Nov. 7, 2005


Comments

 
 
 
  • Intellegent and timely piece. Nice work.
    Anonymous
     
     
     
  • Very interesting as our credit union struggles here.
    Anonymous
     
     
     
  • Would love to see articles about high loan/share ratios. We are at 90% and my board thinks that's bad because our peer is at 65%. Can't seem to convince them. Need help!
    Anonymous
     
     
     
  • I would have liked analysis as to WHY the credit unions are lagging the banks. As it's a percentage increase and not a dollar increase, it can't just be an issue of number of branches.
    Anonymous
     
     
     
  • The money available may have been diverted into real estate.
    Anonymous
     
     
     
  • Did not answer the question- or should the reader assume where deposits went based on comments in the article ? I would discount the comment from 11-8 at 12:49 unless spelling is no longer important.
    Anonymous
     
     
     
  • Has anyone actually "followed the outflow of cash" to determine where it is ending up? ie stock market, competitors CD's, money market accounts, debt reduction, etc
    Anonymous
     
     
     
  • Banks tend to focus on penetrating market share by having their frontline focus on checking account growth and wealth management. The people who handle wealth management also focus on mortgages. Credit Unions tend to drive more consumer lending business into their branches. Until we learn that consumers do not view "loans" as a relationship driving business (they will go where they get the best rate) our deposit growth will continue to be dismal.
    Anonymous
     
     
     
 
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