Callahan & Associates' Blog
Off The CUFFRSS
Oct 09, 2012
By Melissa Forsyth
More By Melissa Forsyth
I have a confession to make. I’m a typical Gen-Y with lots of student debt and an aversion to credit cards. I only want to spend the money that I have, so I never applied for a credit card in college, although I do have an emergency card from my parents. Now that I’ve graduated and am out of college, I’m still on a budget and I don’t want to deal with the hassle of a credit card. I use my debit card for everything, which I’m learning can be a big mistake.
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