Financial Performance

Cost of Funds

Loan growth drives down balances while industry assets overall remain steady.

Lower cash balances drive longer average life as derivatives usage slowly grows.

By Janet Lee | July 27, 2015

As of March 31, 2015, natural person credit unions reported a total of $217.4 million in supplemental capital. What is this capital and where does it come from?

By Sam Taft | Feb. 23, 2015

These four performance metrics will help CFOs explain the business of credit unions and show how every employee helps the credit union achieve its goals.

By Chip Filson | Sept. 2, 2014

The ability to manage interest rate risk is another advantage of the cooperative model.

Insight provided by fair valuation opens up new possibilities for balance sheet management, product pricing, and investment diversification.

By Lydia Cole | April 18, 2011

Delinquency, return on assets, net worth to assets: Three metrics to evaluate your credit union and bridge the gap between macro trends and micro performance.

By Lydia Cole | April 11, 2011

Cost of funds, net interest margin, operating expense ratio: Three metrics to evaluate your credit union and bridge the gap between macro trends and micro performance.

By Elliott Kashner | May 17, 2010

Significant improvements to credit unions’ income statements yielded a $1 billion increase in net income over first quarter 2009.

By Elliott Kashner | Feb. 22, 2010

Share growth has rapidly outpaced loans throughout 2009. Despite this mismatch, credit unions experienced some positive changes in their business model.

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