
     
     
     
  • Interesting but not very accurate since Star One DOES offer Money Market accounts, at least their web site list shows that they do, if you had checked. And CD's and checking - simple?
    Anonymous
     
     
     
 
Advertisement