Michael Emancipator

Michael Emancipator is the associate vice president of Callahan Financial Services, a subsidiary of Callahan & Associates. Michael conducts research on new credit union ventures and lending programs, focusing on modeling the structures and identifying regulatory restrictions. Michael earned his Bachelor of Arts degree in history from Denison University in Granville, OH, and his Juris Doctorate degree from Case Western Reserve University School of Law in Cleveland.


By Michael Emancipator | April 27, 2015

More than 1,000 credit union advocates from across the industry have made their voices heard. This selection of comments about NCUA’s revised risk-based capital proposal highlights drawbacks of the rule and underscores the importance of feedback.

By Michael Emancipator | Feb. 24, 2014

ATR gives borrowers more legal rights to challenge a creditor, but the true cost arising from those rights is yet to be determined.

By Michael Emancipator | Jan. 20, 2014

Small and large institutions alike have a lot to look forward to in 2014.


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By Michael Emancipator | Jan. 14, 2013

Credit unions that build networks with to their peers can more easily tackle regulatory challenges.

By Michael Emancipator | Jan. 14, 2013

The Ohio Credit Union League offers resources such as discussion groups and file-sharing libraries to ease the burden of complicated regulations.


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