With four undefeated teams atop the college football polls, fans across the nation
are hoping that this season will be different from last year’s contentious
split national title between LSU and USC.
Fortunately, while coaches and sports writers continue to debate the merits
of USC, Oklahoma, Auburn and Utah’s abilities and the Bowl Championship
Series (BCS) poll weighs its analysis along with a slew of dubious computer
rankings, we here at Callahan are working to develop a full-proof metric to
solve once and for all this pesky quagmire.
Below you will see how each college football powerhouse compares to one another
where it really counts: credit union data.
Does the Associated Press have rationale for naming Oklahoma #2 ahead of Auburn?
Based on Auburn University Federal Credit Union’s share growth of 16.23%
and ROA of 1.67% compared to OU’s 14.87% share growth and 0.84% ROA, we think they should consider reevaluating their position.
Is Utah deserving of a major bowl bid despite their relatively weak college
football strength-of-schedule? Well, if their credit union’s 8.71% loan
growth is any indication, then it looks like they can sure hang with the big
In fact, based on our numbers, with USC and Utah leading the four undefeated
teams in total members, total assets, share growth and loan growth, then the
Trojans ought to be playing the Utes in this year’s Orange Bowl. Whether
that information is enough to sway the voters remains to be seen, but if the
score can’t be settled on the field, then why not settle it in the credit union?