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Financial Performance

Visit Financial Performance to explore analysis about credit union investments, earnings, income, net worth, and more. Stick around to learn how credit unions manage asset and liabilities, boost non-interest income, improve efficiencies and productivity, increase yields, and maximize return on assets.

By Jason Haley | Nov. 21, 2017

This insightful monthly market commentary will help you look beyond the headlines to better understand what is driving the current market trends that could impact your credit union’s investment portfolio.

By Ian Melhorn | Nov. 21, 2017

Find out which states posted the highest credit card penetration with this interactive map.

By Dwight Johnston | Nov. 16, 2017

Why we might not see a higher funds rate next year.

By Dwight Johnston | Nov. 10, 2017

What the potential for tax reform means for the stock market.

By Sam Taft | Nov. 7, 2017

In episode No. 836, Callahan's Senior Director of Industry Analysis Sam Taft joins the show to discuss trends in the mortgage market.

By Rebecca Wessler | Nov. 6, 2017

Five can’t-miss data points this week on CreditUnions.com.

By Marc Rapport | Nov. 6, 2017

KCT Credit Union shows how arbitrage through the Federal Home Loan Bank adds income where there was none.

By Dwight Johnston | Nov. 2, 2017

And what we can expect of the new Fed Chairman.

By Callahan & Associates | Nov. 1, 2017

The only comprehensive guide to improving credit union performance.

By Erik Payne | Oct. 26, 2017

We'll prove it with credit union data.

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By Dwight Johnston | Oct. 19, 2017

1987 and 2017 share at least one common trait, but remembering Black Monday is not to create fear. It's to encourage watchfulness.

By Rebecca Wessler | Oct. 16, 2017

Five can't-miss data points featured this week on CreditUnions.com.

By Dwight Johnston | Oct. 12, 2017

After four consecutive weeks of losses for bonds, the bond market has been up each day this week. Will tomorrow's consumer price index release bring that streak to a halt?

By Rebecca Wessler | Oct. 10, 2017

Four can't-miss data points featured this week on CreditUnions.com.

By Dwight Johnston | Oct. 5, 2017

Friday’s jobs report will be messy and easily forgotten. Traders will go through the motions of reacting, but the numbers will have no staying power.

By Dwight Johnston | Sept. 28, 2017

Don’t be the first or the last financial institution on the block to raise rates.

By Rebecca Wessler | Sept. 25, 2017

Five can't-miss data points featured this week on CreditUnions.com.

By Marc Rapport | Sept. 25, 2017

A new strategy at Purdue Federal has delivered a $1.5 million bump in interest income and an anticipated 3-basis-point jump in ROA.

By Dwight Johnston | Sept. 22, 2017

The markets react mildly to yesterday's Fed meeting.

By Rebecca Wessler | Sept. 18, 2017

Five can't-miss data points featured this week on CreditUnions.com.

By Jay Johnson | Sept. 18, 2017

Interchange income at credit unions swaps places with punitive fees as a growing driver of industry revenue.

By Elan Financial Services | Sept. 11, 2017

A focus on growing the credit card portfolio can yield growth among multiple loan touch points.

By Dwight Johnston | Sept. 7, 2017

Uncertainties regarding a new Fed chair, the debt ceiling, budget, and tax reform make it unlikely there will be a carefree Christmas.

By Rebecca Wessler | Sept. 5, 2017

Five can't-miss data points featured this week on CreditUnions.com.

By Greg Gonsalves | Sept. 1, 2017

Total operating revenue has increased 8.8% over the first six months of 2016. This continued the recent trend of accelerating revenue growth for credit unions.

By Liz Furman | Sept. 1, 2017

Investment growth at credit unions has been positive for four out of the past six quarters.

By Dwight Johnston | Sept. 1, 2017

With housing trends skewing national in scope, concerns arise that a bubble could blow up.

By Liz Furman | Sept. 1, 2017

Hawaiian credit unions are performing well in mortgage, auto loans, and regular savings products; however, financial cooperatives in the Aloha State have an opportunity to increase members relationships further via loans and long-term saving products.

By Jay Johnson | Aug. 31, 2017

In episode No. 799, Mike Lawson brings on Callahan partner Jay Johnson to talk credit union financial performance in the second quarter.

By Callahan & Associates | Aug. 28, 2017

This must-attend quarterly event for credit union leaders covers performance trends, industry success stories, and areas of opportunity.

By Marc Rapport | Aug. 28, 2017

Interest on loans drive the income train, but other revenue streams are steaming along.

By Dwight Johnston | Aug. 24, 2017

Stocks, bonds, and the debt ceiling. There's a lot fueling a sense of economic uneasiness.

By Erik Payne | Aug. 23, 2017

Member, first mortgage, and share growth. How did credit unions perform in the second quarter?

By Aman Johal | Aug. 17, 2017

Star One Credit Union and Dow Chemical Employees Credit Union posted impressive dividend numbers in the second quarter of 2017.

By Erik Payne | Aug. 14, 2017

A fledgling title insurance CUSO at California Credit Union saves dollars and makes sense.

By Dwight Johnston | Aug. 3, 2017

A snapshot of the bond market reveals bullish speculators are back.

By Sam Taft | July 31, 2017

Incorporating peer analysis is an ideal way to enhance the impact of planning season.

By Dwight Johnston | July 27, 2017

Yesterday's FOMC statement has bond traders thinking Fed tightening might be over.

By Liz Furman | July 24, 2017

Deciding whether, and with whom, to merge can be tricky. Use this list to spark conversations that will lead to a deeper understanding of the benefits, drawbacks, and other implications.

By Dwight Johnston | July 20, 2017

Speculative bond traders see in Europe the opportunity to put the market back on track.

By Aaron Pugh | July 18, 2017

The credit union uses performance information to achieve strategic victories.

By Rebecca Wessler | July 17, 2017

Five can't-miss data points featured this week on CreditUnions.com.

By Erik Payne | July 17, 2017

Capital adequacy, asset quality, earnings, ALM, productivity, and growth underline quarterly financial performance for credit unions.

By Dwight Johnston | July 6, 2017

Why some traders are worried about President Trump’s visit to Europe for the G-20 summit.

By Liz Furman | July 3, 2017

Contextualizing costs based on location can make a big difference when analyzing the bottom line.

By Dwight Johnston | July 1, 2017

Shorter-term rates have moved higher, but the bumps in the overnight rate have had little impact past the two-year note.

By Liz Furman | July 1, 2017

Total revenue reached $15.5 billion in the first quarter of 2017. That’s up 8.1% year-over-year from the $14.3 billion credit unions posted in the first quarter of 2016.

By Liz Furman | July 1, 2017

With rising Federal Reserve rates and increased consumer confidence, the credit union industry posted positive year-over-year investment growth in the first quarter for the first time since 2013.

By Ian Melhorn | July 1, 2017

There are three times the number of credit unions than banks in Idaho, and members are making the most of the credit union movement. Idaho credit unions post the third-best performance among all 50 states for member, asset, loan, and share growth.

By Dwight Johnston | June 22, 2017

Amazon’s purchase of Whole Foods is not a game-changer for inflation or Fed policy.

By Maya Neuman | June 19, 2017

Credit unions add technology and jobs amid the move to universal tellers, ITMs, and the new branch design.

By Rebecca Wessler | June 19, 2017

Five can't-miss data points featured this week on CreditUnions.com.

By Salvador Lopez | June 19, 2017

Looking for a more accurate way to benchmark performance? Try these tips.

By Marc Rapport | June 12, 2017

How a new headquarters building and a community charter underpinned growth at Peru FCU.

By Dwight Johnston | June 8, 2017

Thursday offers a lineup of three possible threats to the markets.

By Marc Rapport | June 6, 2017

The movement’s investment portfolio in the first quarter remains liquid for lending and buffers against rising interest rates.

By Greg Gonsalves | June 5, 2017

The percent of revenue going toward employee compensation is reversing trend.

By Rebecca Wessler | June 5, 2017

Five can't-miss data points featured this week on CreditUnions.com.

By Marc Rapport | June 5, 2017

The Colorado cooperative’s mortgage-backed security re-purchase strategy makes more of investments and funds member give-back programs.

By Ian Melhorn | June 5, 2017

Credit unions generate income in a multitude of ways to stay competitive in a narrowing margin environment.

By Callahan & Associates | June 1, 2017

Callahan & Associates and TwinStar Credit Union discuss the institution's Imagination Lab, how it was implemented, and the successes the Lab has achieved.

By Greg Gonsalves | May 29, 2017

Strategies to reward loyal patrons differ among financial institutions as well as from region to region.

By Sam Taft | May 29, 2017

Check out this leader table to see which credit unions beat the industry average.

By Callahan & Associates | May 25, 2017

This must-attend quarterly event for credit union leaders covers performance trends, industry success stories, and areas of opportunity.

By Dwight Johnston | May 18, 2017

Three ways the special investigation into Trump’s presidential campaign could impact the economy.

By Callahan & Associates | May 15, 2017

How Abbey Credit Union wowed a fellow local financial cooperative with forward-looking performance analysis.

By Rebecca Wessler | May 15, 2017

Five can't-miss data points featured this week on CreditUnions.com.

By Greg Gonsalves | May 8, 2017

The story behind Golden 1 Credit Union's 35.5% auto loan growth.

By Dwight Johnston | May 4, 2017

What traders learned from yesterday's FOMC statement, and how they'll react to the latest health care vote.

By Rebecca Wessler | May 1, 2017

Five can't-miss data points featured this week on CreditUnions.com.

By Ian Melhorn | April 28, 2017

University of Michigan CU sees notable growth following completion of branch upgrades and generous community initiatives.

By Sam Taft | April 25, 2017

Check out this leader table to see which credit unions beat the industry average.

By Rebecca Wessler | April 24, 2017

Five can't-miss data points featured this week on CreditUnions.com.

By Greg Gonsalves | April 24, 2017

Cash at other financial institutions and Fed agency MBS have increased by 6.4% and 4.2%, respectively, over the past year. What else has happened inside the credit union investment portfolio?

By Marc Rapport | April 24, 2017

A lean, not mean, operation helps this Beantown, SEG-focused credit union top the charts in member metrics.

By Dwight Johnston | April 20, 2017

Traders and Wall Street are making a big deal out of the French election. Here's what Americans need to know.

By Marc Rapport | April 18, 2017

TwinStar Credit Union's Imagination Lab studies processes and reduces friction for members and employees.

By Sharon Simpson | April 17, 2017

Thinking of buying a bank? Check out these best practices and insights from credit unions in the know.

By Dwight Johnston | April 13, 2017

The movement in the bond market this week was not based on real concerns about the geopolitical scene.

By Rebecca Wessler | April 10, 2017

Four can't-miss data points featured this week on CreditUnions.com.

By Ian Melhorn | April 10, 2017

ROA increased 2 basis points for credit unions nationally, but where do the high and low performers fall?

By Callahan & Associates | April 10, 2017

Twenty-eight graphs, charts, and maps that evaluate credit union performance in the fourth quarter of 2016.

By Dwight Johnston | April 6, 2017

Fed officials can no longer deny they consider the markets when deciding monetary policy.

By Erik Payne | March 31, 2017

Feedback from Callahan’s annual Executive Outlook Survey highlights industry goals for 2017.

By Rebecca Wessler | March 31, 2017

Impressive financials, member service, and innovative strategies — there’s a lot to celebrate in the credit union movement.

By Dwight Johnston | March 31, 2017

Growth in consumer credit has sparked concern about credit quality. How will credit unions know when it’s really time to worry?

By Greg Gonsalves | March 31, 2017

Wyoming credit unions are all about growth. These credit unions have posted some of the strongest growth rates of any state in the nation, and it appears more and more Wyomingites are selecting credit unions to be their primary financial institutions.

By Jay Johnson | March 31, 2017

When employees prioritize what is best for the member, they demonstrate the cooperative difference.

By Dwight Johnston | March 30, 2017

Does the Fed still matter to bond traders?

By Michelle Parker | March 27, 2017

Callahan data shows there is a growing reliance on NII in keeping credit unions surviving and thriving.

By Dwight Johnston | March 23, 2017

Will the health care bill make it to the floor? And how will the market respond to Congressional pressuring?

By Rebecca Wessler | March 20, 2017

Five can't-miss data points featured this week on CreditUnions.com.

By Sharon Simpson | March 20, 2017

When Keys FCU put itself into voluntary conservatorship in 2009, its leaders and staff knew rebuilding together was the only way to save the credit union.

By Dwight Johnston | March 16, 2017

Bond traders responded fervently to yesterday's rate hike.

By Sharon Simpson | March 13, 2017

A new approach to the credit union basics of people and finance helped this West Virginia cooperative turn six-figure losses into seven-figure gains.

By Dwight Johnston | March 9, 2017

Last week's Dow rally fades into memory as the market looks for additional positive reinforcement.

By Ian Melhorn | March 6, 2017

The strong lending growth posted by U.S. credit unions in fourth quarter 2016 is an apt wrap-up for a successful year.

By Dwight Johnston | March 2, 2017

The stock market reacted to Trump’s speech on Tuesday with a triple-digit jump on Wednesday.

Lending activity remained strong and investment balances declined.

By Liz Furman | Feb. 28, 2017

After Bitterroot Community FCU in Montana opened a new branch, it posted a 21.2% increase in new members.

By Rebecca Wessler | Feb. 27, 2017

Four can't-miss data points featured this week on CreditUnions.com.

By Callahan & Associates, Inc. | Feb. 24, 2017

This must-attend quarterly event for credit union leaders covers performance trends, industry success stories, and areas of opportunity.

By Dwight Johnston | Feb. 23, 2017

The March meeting is the Fed’s best shot to start what it claims will be three tightenings this year.

By Erik Payne | Feb. 22, 2017

Loans, member relationships, and sources of non-interest income. How did credit unions perform in fourth quarter?

By Dwight Johnston | Feb. 16, 2017

Wall Street has fought the bull market for the past year, always looking for a better buying opportunity.

By Rebecca Wessler | Feb. 13, 2017

Five can't-miss data points featured this week on CreditUnions.com.

By Erik Payne | Feb. 13, 2017

Coastal FCU cut 20 fees worth $600,000 in annual income. Here’s how the credit union will make it all back — and then some.

By Sam Taft | Feb. 13, 2017

Credit unions originated $343.6 billion through third quarter 2016 — that's an all-time record. See which areas contributed to this double-digit year-over-year growth.

By Greg Gonsalves | Feb. 13, 2017

Indirect loans are taking an ever-increasing share of the auto portfolio, but growth is not even across credit union location and size.

By Dwight Johnston | Feb. 9, 2017

The appeals court reviewing the president's travel ban could render a decision before the week's end.

By Rebecca Wessler | Feb. 6, 2017

Five can't-miss data points featured this week on CreditUnions.com.

By | Feb. 6, 2017

Share balances in third quarter increased at the fastest rate since fourth quarter 2009, but the loan-to-share ratio still grew.

By Marc Rapport | Feb. 6, 2017

The Idaho credit union uses marketing, deposit, lending, and ALM strategies to increase member value.

By Erik Payne | Feb. 6, 2017

One Maryland credit union arms decision-makers with comprehensive data and encourages leaders to think beyond the face value of third-party reports.

By Greg Gonsalves | Feb. 6, 2017

If credit unions continue on their current path, will they be able to fund future loans solely through share growth?

By Jay Johnson | Feb. 6, 2017

Considerations to help any credit union assess its ALM policies, procedures, and management practices.

By Dwight Johnston | Feb. 2, 2017

Trump needs to start working on big issues and stay away from the petty stuff or he will destroy what is left of the goodwill in the markets.

By Erik Payne | Feb. 1, 2017

Though it’ll be a nail biter.

By Marc Rapport | Jan. 30, 2017

Amid planning for compliance and interchange hits, credit unions can count on a little help from their friends.

By Liz Furman | Jan. 30, 2017

The national average for each of these six mighty metrics is less than 10 percentage points, but even a change of a few basis points can make a big difference to a credit union.

By Rebecca Wessler | Jan. 30, 2017

Five can't-miss data points featured this week on CreditUnions.com.

By Dwight Johnston | Jan. 26, 2017

Buyer demand for the 10-year is not what traders hoped for.

By Victoria Taylor | Jan. 25, 2017

A new dynamic graphic display allows readers to compare their credit union’s performance against featured performance trends — all with a click of the button.

By Dwight Johnston | Jan. 19, 2017

U.S. employment might be nearing its maximum limit, but there are still pockets of unemployed workers around the country.

By Lydia Cole | Jan. 9, 2017

Metrics to evaluate credit union marketing spend and bridge the gap between macro trends and micro performance.

By Liz Furman | Jan. 7, 2017

Credit unions have ramped up marketing efforts and are reaping the benefits.

By Dwight Johnston | Jan. 5, 2017

The year's first economic reports are out, and at least one is good news for credit unions.

By Sharon Simpson | Jan. 2, 2017

Five lessons in setting short- and long-term goals.

By Erik Payne | Dec. 26, 2016

Eight strategies and lessons in managing one of the credit union industry’s largest assets.

By Sharon Simpson | Dec. 26, 2016

Five lessons in growing and improving the credit union deposit portfolio.

By SWBC | Dec. 26, 2016

The Indiana credit union increased GAP sales by nearly 50% by thinking outside the vehicle protection box.

By Dwight Johnston | Dec. 22, 2016

All is calm, but is all bright?

By Marc Rapport | Dec. 20, 2016

Overlooked editorial gems provide insight and inspiration for the challenges and opportunities that lay ahead in 2017.

By Sharon Simpson | Dec. 19, 2016

University Credit Union in Orono, ME, creates new positions and titles to streamline its lending environment.

By Dwight Johnston | Dec. 15, 2016

There will most certainly be more liquidation to come unless the market narrative changes dramatically.

By Liz Furman | Dec. 12, 2016

Use these metrics to better understand what third quarter auto data means to a credit union’s loan portfolio.

By Dwight Johnston | Dec. 8, 2016

News from the European Central Bank is not what traders needed or wanted.

By Dwight Johnston | Dec. 1, 2016

November might have been a nightmare, but today’s Treasury rates aren’t far off 2015.

By Callahan & Associates | Dec. 1, 2016

Twenty-eight graphs, charts, and maps that evaluate credit union performance in the third quarter of 2016.

By Erik Payne | Dec. 1, 2016

How back-to-basics lending, a brick-and-mortar presence, and a forward-thinking approach to business underpin growth for a suburban Detroit credit union.

By Rebecca Wessler | Dec. 1, 2016

The year of the monkey is in the books. Say hello to the year of the rooster.

By Dwight Johnston | Dec. 1, 2016

What would “normal” rates look like in the coming year, and what events might prevent rates from getting there?

By Michelle Parker | Dec. 1, 2016

Besting national averages across various penetration and efficiency rates, financial cooperatives in the Keystone State are efficiently serving members and expanding books of business with their current staffing models.

By Jay Johnson | Dec. 1, 2016

With a more favorable environment, credit unions are poised to make an even greater impact in the coming year.

By Liz Furman | Nov. 30, 2016

Credit union asset, loan, share, and member growth were strong in the third quarter of 2016, both for the industry and on a state-by-state level.

By Rebecca Wessler | Nov. 28, 2016

Five can't-miss data points featured this week on CreditUnions.com.

By Marc Rapport | Nov. 28, 2016

The Memphis credit union has improved retention, electronic services, and accounts per household by delivering the right messages to the right members.

By Callahan & Associates | Nov. 21, 2016

Total revenue for all credit unions topped $29 billion in the second half of 2016. Learn what happened with interest income, non-interest income, and ROA.

By Rebecca Wessler | Nov. 21, 2016

Three can't-miss data points featured this week on CreditUnions.com.

By Callahan & Associates, Inc. | Nov. 18, 2016

This must-attend quarterly event for credit union leaders covers performance trends, industry success stories, and areas of opportunity.

By Erik Payne | Nov. 17, 2016

Shares, member business loans, and the fallout from the Wells Fargo scandal. How did credit unions perform in the third quarter?

By Liz Furman | Nov. 15, 2016

With market uncertainty, it’s surprising to see a quarter-over-quarter and year-over-year increase in investments. Less surprising is the attraction of short-term investments.

By Michelle Parker | Nov. 15, 2016

The industry sets new records as the portfolio tops $58 billion. The top 10 list spans the nation.

By Sam Taft | Nov. 14, 2016

Credit unions posted a slight improvement in the efficiency ratio versus one year ago. Check out this leader table to see which credit unions beat the industry average.

By Liz Furman | Nov. 14, 2016

Callahan & Associates surveyed 333 credit unions to learn about automated decisioning practices in the consumer lending portfolio. Read about the results in this interactive article.

By Ted Goldwyn | Nov. 14, 2016

In an increasingly competitive lending environment, these six practices are helping credit unions serve members better and make decisions quickly.

By Dwight Johnston | Nov. 10, 2016

The lack of liquidity in the bond market has been an ongoing problem, and now the dam seems to be breaking.

By CUSO Financial Services, L.P. | Nov. 7, 2016

New DOL Fiduciary Rule is an opportunity to assess credit unions’ long-term goals for their investment advisors.

By Michelle Parker | Nov. 7, 2016

What does new Home Mortgage Disclosure Act data say about credit union performance?

By Liz Furman | Nov. 4, 2016

In episode No. 658, Callahan Industry Analyst Liz Furman digs deep into national and regional data and debunks the myth that credit union membership and asset growth is strictly due to mergers.

By Dwight Johnston | Nov. 3, 2016

Traders are doing little besides watching the newswires for election news.

By Callahan & Associates | Oct. 31, 2016

Twenty-eight graphs, charts, and maps that evaluate credit union performance in the second quarter of 2016.

By Callahan & Associates, Inc. | Oct. 28, 2016

How crowdfunding provides an actionable game plan for credit unions to help rejuvenate their local economy, and the case for credit unions to get started.

By Dwight Johnston | Oct. 27, 2016

Once the dust settles, why U.S. traders will go back to watching the German market.

By Erik Payne | Oct. 26, 2016

And we can prove it with credit union data.

By Rebecca Wessler | Oct. 24, 2016

Five can't-miss data points featured this week on CreditUnions.com.

By Marc Rapport | Oct. 24, 2016

The small Oregon-Washington credit union uses internal efficiencies and external outreach to hit new heights.

By Rebecca Wessler | Oct. 18, 2016

This quarter, Credit Union Strategy & Performance is all about showing off successes and looking forward to the future.

By Dwight Johnston | Oct. 18, 2016

What do jobs, houses, and autos say about the road ahead for credit unions?

By Liz Furman | Oct. 18, 2016

The Loan Star State has the highest number of credit unions at 475, and its stellar growth and member metrics evokes the saying “Don’t mess with Texas.”

By Rebecca Wessler | Oct. 17, 2016

Five can't-miss data points featured this week on CreditUnions.com.

By Callahan & Associates, Inc. | Oct. 14, 2016

Callahan & Associates and Dave Mooney, CEO of Alliant Credit Union, discuss the value of non-interest income, the top and emerging sources, and ways to boost this type of income at your credit union.

By Dwight Johnston | Oct. 13, 2016

In September, China reported a sharper drop in exports than was expected. What does that mean for the bond market?

By Callahan & Associates, Inc. | Oct. 12, 2016

Callahan & Associates and Gene Pelham discuss how Rogue identified the opportunity in a high-yield loyalty program, how it determined the parameters of the program, how it positions the program, and what it expects from 2017 and beyond.

By Erik Payne | Oct. 10, 2016

In a state affected by coal restrictions, the Kentucky-based cooperative finds an avenue for non-interest income that doesn’t require raising rates or fees.

By Michelle Parker | Oct. 10, 2016

How do credit unions in the Buckeye State stack up against regional peers?

By Rebecca Wessler | Oct. 10, 2016

Four can't-miss data points featured this week on CreditUnions.com.

By Dwight Johnston | Oct. 6, 2016

What should credit unions expect from Friday's barrage of economic reports?

By Dwight Johnston | Sept. 29, 2016

Oil rallies for a day, and stocks tag along for the ride.

By Callahan & Associates | Sept. 28, 2016

A monthly collection of Callahan content that, together, addresses a single topic from a variety of perspectives.

By Liz Furman | Sept. 26, 2016

How do financial cooperatives in the Lone Star State stack up against other credit unions?

By Liz Furman | Sept. 26, 2016

Five graphs show how technology offers a competitive advantage.

By Dwight Johnston | Sept. 22, 2016

Both stocks and bonds rallied yesterday on the heels of two central bank meetings.

By E.C. Harrison | Sept. 19, 2016

The chief financial officer of First Community in Texas talks about questioning authority, the regulatory environment, and the future of credit unions.

Continued loan demand draws down investment balances.

By Marc Rapport | Sept. 19, 2016

Michigan’s Genisys Credit Union meets member needs while boosting its bottom line.

By Rebecca Wessler | Sept. 19, 2016

Five can't-miss data points featured this week on CreditUnions.com.

By Dwight Johnston | Sept. 15, 2016

Neither stocks nor bonds have made headway in either direction.

By Michelle Parker | Sept. 12, 2016

In July 2016, Callahan & Associates surveyed 170 credit union executives from 40 states to gain insight into their current and emerging sources of non-interest income.

By Dwight Johnston | Sept. 8, 2016

Expected news out of Europe has nonetheless piqued the interest of traders everywhere.

By Rebecca Wessler | Sept. 6, 2016

Five data points from this week on CreditUnions.com.

By Marc Rapport | Sept. 4, 2016

The Illinois credit union has a lower-than-average reliance on non-interest income and plans to increase those revenue streams in the coming years.

By Stephanie Clark | Sept. 4, 2016

Credit unions are serving members better than ever before, and these three graphs show just how much ground the cooperative industry has gained.

By Dwight Johnston | Sept. 1, 2016

The markets were quiet for most of August, and traders are eager for September to bring more activity.

By Callahan & Associates | Aug. 29, 2016

See how the credit union uses CUSOs to diversify its sources of non-interest income.

By Stephanie Clark | Aug. 29, 2016

Penetration metrics are up across all major product types, with share draft penetration topping 50%.

By Erik Payne | Aug. 29, 2016

Seven core cultural beliefs at Vantage West Credit Union shapes a future of "deliberate success."

By Callahan & Associates, Inc. | Aug. 25, 2016

This must-attend quarterly event for credit union leaders covers performance trends, industry success stories, and areas of opportunity.

Blog
Yellen Eve

By Dwight Johnston | Aug. 25, 2016

The world is nervously awaiting Janet Yellen’s speech tomorrow, but the over-hyped event will not live up to expectations.

By Erik Payne | Aug. 23, 2016

Second quarter performance data tells a positive story: member growth has never been stronger, the loan faucet is still flowing, and credit unions are well-positioned from an interest rate risk perspective.

By Michelle Parker | Aug. 22, 2016

Callahan & Associates surveyed 170 credit union executives to gain insight into their current and emerging sources of non-interest income.

By Callahan & Associates | Aug. 19, 2016

In July 2016, Callahan & Associates surveyed 170 credit union executives from 40 states to gain insight into their current and emerging sources of non-interest income.

By Callahan & Associates | Aug. 19, 2016

In July 2016, Callahan & Associates surveyed 170 credit union executives from 40 states to gain insight into their current and emerging sources of non-interest income.

By Liz Furman | Aug. 19, 2016

Second quarter data shows the industry’s ROA is up quarter-over-quarter but slightly down year-over-year.

By Dwight Johnston | Aug. 18, 2016

The lack of a unified opinion from the Federal Reserve's Board of Governors will leave the Fed in the dust when rates rise.

By Michelle Parker | Aug. 16, 2016

Second quarter data shows industry real estate loan growth is strong, but lenders should take portfolio quality and state-level trends into consideration.

By Liz Furman | Aug. 15, 2016

As strategic planning season rolls in, consider what metrics will showcase the credit union to members, the board, and the community.

By Dwight Johnston | Aug. 11, 2016

Although there are differences in bond rates around the world, they are all trading in the same direction.

By Liz Furman | Aug. 11, 2016

Like your golf score, your credit union’s efficiency ratio should be low.

By Ted Goldwyn | Aug. 8, 2016

Rogue Credit Union beats the market and its peer averages with an ownership savings account.

By Sharon Simpson | Aug. 8, 2016

Generations FCU explains how it uses the investment portfolio as a vehicle that produces income in its own right.

By Marc Rapport | Aug. 8, 2016

The Los Angeles-based credit union sees a bright future for its “non-punitive” insurance option.

By Rebecca Wessler | Aug. 8, 2016

Sure, credit unions are not-for-profit financial institutions, but that doesn't mean they can exist without steady sources of income. See how credit unions are making money and deepening relationships this week on CreditUnions.com.

By Erik Payne | Aug. 1, 2016

Arizona FCU puts a financial twist on “The Biggest Loser” with its “My Comeback” web series.

By CUSO Financial Services, L.P. | July 18, 2016

Establishing relationships across generations helps ensure future success for heirs and business for advisors.

By Marc Rapport | July 11, 2016

Mobile banking adoption lag? SWBC panelists describe their yen for mobile integration combined with financial education.

By Erik Payne | July 11, 2016

Capitol Credit Union revamped policies, processes, and procedures to counter negative loan and member growth and once again achieve stable financial footing.

By Callahan & Associates | July 4, 2016

Twenty-eight graphs, charts, and maps that evaluate credit union performance in the first quarter of 2016.

By Marc Rapport | July 4, 2016

New employer group strategies and a focus on financial wellness have helped KCT get back to basics and sparked a sharp recovery at the suburban Chicago credit union.

By Dwight Johnston | July 4, 2016

How three possible rate paths could throw a curveball during the 2017 budgeting process.

By Michelle Parker | July 4, 2016

Utah credit unions set new records in loan originations, members, shares, loans, and much more in the first quarter of 2016. More members than ever are choosing Utah credit unions as their financial institution of choice, which is driving up penetration metrics and average member relationships across the state.

By Jay Johnson | July 4, 2016

Credit unions’ overarching focus on creating and delivering value to members provides a solid foundation for steady performance while markets whipsaw in the face of uncertainties.

By Sam Taft | July 4, 2016

Credit unions with strong technology offerings outperform their peers in growth, penetration, and average relationships.

By Callahan & Associates | July 1, 2016

A monthly collection of Callahan content that, together, addresses a single topic from a variety of perspectives.

By Dwight Johnston | June 30, 2016

The knee-jerk reaction to the Brexit vote is over, but the extent of the fallout is still unknown.

By Dwight Johnston | June 24, 2016

Against the predictions of traders, the UK voted yesterday to leave the European Union.

By Dwight Johnston | June 23, 2016

The British are at their polling stations, and the Brexit vote is on.

By Sharon Simpson | June 20, 2016

The Business Analytics Innovation Team at Member One FCU tasks six employees with digging into data to find areas of opportunity.

By Susan Levi Wallach | June 20, 2016

How Oregon Community’s data warehouse is shaping marketing and saving the credit union time and money.

By Rebecca Wessler | June 20, 2016

Analyzing various data sets can unlock valuable insights to the wants, needs, and expectations of an institution's membership. But who owns business analytics at credit unions across the nation?

By Dwight Johnston | June 16, 2016

The Fed should admit it plans to raise interest rates only once it sees stronger economic growth, calm global conditions, and a sustainable upward trend in inflation.

By Marc Rapport | June 15, 2016

Credit unions correlate giving back and growing loans, while accounting standards and succession planning spur table talk.

By Marc Rapport | June 14, 2016

Empowering and engaging potential new homeowners and honoring obligations to military borrowers get close scrutiny at opening day of NAFCU’s annual conference.

By Rebecca Wessler | June 13, 2016

This week, CreditUnions.com focuses on the different metrics credit unions can use to measure and benchmark performance, whether looking to manage risk or guide loan growth.

By Stephanie Clark | June 13, 2016

What metrics should human resource professionals use to measure employee and credit union performance?

By Sam Taft | June 13, 2016

Lending and asset growth have been capturing industry headlines, but tight margins from sustained low interest rates and slowly rising operating expenses make some other benchmarks worth watching.

By Michelle Parker | June 13, 2016

Lending is the engine that powers credit unions, and these seven ratios will help every employee understand why.

By Liz Furman | June 13, 2016

Risk managers monitor disparate areas of the credit union. For key ratios to follow, start with the measures that correspond to the risk indicators outlined by the NCUA.

By Dwight Johnston | June 9, 2016

Mario Drahi and George Soros are dinging stocks and giving bond traders a reason to dip below a key level.

By Stephanie Clark | June 3, 2016

Regional credit union data shows cooperatives in the western states posted impressive growth during first quarter.

By Michelle Parker | June 1, 2016

Real estate originations and balances climbed in the first quarter of 2016, showing the credit union industry is well positioned to serve the housing needs of members.

By Liz Furman | May 30, 2016

Low oil prices can seem great at the pump, but some states are feeling the pinch.

By Callahan & Associates | May 25, 2016

Callahan & Associates and Todd Lane discuss how California Coast Credit Union calculated its area's living wage and what that means for its employment strategy moving forward.

By Callahan & Associates | May 24, 2016

Learn how credit unions performed in first quarter 2016 and find new opportunities in today's economic environment.

By Erik Payne | May 23, 2016

Purdue’s PFED Producers originated millions of dollars to SEG members in 2015 and tells how other credit unions can, too.

By Dwight Johnston | May 19, 2016

Despite the strong suggestion by the Fed that it will increase rates in June, two events could cause it to hit the pause button.

By Michelle Parker | May 18, 2016

Amid an industry trend of strong share growth, one credit union’s community partnership helps it stand out.

By Marc Rapport | May 18, 2016

Credit unions again set new marks in major measurements of industry strength, and Callahan's Trendwatch webinar has the details.

By Liz Furman | May 10, 2016

Membership growth is on the rise across the industry, but the performance of one New York credit union makes it a notable outlier.

By Stephanie Clark | May 10, 2016

With a few weeks to go before the NCUA officially releases first quarter data, early numbers reveal four notable highlights for total income, income composition, fee income, and more.

By Callahan & Associates | May 1, 2016

A monthly collection of Callahan content that, together, addresses a single topic from a variety of perspectives.

By Callahan & Associates | April 30, 2016

A break down of the industry’s financial performance and impact in fourth quarter 2015.

By Jay Johnson | April 30, 2016

Credit unions are operating from a position of strength; now, credit union leaders want to leverage that strength to have a greater impact on their members and communities in the area of financial health.

By Callahan & Associates | April 30, 2016

Which credit unions are investing dollars in and loaning money to credit union service organizations?

By Callahan & Associates | April 30, 2016

Virginia credit unions set records in loan originations, members, shares, loans, and much more in 2015. More members than ever are choosing Virginia credit unions as their financial institution of choice, driving up penetration metrics and average member relationships across the state.

By Chip Filson | April 26, 2016

A review of NCUSIF audits show a rebuff of reality that marks seven years of building budgets while thwarting the fund’s intent to sustain and nurture.

By Sam Taft | April 19, 2016

Credit unions must continue to build diversified income streams that strike a balance between profit and purpose.

By Susan Levi Wallach | April 18, 2016

How an Iowa credit union increased its interchange revenue by 41% over four years.

By Erik Payne | April 18, 2016

How Members 1st Federal Credit Union sells mortgages and makes itself more efficient.

By Marc Rapport | April 18, 2016

A debit payback program at Warren FCU builds member interest and non-interest income.

By Liz Furman | April 18, 2016

Here’s how CUSOs and sales to secondary markets affect non-interest income.

By Rebecca Wessler | April 18, 2016

This week, CreditUnions.com features articles showing how credit unions are driving non-interest income, from PIN fees to secondary market sales.

By Michelle Parker | April 14, 2016

The new accounting standard from FASB presents challenges and opportunities to credit unions and CUSOs.

By Chip Filson | April 13, 2016

The regulator's drastic move is a troubling illustration of how the agency created to foster the movement’s safety and soundness is becoming a threat to its future.

By Rebecca Wessler | April 11, 2016

This week, CreditUnions.com gets in the spring cleaning spirit by featuring articles and graphics on how credit unions are simplifying operations, paring down documents, and closing inactive checking accounts.

By Marc Rapport | April 11, 2016

Two credit unions in Arizona and Iowa pare down redundancies and add efficiencies by taking a hard look at their documents.

By Erik Payne | April 11, 2016

A monthly fee at CommonWealth One FCU has helped the credit union encourage higher checking account balances and close inactive accounts.

By Liz Furman | April 11, 2016

Spring is an excellent time to assess efficiency and clean up clutter to make way for new products and measures.

By Dwight Johnston | April 7, 2016

What the future might look like should the U.S. Fed adopt the policies of the central banks in Europe and Japan.

By Stephanie Clark | April 4, 2016

Which credit unions lead the industry in mortgage production growth? Find out in this Callahan & Associates leader table.

By Sam Taft | April 1, 2016

At year-end 2015, see which credit unions lead the way in six key cooperative metrics.

By Dwight Johnston | March 31, 2016

Securities end quarter strong, while next quarter could determine rates for years to come.

By Liz Furman | March 29, 2016

The NCAA tournament is down to the Final Four, and regional credit union performance data from Callahan & Associates has predicted the winner.

By Dwight Johnston | March 24, 2016

Fed officials have sounded sounded more upbeat on the economy than Yellen sounded last week.

By Liz Furman | March 21, 2016

Which financial cooperatives are maximizing non-interest income without raising service fees for members? Find out in this Callahan leader table.

By Sam Taft | March 21, 2016

Which states posted the highest change in loans to shares? What about in negative share growth? Find out in these Callahan leader tables.

By Stephanie Clark | March 21, 2016

Average member relationships increased 4.5% at credit unions nationwide and hit an all-time high, but what credit unions posted the highest dollar change?

Safe, liquid investments drive year-end "window dressing" as Feds act on long-awaited rate increase.

By Callahan & Associates | March 21, 2016

How do credit unions in Alabama stack up against the nation?

By Rebecca Wessler | March 21, 2016

This week, CreditUnions.com looks at the top 10 credit union leaders in operating income, average member relationships, SBA loans, and loan-to-share ratio.

By Dwight Johnston | March 17, 2016

The Fed has been throwing off mixed signals for years; yesterday’s FOMC statement was just the latest.

By Erik Payne | March 14, 2016

After only a few years, two new offices in Washington, DC, are responsible for 60% of the mortgage loan growth recorded by United Nations Federal Credit Union.

By Dwight Johnston | March 10, 2016

Memo to U.S. traders: Set aside the ECB and focus on what our own Fed might say next week.

By Callahan & Associates | March 9, 2016

In its annual webinar, Callahan & Associates gives credit union vendors lessons and strategies to build stronger credit union-vendor relationships.

By Erik Payne | March 8, 2016

What credit union vendors should know about the industry as 2016 kicks into full swing.

By SWBC | March 7, 2016

A solid indirect payment solution can lead to strong relationships with new borrowers and multiple potential income streams.

By Callahan & Associates | March 4, 2016

A monthly collection of Callahan content that, together, addresses a single topic from a variety of perspectives.

By Dwight Johnston | March 3, 2016

Friday's U.S. jobs report is taking on more importance than we have seen in some time.

By Marc Rapport | Feb. 29, 2016

How the San Diego credit union is implementing a new compensation system and considering the living wage measure.

By Sam Taft | Feb. 29, 2016

At which credit unions did employees post the highest gains in fourth quarter 2015? Find out in this leader table.

Blog
Dream Big

By Dwight Johnston | Feb. 25, 2016

Traders have avoided getting caught up in the Chinese stock market, but can they wean themselves away from oil enough to watch fundamentals again?

By Callahan & Associates | Feb. 24, 2016

Callahan & Associates analyzes membership, loans, shares, and other growing metrics as a part of Trendwatch 4Q 2015.

By Chip Filson | Feb. 22, 2016

Credit unions need to value service as much as profitability and be able to show it.

By Marc Rapport | Feb. 22, 2016

Mountain America Credit Union is a veteran user of cash management analytics, but it’s still learning how to optimize its understanding of and confidence in the system.

By Callahan & Associates | Feb. 19, 2016

Learn how credit unions performed in fourth quarter 2015 and find new opportunities in today's economic environment.

By Sam Taft | Feb. 18, 2016

The nation’s credit unions made strides in fourth quarter 2015, setting records in originations and market share.

By Marc Rapport | Feb. 8, 2016

First Financial revamps its tell-a-friend program to Keep It Simple (and Successful).

By Marc Rapport | Feb. 8, 2016

A big Indiana credit union offers high rates to savers while a small Virginia credit union charges ahead with a community charter.

By Erik Payne | Feb. 8, 2016

Harvest FCU adds members through a family-focused referral program.

By Stephanie Clark | Feb. 8, 2016

Adding 3.1 million members over 12 months, credit unions report the highest ever membership. Here are some of the leaders in overall membership.

By Rebecca Wessler | Feb. 1, 2016

This week, CreditUnions.com features five articles showcasing strategies different credit unions use to manage balance sheets and better serve members.

By Sam Taft | Feb. 1, 2016

In today’s changing and often-uncertain economic environment, balance sheet management is top-of-mind with credit union executives.

By Erik Payne | Feb. 1, 2016

Advice from a credit union that holds nearly 30% of its total holdings in investments.

Loan growth drives down balances while industry assets overall remain steady.

By Sharon Simpson | Feb. 1, 2016

Kevin Kesecker, vice president and chief lending officer for SECU of Maryland, offers advice on how to review packaged loans to make sure they are attractive — and worthwhile — to the credit union.

By Dwight Johnston | Jan. 28, 2016

Amid volatile movement in the stock market, the Federal Reserve is simply watching the world go by.

By Marc Rapport | Jan. 25, 2016

A California credit union buys loans to ease excess liquidity while a Colorado crew sells first mortgages to firefighters.

By Dwight Johnston | Jan. 21, 2016

New technology has displaced oil’s major role in the global economy.

By Erik Payne | Jan. 20, 2016

Listerhill Credit Union makes its home in a place where rock ‘n’ roll and hard work coexist.

By Dwight Johnston | Jan. 7, 2016

A drop in the Chinese currency sparks a new wave of selling.

By Jon Jeffreys | Jan. 4, 2016

Crowdfunding provides opportunities for credit unions, small businesses, investors, and local communities.

By Jay Johnson | Dec. 31, 2015

Good cooperative leaders aren’t just thinking about their financial performance in the next quarter or even the next 40 beyond that. Rather, they are expanding their focus to embrace external opportunities and new supporting roles within the community.

By Callahan & Associates | Dec. 31, 2015

A break down of the industry’s financial performance and impact in third quarter 2015.

By Callahan & Associates | Dec. 30, 2015

Designing and properly controlling a credit card program is only worth it if this leads to developing an action oriented and high ROI marketing plan for the business.

By Callahan & Associates | Dec. 30, 2015

Credit card programs are obviously different from all other loan products: they provide open and available credit lines for many years, to be drawn at the cardholder’s discretion, while being completely unsecured.

By Callahan & Associates | Dec. 30, 2015

The session will include a tutorial on how to develop a profit and loss statement as well as instruction on how to identify what information you need and where to find it.

By SWBC | Dec. 7, 2015

Here are some time-tested ways to research, communicate, and “close the sale” that works for the debtor and the credit union.

By Dwight Johnston | Dec. 3, 2015

After the big jump in October payrolls, a more normal gain is expected.

By Callahan & Associates, Inc. | Nov. 23, 2015

Learn how credit unions performed in third quarter 2015 and find new opportunities in today's economic environment.

By Sam Taft | Nov. 23, 2015

States all across the nation posted significant year-to-date growth in mortgage originations when compared to the same time frame last year.

By Stephanie Clark | Nov. 19, 2015

Auto lending is the power behind this quarter’s never-before-seen lending activity. Here's why.

By Dwight Johnston | Nov. 19, 2015

Movement in the excess reserve rate could mean a major increase in income.

By Stephanie Clark | Nov. 18, 2015

Learn by how much the industry has increased its asset base, loans, shares, member relationships, and more.

By Rebecca Wessler | Nov. 18, 2015

Third quarter performance data showcases credit union successes in lending and shares.

An outdated brand detracts from your bottom line. Here are four questions you should ask to determine whether your credit union needs a brand update.

By Stephanie Clark | Nov. 16, 2015

Results from a Callahan & Associates online poll show which lending models lead to higher credit union performance.

By Sam Taft | Nov. 13, 2015

Indirect lending fuels double-digit growth in the auto portfolio.

By Dwight Johnston | Nov. 12, 2015

Does bad news from the nation's largest retail sales department store bring sad tidings for the holiday season?

Making it easy to modify loans increases yield and revenue while building loyal relationships to last beyond the original note.

By Dwight Johnston | Nov. 5, 2015

If and when the Federal Reserve finally raises the overnight funds rate, the bond market will already be way ahead.

By Dwight Johnston | Nov. 4, 2015

Early warning signs suggest values in hot markets are getting stretched, and increased mortgage rates will send some areas into overvalued territory.

By Aaron Pugh | Nov. 4, 2015

What do mountains, frisbees, and barbecue competitions all have to do with credit unions?

Credit unions can and should identify HELOC candidates and win that business before interest rates rise.

By Dwight Johnston | Oct. 29, 2015

Stock traders like easy money, but they don’t like seeing the Federal Reserve basing decisions on shaky global markets.

By Aaron Pugh | Oct. 28, 2015

Credit unions are exceeding goals and breaking records quarter after quarter. In such an ideal environment, why are some still looking for the next challenge?

By CUSO Financial Services, L.P. | Oct. 19, 2015

Here are some things to think about to attract and serve new generations of self-directed investors.

By Janet Lee | Oct. 15, 2015

The number of credit union branches has risen since midyear 2014, but deposit market share is holding steady.

By Dwight Johnston | Oct. 15, 2015

Despite a rally in Chinese stocks, traders are looking for bad news.

By Dwight Johnston | Oct. 8, 2015

More good news for the long-term outlook of the housing market.

By Dwight Johnston | Oct. 1, 2015

Stock traders are trying to use Wednesday’s rally as a launching pad for a better fourth quarter, but the market is looking a bit wobbly.

By Ted Goldwyn | Sept. 28, 2015

A Colorado credit union’s popular CD special drew in $80 million as well as rate chasers looking for a good deal during bad times.

By E.C. Harrison | Sept. 28, 2015

An account that pays members up to $200 a year in merchant rebates plus unlimited cash back rewards on signature-based debit card transactions has helped members at One Nevada ease into new checking options.

By Dwight Johnston | Sept. 24, 2015

Investors are fed up with market confusion. Will a lecture today by the Fed chair provide any clarity?

By E.C. Harrison | Sept. 21, 2015

CoVantage Credit Union’s $1.7 million patronage payout in 2014 marked the 33rd consecutive year the Wisconsin credit union has returned extra value to its loyal member-owners.

By Erik Payne | Sept. 21, 2015

Workers’ Credit Union started its patronage dividend in 2013. In 2015, it wants to give back $3 million to its membership. Here’s how.

By Marc Rapport | Sept. 21, 2015

A 2015 Callahan & Associates survey finds capital is a key reason to pay out to members. Yet despite the fact everyone likes to get money back, financial cooperatives don’t appear concerned about reaping the positive publicity.

Lower cash balances drive longer average life as derivatives usage slowly grows.

By Rebecca Wessler | Sept. 21, 2015

Paying a patronage dividend helps engender loyalty among a credit union's membership and strengthens its brand in the community.

By Dwight Johnston | Sept. 17, 2015

How the markets will react to today's FOMC statement is anyone's guess. The markets stopped making sense a long time ago.

By SWBC | Sept. 14, 2015

In a day and age when cyber security is of utmost concern, how can expanding your payment acceptance capabilities protect both you and your borrowers?

By Callahan & Associates | Sept. 10, 2015

Firefighters Credit Union expects to make $250,000 in net income in 2015 from its in-house insurance agency. Learn how the Los Angeles credit union expects to push this revenue stream to $1 million per year in the near future.

By Dwight Johnston | Sept. 10, 2015

Where the markets end price-wise today is anyone’s guess. But we can be certain that the markets will end the day just as uncertainly as they are beginning.

By Dwight Johnston | Sept. 3, 2015

The bond market’s problem isn’t just selling by China.

By Stephanie Clark | Aug. 28, 2015

Credit unions reported 7.1% year-over-year growth in income, and that’s just the beginning.

By Daniel Wang | Aug. 28, 2015

Share growth at credit unions has reached a significant milestone.

By Dwight Johnston | Aug. 27, 2015

Although Donald Trump might tell you China is trying to destroy America, the simple fact is the Chinese need to raise money to fund support efforts at home.

By Stephanie Clark | Aug. 26, 2015

Lending activity at America’s credit unions suggests members are making cooperatives their financial institution of choice.

By Sam Taft | Aug. 26, 2015

Credit unions of all asset sizes are spending less to earn a dollar.

By | Aug. 25, 2015

Learn how credit unions performed in second quarter 2015 and find new opportunities in today's economic environment.

By Stephanie Clark | Aug. 25, 2015

The California cooperative reaches all-time high in average member relationship.

By Stephanie Clark | Aug. 25, 2015

A distinct branching model contributes to lean operations at the $3.9 billion institution.

By Sam Taft | Aug. 24, 2015

Strong consumer and real estate lending helped credit union loan originations set a record midyear high.

By Marc Rapport | Aug. 20, 2015

Surging credit union metrics combine with startling measures of Americans’ financial woes to paint picture of opportunity and challenge.

By Erik Payne | Aug. 19, 2015

Second quarter performance data showcases current and future areas of growth for credit unions, including loans, shares, and variety of income.

By Sam Taft | Aug. 11, 2015

A 53% year-over-year increase in auto loans underpins strong lending performance at the Georgia credit union.

Feature
Deals On Wheels

By Aaron Pugh | Aug. 3, 2015

How WSECU turned a coasting RV lending program into a true income vehicle.

By Marc Rapport | Aug. 1, 2015

The ANATOMY series is a quarterly, multi-feature profile that explores the strategies and analyzes the performance of an exemplary credit union.

By Marc Rapport | Aug. 1, 2015

How better portfolio tracking, a grounded MBL roster, and support from a broad line of CUSOs are helping Mazuma make a mark in the Kansas City area.

By Callahan & Associates | Aug. 1, 2015

How do credit unions in Kansas stack up against the nation?

By Dwight Johnston | July 30, 2015

This indecision over whether to tighten rates is wasted angst.

By Erik Payne | July 27, 2015

In 2010, Fairfax County Credit Union received supplemental capital from the U.S. Treasury. Here’s how it used those funds to improve the long-term health of the credit union and its membership.

By Janet Lee | July 27, 2015

As of March 31, 2015, natural person credit unions reported a total of $217.4 million in supplemental capital. What is this capital and where does it come from?

By Rebecca Wessler | July 27, 2015

What sources of supplemental capital can credit unions access and how are they using those funds to improve the long-term health of their organizations and membership? Learn this and more on CreditUnions.com.

By Michael Wettrich | July 27, 2015

Michael Wettrich, president and chief executive of the $90 million Education First Credit Union in Ohio, makes the case for supplemental capital at credit unions.

By Chris Howard | July 27, 2015

Supplemental capital is a useful tool that is long overdue; however, it is not without risk and potential complications.

By Dwight Johnston | July 23, 2015

A slow summer day, mixed earnings for two symbolic companies, and dropping oil prices present a mixed bag for a sluggish global economy.

By Aaron Pugh | July 20, 2015

A broad contribution scope, standardized rewards, and sales-averse employee strategies have paid dividends for these Western credit unions.

By Dwight Johnston | July 16, 2015

Traders shrug at the deal struck between the European Union and Greek Parliament but turn their attention to ECB president Mario Draghi.

By Marc Rapport | July 13, 2015

The California credit union opens 22% of its new memberships online and will soon add a mobile app option.

By Dwight Johnston | July 9, 2015

Hopefully, U.S. traders are not really focusing on Chinese markets. Why optimism over Greece in Europe is growing also is unclear.

By Dwight Johnston | July 2, 2015

Regardless of what happens in Europe, we can expect one outcome on Monday.

By Aaron Pugh | July 1, 2015

Greater Nevada Credit Union shows the future of the American West is still defined by a pioneering spirit.

By Aaron Pugh | July 1, 2015

How do credit unions in Nevada stack up against the nation?

By Aaron Pugh | July 1, 2015

Greater Nevada shares seven changes it has made over the past decade that have helped it succeed, no matter how the dice roll.

By Jay Johnson | July 1, 2015

Good decision-making and a focus on the fundamentals has helped cooperatives shape their local economies.

By Callahan & Associates | June 29, 2015

A break down of the industry’s financial performance and impact in 1Q 2015.

By Dwight Johnston | June 25, 2015

The rhetoric out of Greece suggests the crisis could be resolved as early as next week.

By Callahan & Associates | June 22, 2015

Do's, don'ts, and must-know metrics for C-Suite executives.

More plausible interest rate scenarios would better serve the industry in planning for rising rates.

By Sam Taft | June 22, 2015

Hard hit during the recession, the Sand States kickoff 2015 with a return to growth.

By Dwight Johnston | June 18, 2015

This data-dependent board of governors will do nothing until evidence slaps it in the face.

By Callahan & Associates, Inc. | June 15, 2015

An overview on how to make the most out of your Callahan Leadership or Membership subscription.

By Dwight Johnston | June 11, 2015

Minor consumer splurge in May drives first strong numbers in many months.

By Marc Rapport | June 8, 2015

This North Carolina credit union scores with targeted marketing driven by philosophy of dealing with the data it can handle.

By CU Direct | June 8, 2015

Assessing your credit union’s loan approval processes can show where automation can boost operational efficiency and member satisfaction.

By Dwight Johnston | June 4, 2015

The German bond market led the way on Wednesday as the 10-year note closed the day at 0.85%.

By Rebecca Wessler | June 1, 2015

This week on CreditUnions.com, check out tips and best practices from credit unions that have expanded their suite of financial products to include investment and insurance services.

By CUSO Financial Services, L.P. | June 1, 2015

This paperless technology can change the way advisors do business and the way credit unions and banks look at their investment programs.

By SWBC | June 1, 2015

Cross-selling is a key component in creating true value in your auto lending strategy and increasing member loyalty.

By Aaron Pugh | June 1, 2015

Generations Community explains a three-pronged plan to catch members early and help them invest for life.

By Erik Payne | June 1, 2015

Three credit unions, each with more than eight years of experience offering member insurance, provide insights into what has made their programs successful.

By Marc Rapport | June 1, 2015

Credit unions on both coasts share how they ramped up new insurance and investment services.

By Janet Lee | June 1, 2015

Today, 40% fewer credit unions offer member insurance than in 2011. That's an opportunity for credit unions to offer members a dependable product and peace of mind.

Blog
China Blue

By Dwight Johnston | May 28, 2015

Global stock markets are having a sympathetic reaction to the Shanghai Composite.

By Janet Lee | May 21, 2015

The Michigan credit union posted 35% annual loan growth in first quarter 2015.

By Dwight Johnston | May 21, 2015

The markets are trading quietly as the Fed takes a wait-and-see approach on raising interest rates.

By Kevin Heal | May 19, 2015

This quarterly snapshot from TRUST Mutual Funds shows total investments at credit unions increased $14 billion since year-end 2014.

By Aaron Pugh | May 18, 2015

Two credit unions explain why logic trumps tradition when it comes to their division of responsibilities.

By Callahan & Associates, Inc. | May 15, 2015

Learn how credit unions performed in first quarter 2015 and find new opportunities in today's encouraging economic environment.

By Sam Taft | May 12, 2015

The Indiana credit union increased auto loans 39% over last year.

By Janet Lee | May 12, 2015

The Florida credit union reported a 97% increase in first mortgage originations in the first quarter of 2015.

By Dwight Johnston | May 12, 2015

Bond traders are on their tiptoes in an effort to not disturb the German beast.

By Susan Levi Wallach | May 11, 2015

The formation of Lake Trust Credit Union in 2010 presented challenges and opportunities in seamlessly integrating the upper tiers of credit union management.

By Dwight Johnston | May 6, 2015

Fed chair Janet Yellen’s comments during an IMF conference on Wednesday contributed to a global sell-off of stocks last night.

By Sharon Simpson | May 5, 2015

Six small credit unions have projected more than $200,000 in compliance costs savings over the next two years with their new CUSO — and they say that’s just the beginning.

By Janet Lee | May 4, 2015

Credit unions are increasing their holdings in securities available-for-sale while banks are increasing their holdings in securities held-to-maturity. How do these different strategies relate to price risk?

By Janet Lee | May 4, 2015

How would a bump in interest rates affect investments at U.S. credit unions?

By Dwight Johnston | April 30, 2015

Dow futures are down 20 points in preopening trading and bond prices are close to unchanged to start the last day of April.

By Sam Taft | April 27, 2015

This Graphic Of The Week offers five reasons to start benchmarking today and three strategies to make the most of benchmarking efforts.

Kevin Heal, vice president of Callahan Financial Services, discusses how to use the U.S. Treasury yield curve to price loans.

By Rebecca Wessler | April 27, 2015

This week, CreditUnions.com highlights ratios all credit unions should be tracking according to the roles that should be tracking them.

By Sam Taft | April 27, 2015

Lending officers are under constant pressure to produce loans. These five benchmarks give CLOs a place to start when managing lending activities and communicating about the health and growth of the credit union.

By Sam Taft | April 27, 2015

The combination of many ratios offers a complete picture of a credit union’s operational performance. These three will help COOs communicate successes and opportunities in meeting overall goals.

By Sam Taft | April 27, 2015

Jack-of-all-trades, master of none. These benchmarks help CEOs lead their entire organization — from finance to marketing and everything in between.

By Dwight Johnston | April 23, 2015

The NASDAQ teeters on the precipice of breaking even after 15 years, and the German 10-year yield sneaks a surprise attack on the bond market.

By Chris Howard | April 23, 2015

Legal battle and years of uncertainty could follow a final rule like this.

By Chris Howard | April 20, 2015

This "fundamentally flawed" policy actually creates a capital problem.

By Sam Taft | April 20, 2015

Credit unions demonstrate a commitment to add numbers to their employee rosters and dollars to their employee salaries.

By Chris Howard | April 19, 2015

Rick Metsger says the NCUA has a duty to protect the insurance fund against "material risks."

By Callahan & Associates | April 19, 2015

How do credit unions in Washington stack up against the nation?

By Chris Howard | April 17, 2015

Like generals, regulators are always fighting the last war.

By Dwight Johnston | April 16, 2015

Disappointing numbers in U.S. housing starts could be a lingering effect of the winter blues.

By Chris Howard | April 16, 2015

Much of the logic surrounding RBC2 is absurd, especially the idea that it offers any more protection than effective examination.

By Callahan & Associates | April 15, 2015

Does the future look bright for U.S. credit unions? Industry leaders weigh in on where they see opportunities and challenges.

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Anatomy Of BECU

By Aaron Pugh | April 14, 2015

The ANATOMY series is a quarterly, multi-feature profile that explores the strategies and analyzes the performance of an exemplary credit union.

By Chris Howard | April 13, 2015

Reserves are different from capital, and with RBC2, credit union members pay the price.

By Janet Lee | April 13, 2015

Marketing expenses, measurable goals, and more in this Graphic Of The Week.

By Dwight Johnston | April 9, 2015

In yesterday's FOMC minutes, the Fed laid out three conditions that must be met in order for it to consider the first tightening.