Credit Unions Rising – (Hu)manifesto

This isn't a story about politics. This is a story about passion. This is about the power of people coming together, united in a common goal determined to make a difference.


This isn’t a story about politics. This is a story about passion. This is about the power of people coming together, united in a common goal determined to make a difference.

In 1998, the nation's attention was scattered, pulled in too many directions on a variety of issues. "Business as usual" had seemingly ground to a halt in Washington, DC in the midst of continued partisan bickering. Tired of the name-calling and mud-slinging, two Silicon Valley entrepreneurs began a simple e-mail petition, suggesting that our citizens and their duly designated elected representatives "Move On to pressing issues facing the country." Within one week, the petition had 100,000 signatures. That number eventually grew to 500,000, with volunteers agreeing to hand-deliver copies to Congressional district offices across the country.

What began so simply grew quickly. The petition website spawned a political action committee or PAC to fundraise for key Congressional races. MoveOn has since produced influential television, online, and print campaigns on a variety of issues including campaign finance, the environment, and the wars in Iraq and Afghanistan.

The model works. In fact, both candidates in the 2008 election borrowed heavily from the MoveOn playbook when it came to fundraising and energizing concerned citizens and volunteers to take action. However, the model is not exclusive to politics.

The core concept at the beginning of this grassroots juggernaut was an idea space where information could be shared, common goals could be identified, and action could plotted and executed. It is an arena without a set agenda – but where participants come by for the express purpose of creating a new agenda.

These are the core concepts also at the heart of Credit Unions Rising.

In these difficult times, there are a lot of voices clamoring. Some focus on blame. Some offer solutions. Some feature ultimatums. Some are simply directives without room for questions or consideration. Are these the voices you want speaking for you?

Or do you have another message?

At the heart of the cooperative movement is the tenet that people can come together and offer a better solution – an alternative to the status quo or the orders from on high. With Credit Unions Rising, we offer all in the credit union community to do just that. This is a chance to grab a megaphone and sound a clarion call to cut past the din. This is a means to influence credit union policy, helping to secure the industry's security and future.

This is your opportunity to be heard, to be seen, and to make a difference.





April 20, 2009


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  • is not the best example for credit unions to follow. Smioke and mirrors are not the right methods, we need to use passion but with logic and reason for the good of our credit union members.
    David Proffitt
  • The heavy handed attitude of NCUA examinators at this time is not helping our credit union to help members who really need financial help. Some place they forgot why we are credit unions!
  • While talking to a credit union member on the 24th of April, 2009, our conversation touched on a subject that no one wants to talk about. If the prime rate seems to determine what interest rates will be paid for deposits into savings accounts or CD's, then what determines when an adjustable rate mortgage should go up or down? Why are these arm mortgages going up when everything else is down including the prime rate?
    Betty Lorbecki
  • We have not yet created an exit plan for the unwanted factions in our corporate credits unions that we no longer want to support. If the main reason for creating the corporate credit unions was to be able to invest in higher risk MBS and that's what has gotten us into this mess, then I guess we failed to accomplish our mission. What I am simply saying is that the people in housing sales (realtors), investment banking systems and the financial sector on Wall Street outsmarted us. This is quite a lesson that we have learned and we must never let this happen again. As far as I know, secrecy has never served to solve problems. If credit unions are member owned, then owners should not be kept in the dark.
    Ron Lorbecki