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February 18, 2013
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State Employees' Credit Union
The worst design flaw we currently have in the CU system is related to your bullet #3. The average CU earns 3.5% at the margin. The arbitrary assessments moved that earning power to the balance sheet of the NCUSIF which shows an avg yield on investments of 1.83% as of Nov which is steadily declining since recent purchases average 80bps. Eventually, the $9 billion will be earning 270bps less than if they were left in the CUs until needed for actual losses.
To Serve And Prosper
Sophisticated Financial Tools Offer Big ...
Any NCUA Board Appointment Is An Opportu...
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