Deposits & Payments

P2P Payments

By CU Direct | March 7, 2016

Five ways to preserve and grow a base of borrowers in the face of mounting competition.

By Erik Payne | July 9, 2015

With the introduction of peer-to-peer payments, Facebook makes a plea for handling its users’ money.

By Marc Rapport | June 8, 2015

Product meets marketing meets members in this small-town credit union that delivers high-tech solutions.

By Marc Rapport | May 29, 2015

Opportunity, challenges seen in same-day settlement as Fed calls for comments on its plan to adopt new NACHA rules.

By Marc Rapport | May 21, 2015

Preparation, speculation underway as same-day settlement gets green light on nation’s largest payment rail.

By Erik Payne | March 25, 2015

Innovative banking companies are turning heads. Credit unions can, too.

By Marc Rapport | Dec. 29, 2014

The Apple launch and — some say — subsequent holiday fizzle helps make mobile a dominating subject in payments talk this year.

By Erik Payne | Oct. 13, 2014

Like in the classic Atari game, a solid offense is the best way to defend against outside companies coming between you and your members. The business models of these popular companies compete with credit unions, so know what makes them appealing to users and how to replicate or enhance those experiences in your own offerings.

By Erik Payne | Sept. 8, 2014

Through its partnership with the company, Wescom found a convenient way to offer members peer-to-peer payments.

By Finastra | Sept. 9, 2013

Whether you’re looking to streamline communication and outreach, or drive new sales activity, the answer lies in mobile.

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By Aaron Pugh | July 8, 2013

Credit unions are finding opportunity in an increasingly diverse area of business.

By Fiserv | July 1, 2013

As new payment types and providers enter the market, cards are no longer the de-facto payments method. To remain competitive, credit unions must offer a mobile payments solution.

By Aaron Pugh | Nov. 5, 2012

Veridian Credit Union waited for peer payment technology to fully mature before adopting it. Now members and the institution are reaping the rewards.

Learn why Veridian felt P2P was an opportunity they couldn’t ignore and how they’ve kept their solution simple. Veridian discusses how their new “Transfer to Anyone” solution was combined with a new online banking rollout.

Partner Perspective
A Spectrum Of New Payment Options

By Finastra | Sept. 10, 2012

Credit unions can better accommodate member preferences and fuel the bottom line with these 3 emerging strategies.

By Aaron Pugh | May 21, 2012

Electronic wallets need to be as portable and easy-to-use as physical wallets, says CoVantage CIO Robert Van Abel.

By Alix Patterson | Jan. 16, 2012

Credit unions are deploying innovative ways to expand their footprint – both physically and virtually.

By Callahan & Associates | Jan. 1, 2012

Credit union are increasing technology spending in 2012, with budgets calling for investments that enhance member self-service capabilities and interactions as well as improve internal efficiences.

By Callahan & Associates | July 1, 2011

These mobile payment developments are on the cutting edge of consumer preference.

By Aaron Pugh | Jan. 27, 2011

Card issuers, mobile providers, and third-party companies are in a race for mobile commerce and the future of consumer payment technology.

By Callahan & Associates | July 1, 2010

Peer-to-peer transfers are expanding the payment systems market and creating opportunity in profit-friendly member services.

By Nick Connors | June 21, 2010

One-time expenses impacted earnings in 2009, but credit unions' ROA is back on the rise in 2010.

By Rebecca Wessler | June 4, 2010

Callahan is gearing up to bring you in-depth insight into the industry’s biggest advancements.

By Chris Tissue | April 1, 2010

This edition is brought to you straight from the corporate communities that use this holiday to have a little fun and show some personality. And from the letters C and U.

By Alix Patterson | March 4, 2010

Wired magazine covers the history of today's payment networks while looking ahead to a future that changes the way people pay one another. Tweet me the money?

By Lydia Cole | July 20, 2009

By Alix Patterson | July 1, 2009

The 2007 Electronic Payments Study takes a look at the emerging payments technology affecting the financial services industry and what lessons credit unions can learn from the big players.

By Nick Connors | June 22, 2009

By Callahan & Associates | July 1, 2008

Credit unions explain why they've partnered with Zopa, a "social finance" company.

By Nick Connors | May 12, 2008

As the adoption of mobile banking increases, mobile payments are also seeing increased usage. What should credit unions know about this emerging market?

By Brooke C. Stoddard | July 1, 2007

Five credit union technology experts from across the country share what's working, what is not, what might and why they think so.

By Scott Patterson | Jan. 30, 2006

P2P Lending is coming soon to the U.S. Should credit unions worry?

By Robbe Richman | May 16, 2005

P2P technology offers a new channel for person-to-person payments through e-mail.

By Callahan & Associates | Feb. 21, 2005

The U.S. financial services industry is standing at an IT crossroads-one that will greatly impact its ability to grow its business, satisfy customers, manage risk and cope with an increasingly challenging regulatory landscape.

By Scott Trubisz | Jan. 17, 2005

Credit unions of all sizes have realized the benefits of offering online Account-to-Account Transfers, including increased incoming funds, greater member loyalty, and reduced staffing demands.

By Scott Trubisz | Oct. 18, 2004

Credit unions and banks offering Account-to-Account (A2A) transfers on their websites have experienced an increase in balances and member retention.

By Joe James | July 21, 2003

Account to Account transfers (A2A) is emerging as a priority in more and more credit unions because it is an offering designed to strategically position the credit union as the central account in the e-member's diverse FSP relationships. Before adding A2A to your portfolio of services though, there are a variety of issues that you should consider. In a recent Callahan & Associates Webinar exploring the operational aspects of A2A, Kelli Schultz, Vice President of Information Technology at iPay, detailed some of the primary considerations a credit union should explore before implementation. These include: