Dec. 12, 2011


  • Excellent analysis. Not only must credit unions have strong underwriting practices and be aware of ALM best practices, but all credit unions need to be aware of increasing regulatory burdens for all real estate lenders, especially new TILA requirements for Ability-to-Repay standards.
    Matthew Abbink
  • This was a very timely article for me and I think it analyzes the issue accurately and completely. I would second Matthew's comments and suggest, also, that credit unions of this size also have increased regulatory scrutiny as a result of the increased risk exposure. Thanks!
    Elizabeth Lipke