Niral Patel


By Niral Patel | May 31, 2004

In the first quarter of 2004 five credit unions passed the billion-dollar mark, raising the total number of credit unions over $1b in assets to 88.

By Niral Patel | March 22, 2004

Approximately 50% of U.S. Households have home Internet access and the number keeps on growing. As computers become increasingly affordable, more and more individuals are buying computers for personal use at home. Widespread popularity of the Internet has not only allowed the American consumer multiple points of access (work, home, internet cafes) but has also allowed for multiple competitively priced options to connect to the internet from home.

By Niral Patel | Jan. 19, 2004

The success of a credit union's strategy is dependent on its ability to use technology effectively. While the IT requirements of a credit union are much more comprehensive than just the host system vendor, that provider often determines the framework and integration options that can be added.


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By Niral Patel | Jan. 5, 2004

According to the Tower Group, Hispanics are the fastest growing segment of the US population by a factor of five, now totaling nearly 40 million citizens with an expected purchasing power of $1 trillion by 2010. Credit unions have the unique ability to reach out to this underserved group and show them financial success in the community.

By Niral Patel | Dec. 15, 2003

Managing the lending channel is becoming more challenging as the number of access points for members increases. Coordinating in-person, phone, and Internet channels to provide member service across a broader range of loan products is an increasingly complex task. Member expectations for round-the-clock availability require continuous and consistent service capabilities.


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