Feb. 7, 2013

More On:

3Q 2012 Borrowings


  • it would be interesting to see if there is any correlation with increased borrowings and improved earnings since these credit unions have a higher loan to share ratio. The sad news is that Regulators think LT borrowing is a bad thing when in reality, it is prudent to lock in some LT borrowings at the bottom of the yield curve, especially if the CU is carrying 1st mortgages on the books.