By many measures, 2016 was the best year ever for credit unions. Membership growth, loan originations, share balances, and net worth are all in the realm of record performance, but the real measure of success lies in the impact credit unions have had on members’ lives. That has increased, too, as credit unions make ongoing, long-term investments in member value. A great year for credit unions means it was a great year for members. That’s a concept that highlights the cooperative difference.