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May 16, 2005


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Anonymous

7/26/2012 04:12 PM

While shoppin for high price motorcycle I wanted lower payments for longer time the dealership via credit union offered me 5.9% per year on balance if paid electronicly VS 7.9% per year on same balance if paid by check. I did not buy motorcycle but I would have gone elontronic to save 13% points in 81 months every time. That way I would never miss a payment and have a much better deal.

Anonymous

7/26/2012 04:12 PM

Love to hear some stats about member usage of FM software (Money, Quicken etc.) and the impact on the relationship especially if it's pull technology and they bypass your website.

Anonymous

7/26/2012 04:12 PM

I believe you have to consider the fact that there will always be checks and bill pay will only go so far. People love to control their debits and receive their credits electronically. I.e. People love the float and control checks provide over bill pay which debits automatically on a certain day of the month. It is a fact of human nature that cannot be changed.

Anonymous

7/26/2012 04:10 PM

Check 21 will only help to increase the number of people who pay bills online. If you can't "float" a check, why bother with the stamp?

Anonymous

7/26/2012 04:03 PM

Seniors might want to have paper bills sent to them, even if they pay online, otherwise there will be no information available to the person handling their estate when they die. (This could happen to someone at any age.) Penalties and interest would continue accrue on the unpaid bills until the estate was notified of the default.

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