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Loan growth drives down balances while industry assets overall remain steady.
Feb. 1, 2016
The June 30, 2013, update of the U.S. Central Federal Credit Union securities shows that of the total $3.5 billion other-than-temporary-impairment (OTTI) future loss estimates, more than $2.3 billion is still unused.
July 17, 2013
Feb. 7, 2013
These six signs could indicate an earlier-than-expected increase in interest rates.
May 28, 2012
Jay Johnson outlines five key operational and strategic topics that credit unions across the country are debating in their Board rooms.
June 21, 2011
Grassroots connectivity gives credit unions a more nimble response to changing consumer preferences.
March 14, 2011
Callahan's weekly look at the economic headlines that highlight credit union challenges and opportunities.
Feb. 24, 2011
Credit unions increased short-term borrowings at the beginning of 2009 but reduced their liabilities amid a flood of deposits.
April 26, 2010
Now is the time to think about funding balance sheets during recovery.
Jan. 1, 2010
With a design that withstands serious economic stress, credit unions saw posted near-record loan growth while other institutions are scaling back.
April 1, 2009
The benefits are endless!
Many credit unions are not looking at loan protfolios heavily populated with fixed-rate loans originated during a (fairly lengthy) period of historically low-term interest rates.
Oct. 1, 2008
By revamping an existing business lending program, Randolph-Brooks drove dramatic growth without compromising their strong member service.
Sept. 15, 2008
Members 1st FCU finds early success with recent launch of private student lending solution.
Sept. 1, 2008
As loan demand remains solid, credit unions are actively managing their liquidity. Borrowings are on the rise, up 74.1% over the past 12 months among credit unions participating in Callahan & Associates’ First Look program.
May 19, 2008
The Fed’s just-released March Senior Loan Officer Opinion Survey reported banks are continuing to tighten mortgage lending standards. Meanwhile, credit unions are reporting double-digit increases in mortgage volume.
May 12, 2008
Total credit union borrowing rose in 2007, even as fewer credit unions reported outstanding balances. As credit unions continue to see increased loan demand, total borrowing may continue to rise.
April 7, 2008
After holding the Federal Funds rate at 5.25 percent for more than a year, the Federal Reserve has now lowered the target rate by one percent in less than two months. Will the reduction in rates be a positive for credit unions?
Dec. 17, 2007
Credit Unions have a unique position as a balance sheet lender, this fact presents an opportunity to help members as the mortgage market struggles.
Sept. 17, 2007
Corporate credit unions aren’t just riding out the shift in liquidity—they’ve grown market share in both investments and borrowing.
June 19, 2006
Borrowing gives CFOs a flexible tool to manage short-term liquidity and longer-term interest rate risk.
June 13, 2005
For the first quarter 2005, the increase in outstanding borrowings is creating a little buzz
June 11, 2005
For the 831 credit unions now participating in First Look, loan growth remains strong while share growth has been minimal. Find out how these credit unions are adjusting to these circumstances.
Nov. 22, 2004
Credit unions increased their borrowings this quarter by 2% to $11.7 billion. With interest rates projected to rise and real estate loans increasing by 3.03% this quarter, many credit unions took advantage of the low borrowing rates to hedge their mortgage loans. The average rate paid on borrowings was 3.78% in the first quarter compared to 4.07% at year end 2003.The number of credit unions reporting borrowings increased as well to 529 credit unions, which represent about 5.6% of the industry.
June 7, 2004
When interest rates are low or falling, as they have been since June of 2000, credit unions often see an influx of loans and shares. For that reason, credit unions must apply prudent allocation techniques so that if interest rates rise, they won't be locked into low liquidity or small returns.
Oct. 6, 2003
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