Dear
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Remember when Y2K seemed years away and one could only imagine what new trends and technologies we would face? And here it is, the second week of 2007. Things may not be as advanced as we earlier imagined, but times have changed and so has the market in which credit unions compete.
Here at Callahan we are constantly trying to provide context for recent trends, as well as identifying future opportunities. This week we cover issues new in this century. We'll discuss bill pay, the new face of old stand-bys like branching, and uncover trends in share certificates that may go against conventional wisdom.
I'm sure you will find these articles insightful as you develop strategies to help your credit union succeed in 2007.

Annie Sebastian
| Articles
the Week of January 9, 2007 |
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Bill Payment Trends Highlight Opportunity for Credit Unions
Member payment practices provide insight into important capabilities and better ways to market online bill pay service to non-users.
Regional Loan Growth Gaps Illustrate Strengths, Challenges
Regional real estate dynamics and the prevalence of indirect lending were two drivers of loan growth differentials across regions.
Overdraft Protection Compliance: Is Your Credit Union Prepared?
Beware of complacency when it comes to addressing compliance requirements.
Four Ways that Retail Outlets Benefit CU Branching Strategies
Retail outlets provide credit unions with an opportunity to counter slow member growth as well as create added value to current members.
Are Higher Share Certificate Rates the Answer?
With credit unions relying more and more on share certificates for growth, are higher rates working?
| Upcoming Events |
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Strategies For Driving Debit Card Usage
CUs 101: An Introduction to the Credit Union Industry
Increasing Visibility: Using Retail Outlets to Relay the Credit Union Advantage
Just Press Pay: Attracting Members to Online Bill Payment
Printable
Webinar Calendar See
Full Library
| Insight Of The Week |
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A new year brings an opportunity to evaluate staffing questions at your credit union. What will 2007 bring for trends in staffing needs?
Our HR Director Leigh Anne Terry shares some thoughts on filling staffing needs and hopes you will discuss your own experiences on a new interactive channel, NextCU.com.
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