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ACH Data Means More Lending For A NY Credi...
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It's Not Just A DC Road Race
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2017 Callahan Credit Union Directory
5 Ways To Better Understand Your Auto Portfolio
A Wake-Up Call In 2017?
It's A Great Time To Be A Credit Union
3 Graphs That Show Second Quarter Member Service Success
The Return Of The Auto Portfolio
Sophisticated Financial Tools Offer Big Advantages For Smaller Credit Unions
Less Risk, More Reward
Tips For Financing Country Living
Industry Performance By The Numbers (3Q 2015)
Which credit union has the highest loan-to-share ratio?
Share Growth, American’s’ Personal Savings Rate Not Always Linked
Spurring Share Growth Momentum in 2007
Life Settlements Offer New Means to Create Value for Members, Grow Loans
The Missing $30 Billion
Lavish Rates Not Enough to Guarantee Growth
Jan. 8, 2007
Loan portfolios have benefited from rising real estate values which have allowed additional collateral to lend against, low loan losses in a recovering economy and low prepayment rates due to rising rates. All three of these factors may move in the opposite direction in 2007-08 resulting in a further compression of ROA.
John Nilles from RECU
With the slumping RE market, how will we respond in Q4 since other loan categories have been slow as well...maybe an increased focus on MBLs? CUs may have to start looking for other ways to grow their asset base while we wait economy to pick up momentum again.
Five years ago when the auto market slumped CUs were looking to the Real Estate market for loan growth. The same thing is happening now only it doesn't appear that RE is here to save us. The new savior appears to be MBL. Why not move back to DIRECT auto lending and a focused effort to remain in the Real Estate market?
R Burden from NDFCU
5 Ways To Better Understand Your Auto Po...
Sophisticated Financial Tools Offer Big ...
Share Growth, American’s’ Personal Savin...
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