Register to read, research, and engage with the industry on CreditUnions.com. Gain access to credit union performance analysis, case studies, and more. It's free to create an account.
Learn More About Peer-to-Peer
Upgrade Your Subscription
Update Your Company Affiliation
Michael Zelna is an industry analyst at Callahan & Associates. As part of his responsibilities, Michael supports research and data-driven written analysis for CreditUnions.com as well as other Callahan publications. In addition, Michael provides real-time support to clients regarding Callahan’s analytics software. Prior to his current position, he worked on the advisory services team as an account management associate. Michael graduated from The Catholic University of America with a bachelor’s degree in finance.
Auto lending continues to dominate in penetration and market share; loan quality also improves.
Credit unions in the West reported the largest decline in ROA. See what else has happened across the United States.
Concerned with cooperative values and not stock prices, credit unions have sacrificed short-term earnings to bolster reserves and give members a break on fees.
Sign up for the CreditUnions.com free newsletter and be the first to read our newest coverage of credit union strategies and insights.
sign up today
Credit unions have made deposit and market share gains during the year; now, many must re-evaluate their branch channels as they work to better align products and services with the changing needs of members.