Return to the Savers

In this week's installment on Return of the Member, we're highlighting the Top 10 credit unions in three peer groups on their Return to the Saver (ROS) score. Below are the leaders among the largest credit unions in the United States in ROS.

 
 

In this week's installment on Return of the Member, we're highlighting the Top 10 credit unions in three peer groups on their Return to the Saver (ROS) score. Below are the leaders among the largest credit unions in the United States in ROS. Click here to see the other two peer groups and a description of how we calculate Return to the Saver.

The Return of the Member index includes three components: Return to the Savers, Return to the Borrowers, and Member Service Usage. In the last two weeks, we profiled the top credit unions in overall Return of the Member and Member Service Usage Leaders. This week, we look at Return to Savers which measures how well a credit union is providing savings services to its members. This part of the index is more than just the average dividend paid, although that is included. The five factors and weights for Return to the Savers are:

  • Dividends / Income (30%)-- What portion of income does a credit union pay back to its members?
  • Average Dividends Paid (30%)-- What is the average dividend at the credit union?
  • Average Share Balance Per Member (15%) -- How much do members participate in credit union savings?
  • Compound Three Year Share Growth (15%)-- What is the member response to savings offerings over the last three years?
  • Number of Share Accounts Per Member (10%) -- Does the credit union offer a wide variety of services?
 

 

 

Feb. 26, 2001


Comments

 
 
 
  • i want to see the statement of my acct number and my acct is 2521002398
    Anonymous