Deposits & Payments

Checking

By Jay Johnson | Sept. 18, 2017

Interchange income at credit unions swaps places with punitive fees as a growing driver of industry revenue.

By Liz Furman | May 1, 2017

Use this strategy from Granite to take your MMAs from sedimentary to igneous.

By Rebecca Wessler | April 17, 2017

Four can't-miss data points featured this week on CreditUnions.com.

By Randy Karnes | April 11, 2017

I hate but understand the 'I wish this practice would just die' movements.

By Callahan & Associates | April 10, 2017

Twenty-eight graphs, charts, and maps that evaluate credit union performance in the fourth quarter of 2016.

By Marc Rapport | March 20, 2017

The California credit union offers $5,000 to $50,000 of immediate cash availability based on the depth of member engagement with their credit union.

By Callahan & Associates | Dec. 1, 2016

Twenty-eight graphs, charts, and maps that evaluate credit union performance in the third quarter of 2016.

By Rebecca Wessler | Nov. 28, 2016

Five can't-miss data points featured this week on CreditUnions.com.

By Callahan & Associates | Nov. 21, 2016

The credit union's checking account for members with sub-600 credit scores provides a needed member benefit while also mitigating risk.

By Erik Payne | Nov. 17, 2016

Shares, member business loans, and the fallout from the Wells Fargo scandal. How did credit unions perform in the third quarter?

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By Callahan & Associates | Nov. 11, 2016

A monthly collection of Callahan content that, together, addresses a single topic from a variety of perspectives.

By Callahan & Associates | Oct. 31, 2016

Twenty-eight graphs, charts, and maps that evaluate credit union performance in the second quarter of 2016.

By Erik Payne | Sept. 26, 2016

A checking account with risk-mitigating features keeps Langley FCU’s losses at just 7% of its income.

By Stephanie Clark | Sept. 4, 2016

Credit unions are serving members better than ever before, and these three graphs show just how much ground the cooperative industry has gained.

By Marc Rapport | July 11, 2016

Mobile banking adoption lag? SWBC panelists describe their yen for mobile integration combined with financial education.

By Callahan & Associates | July 4, 2016

Twenty-eight graphs, charts, and maps that evaluate credit union performance in the first quarter of 2016.

By Marc Rapport | June 30, 2016

Future shock, building a credit union blockchain, and a sustainable initiative to create credit union awareness were all topics at America’s Credit Union Conference.

By Sam Taft | April 19, 2016

Credit unions must continue to build diversified income streams that strike a balance between profit and purpose.

By Erik Payne | April 11, 2016

A monthly fee at CommonWealth One FCU has helped the credit union encourage higher checking account balances and close inactive accounts.

By Sam Taft | April 1, 2016

At year-end 2015, see which credit unions lead the way in six key cooperative metrics.

By E.C. Harrison | Sept. 28, 2015

An account that pays members up to $200 a year in merchant rebates plus unlimited cash back rewards on signature-based debit card transactions has helped members at One Nevada ease into new checking options.

By Marc Rapport | May 28, 2015

After big fine on big bank, bureau’s blanket probe of credit union core processor NSF settings raises eyebrows and call for self-examination.

By Aaron Pugh | May 8, 2015

What do dogs, iTunes, and road trips have to do with credit unions? More than you might think.

By Marc Rapport | March 9, 2015

Digital Federal Credit Union has been building member loyalty with direct deposit early paydays.

By E.C. Harrison | March 9, 2015

A single checking account with automatically applied tiered benefits helps San Francisco Federal Credit Union reach 1,000 new account holders.

By Rebecca Wessler | March 9, 2015

This week, CreditUnions.com explores how today’s cooperative financial institution balances risk, perks, and member benefits.

By Callahan & Associates, Inc. | Feb. 23, 2015

Callahan & Associates analyzes checking account penetration data as a part of Trendwatch 4Q 2014.

By Jay Johnson | Jan. 22, 2015

A stronger economy, more reserved regulatory environment, and ever-growing public awareness are all good signs for credit union members and the nation in 2015.

By Marc Rapport | Jan. 19, 2015

A review of practices that show how and why credit unions are boosting their visibility and viability.

By Marc Rapport | Nov. 3, 2014

Mobile banking, the regulatory burden, terror financing and even the interchange cap were fair game on opening day at Money 20/20.

By Erik Payne | Oct. 2, 2014

The retail giant rolled out a new checking account product last week. How much of an effect will it have on credit unions?

By Callahan & Associates | July 9, 2014

A break down of the industry’s financial performance and impact in 1Q 2014.

By Andrew Bolton | April 3, 2014

Growth in capital, assets, and deposits helped credit unions in the Pine Tree State best industry averages in 2013.

By Erik Payne | Feb. 10, 2014

FORUM Credit Union’s relationship-based checking account clicks with its membership.

By Mark Reed | March 27, 2013

By Parth Kapoor | March 12, 2013

By Parth Kapoor | Dec. 18, 2012

By Rebecca McClay | Dec. 10, 2012

University of Iowa Community Credit Union reported 22.3% in loan growth in the third quarter with a business model that tracks efficiency “almost fanatically.”

By Rebecca McClay | Sept. 3, 2012

Money One Federal Credit Union is among 200 credit unions nationwide pooling their marketing dollars for gas giveaways.

By Elizabeth Morash | Aug. 30, 2012

Checking and back-to-school efforts were hot topics on credit union-related blogs this month.

By Rebecca McClay | Aug. 23, 2012

Vantage West Credit Union shores up its premium checking accounts with a little help from a university head football coach.

By Rebecca Wessler | Aug. 6, 2012

Pentagon FCU and SECU of North Carolina work with regulators to create transparent, member-friendly documents.

By Aaron Pugh | June 18, 2012

Paid options can appeal to members if they’re bundled with personalized rewards.

By Rebecca McClay | June 5, 2012

Smoothing over tension between employees will help improve productivity.

By Mark Reed | May 28, 2012

Share draft accounts increase 5.6%, nearly three times faster than membership growth.

By Rebecca McClay | May 24, 2012

Several credit unions offer some of the nation’s highest returns on checking accounts, according to a newly released Bankrate.com study.

By Rebecca Wessler | Jan. 2, 2012

Randolph-Brooks gives its members 15 reasons to make the credit union their primary financial institution.

By Rebecca Wessler | Jan. 1, 2012

Randolph-Brooks gives its members 15 reasons to make the credit union their primary financial institution this holiday season.

By Rebecca Wessler | Jan. 1, 2012

SAFE Credit Union encourages members to do the sensible thing and save.

By Lydia Cole | Jan. 1, 2012

Members have recommitted their savings (and themselves) to credit unions.

By Rebecca McClay | Oct. 1, 2011

Vantage West Credit Union shores up its premium checking accounts with a little help from a university head football coach.

By Rebecca Wessler | Aug. 22, 2011

A Minnesota credit union goes against the grain in offering free checking and rewards points.

By Rebecca McClay | July 25, 2011

Credit Unions top the list of financial institutions that provide the highest yields on checking accounts, a recent survey found.

By Callahan & Associates | April 1, 2011

Free checking is definite perk of banking with a credit union, but prospects won't change without convenience.

By CUES Directors Educational Forum | March 28, 2011

Connect with a growing mobile generation that chooses to opt out of the traditional banking model.

By Thomas Cullen | March 21, 2011

Industry leaders don't shy away from asking for their members' business.

By Aaron Pugh | March 21, 2011

Achieving success on and off the balance sheet is possible but requires strategic positioning.

Partner Perspective
When is Free Not Good Enough?

By | March 7, 2011

Free checking is a perk of banking with a credit union, but prospects won’t change without convenience.

By Thomas Cullen | Jan. 24, 2011

Debit interchange regulation is moving the market away from free checking, which gives credit unions a new way to enhance member relationships.

By Callahan & Associates | July 1, 2010

A practical approach to increasing checking account and debit card profitability in a rebounding economy.

By Rebecca Wessler | Jan. 1, 2010

Products geared toward students help build financial loyalty and commitment.

By Callahan & Associates | Jan. 1, 2010

Now is the time to think about funding balance sheets during recovery.

By Randy Karnes | Oct. 1, 2009

Assumptions about over-drafting have changed. Rather than fight old battles, credit unions should acquire the tools to help members know their balances in real time.

By Callahan & Associates | July 1, 2009

Advanced features of bill pay may help increase adoption.

By Callahan & Associates | July 1, 2007

The first quarter was a good start in more ways than one.

By Callahan & Associates | July 1, 2007

The use of image replacement documents for payment has its growing paints as well as advantages.

By Callahan & Associates | April 1, 2007

Continuing change was the theme for credit unions in 2006.

By Chip Filson | July 1, 1997

The balance sheet is the embodiment of a credit union's strategy. Should loans and shares grow and if so, by how much? What product changes are needed? How should investments compliment the gaps in asset-liability management? If credit unions are truly changing to better serve members, then the first place to look for this change is in the balance sheet.