Get a Jump on the Competition
4 Ways to Use Callahan’s FirstLook Data & Analysis
Last quarter, we incorporated more than 99% of the total number of industry assets into these programs, making FirstLook the most complete and actionable data set prior to the official NCUA release.
Participate in our FirstLook Program to view quarterly Call Report data nearly a month before NCUA's official release. Through our relationships within the credit union industry, we are able to compile the data early so you can get a head start on your strategic planning.
FirstLook Overall Industry Performance
*Note: Credit unions are still submitting their 1Q 2012 call reports. Visit again soon for an even clearer picture of quarterly performance. |
|
March 2012
FirstLook |
March 2011
FirstLook |
March 2011
All US
Credit Unions |
| Total
Number of CUs |
7,035 |
7,034
|
7,442
|
| Total
Assets |
$1005.07 bn |
$937.21 bn |
$951.65 bn
|
| Total
Loans |
$574.12 bn |
$558.83 bn
|
$567.43 bn
|
| |
Credit
Card Loans |
$36.25 bn |
$34.43 bn
|
$34.91 bn
|
| |
Real
Estate Loans |
$315.46 bn |
$309.43 bn
|
$314.3 bn
|
| |
Auto
Loans |
$166.77 bn |
$161.38 bn
|
$163.74 bn
|
| Total
Shares |
$868.93 bn |
$809.74 bn
|
$822.74 bn
|
Investment
Growth
(12 months) |
9.09% |
17.07%
|
16.94%
|
Member
Growth
(12 months) |
2.84% |
1.76%
|
1.67%
|
Share
Growth
(12 months) |
7.31% |
6.02%
|
5.94%
|
Loan
Growth
(12 months) |
2.74% |
-0.02%
|
-0.12%
|
Growth
in Operating Expenses
(12 months) |
5.11% |
6.27%
|
6.16%
|
| Loans/Shares |
66.07% |
69.01%
|
68.97%
|
| Net
Worth/Assets |
10.02% |
9.98%
|
9.97%
|
| Delinquency
Ratio |
1.40% |
1.61%
|
1.63%
|
| Net
Interest Margin |
2.98% |
3.16%
|
3.16%
|
| Annualized YTD ROA |
0.84%
|
0.74%
|
0.73% |
| Annualized YTD ROA prior to NCUSIF Expense |
0.89% |
0.83%
|
0.81% |
