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Sam Brownell is the associate vice president of new sales for Callahan & Associates. He manages a team of software sales associates and contributes to the development of Callahan’s analytical software programs Branch Analyzer and iConnect. A native of Cambridge, MA, Sam holds a Bachelor of Arts degree in political science, philosophy, and economics from Denison University in Granville, OH. In his spare time, Sam is an avid ice hockey player with the scars – and the loose teeth – to prove it.
The core components of credit union operating expenses indicate the business model is growing leaner.
For the one-third of credit unions that participate in member business lending, government restrictions influence their business models and local economies.
At the end of first quarter 2010, credit unions’ operating expense ratio was equal to or below its lowest point in the past five years.
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Banking lobbying group’s argument against raising the MBL cap? Self-interest.
Credit unions increased short-term borrowings at the beginning of 2009 but reduced their liabilities amid a flood of deposits.