Financial Performance

Asset Liability Management (ALM)

By Chip Filson | Jan. 5, 2015

First quarter is an ideal time to pay slightly above market to lock in long-term CDs and reactivate interest in money market offerings.

By Callahan & Associates, Inc. | Dec. 22, 2014

Callahan chairman Chip Filson and analyst Janet Lee analyze total current price risk and short-term liquidity as a percentage of shares.

By Callahan & Associates, Inc. | Dec. 8, 2014

Callahan & Associates chairman Chip Filson and industry analyst Janet Lee discuss how to examine a credit union's ALM trends and identify how those trends compare to peers.

By Callahan & Associates | Sept. 5, 2014

A monthly collection of Callahan content that, together, addresses a single topic from a variety of perspectives.

By Chip Filson | Sept. 2, 2014

The ability to manage interest rate risk is another advantage of the cooperative model.

By Chip Filson | Feb. 5, 2014

If the tables were turned, how would an NCUA examiner respond to NCUA's own management of NCUSIF funds?

By Chip Filson | July 17, 2013

The June 30, 2013, update of the U.S. Central Federal Credit Union securities shows that of the total $3.5 billion other-than-temporary-impairment (OTTI) future loss estimates, more than $2.3 billion is still unused.

By Andrew Bolton | July 15, 2013

Credit unions are on pace to break lending records set in 2012, but they need to recognize the reward and risk inherent in strong growth.

By Sharon Simpson | July 15, 2013

Star One Credit Union hedges its interest rate risk by borrowing money at a fixed rate. What can other credit unions learn from this strategy?

By Mike Philbin | Feb. 5, 2013

Some credit unions are finding that contrary to common experience, 15-year mortgages are lasting longer than 30s and, in certain markets, 30-year mortgages are the safer bet.

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