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Loan Delinquency: Year-end data reveals total delinquent loan amounts rose but delinquency rates fell over the past five years.
Expanding standard products enhances the industry’s ability to service large numbers of members while introducing unique products can help target niche groups of underserved markets.
First-time homebuyers have unique needs that can be readily catered to. Consider three tactics to offer value to this growing group.
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A patent-pending financial product called the Ratchet Mortgage creates member value by capturing the benefits of refinancing, without transaction costs and traditional rate-shopping.
Data indicates diverging trends in the efficiency ratio between credit unions and banks. Are credit unions improving or falling behind the competition?