May 27, 2002


Comments

 
 
 
  • Great info - Thanks
    Anonymous
     
     
     
  • Good to mention cooperative effort as an aid to growth and success.
    Anonymous
     
     
     
  • Do larger CUs attract members by building branches or the use of technology?
    Anonymous
     
     
     
  • It's very interesting to hear this type of information!!
    Anonymous
     
     
     
  • The info is very helpful to put things in perspective. Thank you.
    Anonymous
     
     
     
  • It's intereting to note that the larger, more profitable CU's have a larger percentage of RE Loans. My experience with the NCUA and CU examiners is that they do not like mortgages, particularly FR mortgages. My guess is that the larger CU's also "manage" their interest rate risk more proactively than the smaller CU's. CU's need to understand that growth is necessary to survive in an industry where costs keep rising and margins are shrinking (long term). I am not surprised to see the poor performance of most CU's in the current environment. It is clear to me that CU's need more education on the basics of managing net interest income. Too many small er CU's focus on "regulatory" concerns and as a result, avoid doing some of the smarter things that make the CU more profitable and ultimately viable and relevant.
    Anonymous
     
     
     
  • Great insight-- well written--
    Anonymous
     
     
     
  • Very good information!
    Anonymous
     
     
     
  • Great work... Thanks
    Anonymous
     
     
     
  • Very timely and current
    Anonymous
     
     
     
  • Pretty good job! Thanks.
    Anonymous
     
     
     
  • Can we get a list of the top 100?
    Anonymous
     
     
     
  • A MARKETING PLOY TO SELL CALLAHAN REPORT
    Anonymous
     
     
     
 
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