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VIDEO How To Price A Loan For Portfolio Success

Kevin Heal, vice president of Callahan Financial Services, discusses how to use the U.S. Treasury yield curve to price loans.

By Kevin Heal at Callahan & Associates, Inc.

Callahan & Associates, Inc.

April 27, 2015

30878 Views
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FEATURE How A Credit Union Can ARM Against Rate Risk Exclusive Content

PenFed’s large stake in unusual adjustable rate mortgages helps defend against rate hikes while bolstering its bottom line.

By Marc Rapport

April 6, 2015

3539 Views
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BLOG There’s No Place Like Home

What are credit unions doing to increase their visibility in the mortgage market?

Rebecca Wessler
 
By Rebecca Wessler

April 6, 2015

1999 Views
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VIDEO A Strategy To Boost Awareness Among Real Estate Agents Leadership Content

Jon Paukovitch from Ent Federal Credit Union describes the Realtor education classes that propel its successful mortgage origination program.

By Callahan & Associates, Inc.

Callahan & Associates, Inc.

Jan. 30, 2015

5630 Views
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FEATURE Reliable Credit; Fair Rate Exclusive Content

State Employees’ Credit Union takes lending decisions out of the hands of automated systems and puts them into the hands of individual financial service officers.

By Rebecca Wessler

June 17, 2013

4541 Views
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BLOG What is the composition of first mortgage loans?
Parth Kapoor
 
By Parth Kapoor

March 28, 2013

2295 Views
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FEATURE Credit Unions Soothe Housing Market Woes Exclusive Content

Each mortgage modification a credit union makes to help members avoid foreclosure keeps the housing market in better health.

By Rebecca McClay

Oct. 15, 2012

4109 Views
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FEATURE Get ARM Candy For Your Mortgage Program

PenFed’s 5/5 ARM is a sought-after product but one that takes commitment to efficiency.

By Bailey Reutzel

May 14, 2012

6562 Views
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FEATURE PenFed Services A Member-Friendly 5/5 ARM

With PenFed’s 5/5 adjustable rate mortgage, members don’t have to worry about payments changing annually.

By Bailey Reutzel

April 9, 2012

5932 Views
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FEATURE The Engine of the Institution Exclusive Content

Products and services drive organic growth and deeper relationships at United FCU.

By Aaron Pugh

Sept. 5, 2011

2727 Views
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FEATURE SECU Grows Its Mortgage Portfolio In 2009

Data from fourth quarter shows an increase in adjustable and fixed rate loan balances.

By Rebecca Wessler

Jan. 25, 2010

5837 Views
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FEATURE Anatomy Of State Employees' Credit Union Exclusive Content

SECU's effective lending strategy keeps members first and never gets too complicated.

By Rebecca Wessler

Jan. 7, 2010

1841 Views
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PARTNER PERSPECTIVE 2010 Delinquency Forecasts: How Credit Unions Can Adapt and Prosper

While delinquencies are expected to decrease slowly at the national level, it is important to also understand the impact of market trends at the regional level. Here are 4 suggestions to successfully manage accounts and prevent losses.

By TransUnion

TransUnion

Jan. 4, 2010

9025 Views
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FEATURE A New Relationship-Building Product: Interview with Hans Ganz

A federal savings bank began a fully transactional mortgage product it calls the Green Account and is attracting notice.

By Callahan & Associates

Aug. 3, 2009

1616 Views
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FEATURE 5 Charts on the Growth of Loan Modifications among Credit Unions

Starting with the September 30, 2008 call report, credit unions were required to report their loan modification efforts. The data show that not all credit unions are reporting modifications and delinquency the same way but it does point to a growing challenge facing the industry. Here’s a brief look at the numbers in 5 easy-to-understand charts.

By Alix Patterson

April 13, 2009

7454 Views
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FEATURE Early Third Quarter Results Show Mortgage Lending Thrives in Credit Unions

The ‘credit crunch’ became a ‘credit crisis’ in the third quarter, with consumers finding it increasingly difficult to obtain both mortgage and consumer loans. However, preliminary third quarter data indicates that credit union first mortgage lending activity is up 24 percent year-to-date versus the first nine months of 2007.

By Jay Johnson

Nov. 3, 2008

3674 Views
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FEATURE Working Document on Credit Union Mortgage Relief Initiative Released

Developed by a cross-section of credit union stakeholders and spearheaded by the Credit Union Housing Round Table (CUHRT), a working document released today outlines a key credit union mortgage relief initiative.

By Hunter Moss

Oct. 27, 2008

4850 Views
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PARTNER PERSPECTIVE The Seven Deadly Sins

One need look no further than the Seven Deadly Sins to see why we reached the current world-wide market mess.

By Mortgage Cadence

Mortgage Cadence

Oct. 27, 2008

5739 Views
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FEATURE VIDEO: Assist Members with Broken ARMS

Robin Simmons from Desert School CU discusses ways to assist members with mortgage troubles.

By Callahan & Associates

Oct. 13, 2008

3278 Views
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PARTNER PERSPECTIVE Adjustable Rate Mortgages – An ongoing challenge that impacts your members

Members with adjustable-rate mortgages pose an increased risk. What can you do to better understand and mitigate your risk?

By TransUnion

TransUnion

Oct. 6, 2008

5356 Views
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FEATURE The CU Olympics: Quest for Mortgage Lending Gold

All eyes will be on Michael Phelps begins his quest to take home an unprecedented 8 Olympic gold medals. However, the attention of the financial services industry will remain equally glued on the US housing market. Let’s examine 2Q mortgage lending growth among First Look CUs, who will take home the gold?

By Dane Coalson

Aug. 11, 2008

3542 Views
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FEATURE Credit Union Seeks Feedback on Credit Quality Plans Exclusive Content

In un-charted times such as today, credit unions must work together to overcome current challenges and continue to be the most trusted provider of financial services in the nation.

By Callahan & Associates

July 1, 2008

876 Views
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FEATURE 3 Myths of the Mortgage Meltdown

3 things credit unions might be taking for fact- debunk the myths.

By Sara Gaab

Dec. 24, 2007

3797 Views
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FEATURE The 2008 Mortgage Opportunity

With ARMs resetting and interest rates falling, credit unions can take advantage of the competition pulling back and increase the public perception of credit unions as a primary mortgage lender.

By Mike Werstuik

Dec. 17, 2007

3180 Views
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FEATURE Asset Quality Remains Strong for Nation’s Credit Unions

With credit worries surrounding financial institutions, credit unions are maintaining solid asset quality, but could do better to prepare for losses.

By Mike Werstuik

Dec. 10, 2007

3194 Views
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PARTNER PERSPECTIVE Road Map to Becoming a Trusted Advisor

By stimulating interest in mortgage issues now before financial crisis has landed on your members’ front doors, your credit union can help make a difference.

By Mortgage Cadence

Mortgage Cadence

Nov. 5, 2007

4569 Views
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FEATURE Federal Reserve Data Helps Identify Mortgage Refinance Opportunities

As foreclosures continue to rise, recently released data from the Federal Reserve may help credit unions to identify areas where consumers are most likely to need help with mortgage loans.

By Jay Johnson

Oct. 29, 2007

2651 Views
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FEATURE Foreclosures Rise Across the U.S. – How will Credit Unions be Impacted?

Data released last week reported that foreclosure filings across the U.S. rose at a double digit pace. Should credit unions expect more foreclosures in their real estate portfolio?

By Jay Johnson

Sept. 24, 2007

2472 Views
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FEATURE Credit Union Balance Sheets are Positioned to Respond to Mortgage Needs

Credit Unions have a unique position as a balance sheet lender, this fact presents an opportunity to help members as the mortgage market struggles.

By Nick Connors

Sept. 17, 2007

3658 Views
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FEATURE Three Ways Credit Unions are Healing Broken ARMs

With the Fed poised to take action to ease the credit crunch that has overtaken the financial industry, credit unions continue to weather the storm and show their value to members through products and services designed to help them through these rough times.

By Mike Werstuik

Sept. 17, 2007

2616 Views
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FEATURE Credit Union Delinquency Rates Remain Low in Comparison to Mortgage Industry

Mortgage lending has remained in the headlines throughout the credit crunch. Credit union delinquency rates offer another perspective on the situation.

By Lydia Cole

Sept. 10, 2007

6003 Views
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FEATURE Quality Strong in Interest Only Mortgages

As news on subprime mortgages continues to flood the headlines, credit union mortgage quality remains high, even in interest only and payment option mortgages.

By Mike Werstuik

Aug. 20, 2007

2782 Views
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FEATURE Credit Unions Steady Amid Mortgage Market Turmoil

With 168 First Look credit unions reporting second quarter data, credit unions continue to outperform the market in mortgage originations.

By Ryan Sherwin

Aug. 13, 2007

2884 Views
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PARTNER PERSPECTIVE Credit Unions Can Play a Key Role in the Subprime Solution

In the wake of the subprime fallout, here are four steps to offering sustainable homeownership solutions to new and refinance borrowers.

By Fannie Mae

Fannie Mae

July 9, 2007

3677 Views
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FEATURE Houston, We Have a No-Fee Mortgage

One of the biggest players in home mortgage finance has announced a no fee first mortgage product. The implications for credit unions are momentous.

By Mary Royston

May 14, 2007

7737 Views
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FEATURE Why It’s Primetime For Subprime!

Increasing competition for A and B paper creates a subprime opportunity for credit unions – if priced properly and focused on member value.

By Jon Jeffreys

April 2, 2007

3690 Views
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FEATURE The Next Era in Mortgages? The Ratchet Mortgage™

A patent-pending financial product called the Ratchet Mortgage creates member value by capturing the benefits of refinancing, without transaction costs and traditional rate-shopping.

By Paul Seizert

Oct. 23, 2006

6333 Views
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FEATURE Credit Unions See Mortgage Lending Trends Consistent with Industry

Recent data released by Prime Alliance shows credit unions are in line with current mortgage industry performance.

By Marissa McGee

Oct. 9, 2006

3298 Views
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FEATURE Successful Investments in Mortgage-Backed Securities

Mortgage-backed securities can offer juicy yields, but require careful attention and selection to balance return and risk.

By Debra Sondak

Aug. 14, 2006

4051 Views
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FEATURE Housing Market Leveling Out

Several sources indicate that the housing market is flattening. However, it will be important to monitor foreclosures as rates reset.

By Tom Geggel

Aug. 7, 2006

3191 Views
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FEATURE How Will the Housing Boom Play Out?

There are conflicting accounts as to how the housing market will land as it comes off of its recent bubble. One study suggests a soft landing while another warns of a severe correction.

By Tom Geggel

July 10, 2006

2901 Views
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PARTNER PERSPECTIVE Building Community One Member at a Time

Credit unions exist to help members confront their toughest economic challenges and improve their financial well-being. Anne Myrick is just one of the many success stories.

By Mortgage Cadence

Mortgage Cadence

May 15, 2006

5340 Views
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FEATURE Real Estate: Feast or Famine?

Will the boom continue or is a real estate market slowdown on the way? Experts predict a return to a moderate appreciation rate in the short-term, however ambiguity remains.

By Tom Geggel

Dec. 12, 2005

2444 Views
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FEATURE Mortgages Can Be Creative!

Today is a new era in mortgage lending. Rather than choosing a 15 or 30-year fixed rate mortgage, prospective homeowners are looking at non-traditional options.

By Tom Geggel

May 9, 2005

2778 Views
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FEATURE How Many Mortgage Products Are Enough?

Credit union executives are reporting that members are choosing adjustable rate mortgages over fixed rate products, even in today’s rising rate environment.

By Tom Geggel

April 25, 2005

2971 Views
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FEATURE The Mortgage Market: A Wall Street Perspective

Credit unions attending the Financial Solutions Symposium in Orlando were given the opportunity to hear a leading Wall Street analyst’s outlook for the mortgage-backed securities market – and the impact this sector will have on their business.

By Mike Philbin

March 28, 2005

2609 Views
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