Non-interest income is broken down on the 5300 call Report into only two main categories fee income and other operating income. Without having a detailed breakdown of the various components of non-interest income, it can be hard for credit unions to gauge how they are raising non-interest income in comparison to their peers.
Callahan & Associates annual year-end non-interest income survey uncovers trends in non-interest income that are not apparent from the 5300, and can help credit unions have a better picture of this income source.
