Nov. 23, 2009


  • Great summary. Pleasure to ready your thoughtful analysis Mike.

    alan althouse
  • Mike----

    As a former CFO, Lesson #7 hits home !!

    The management of ALL should be a

    "team effort" with input from all levels of

    management and board!! Great analysis as

    always, Mike !! Jim !!
    Jim Harty
  • Good article Mike--staying ahead of the ALL calculation is critical with rapidly deteriorating values and credit scores, even if the regulators prefer to use their own majic wand to come up with a number--with total disregard to metrics!
    J.Alan Pughes
  • Good stuff Mike, always right on the money!
  • very useful lessons.
  • Great Article!