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Samantha Cristobal is an industry analyst at Callahan & Associates. As part of her responsibilities, Samantha assists credit unions with data analytics, teaches Peer-to-Peer and other Callahan analytical tools, and contributes to CreditUnions.com and other Callahan publications. She graduated from George Washington University with a Bachelor's Degree in business administration with a concentration in finance and a minor in economics.
As interest rates tick up, the margin between interest income and interest expenses at U.S. credit unions slowly expands. Test your knowledge of the state of the net interest margin in the fourth quarter.
Total dividends are on track to increase 30.5% as credit unions take advantage of the rising interest rate environment.
How has lending changed in the year after the NCUA revised the 5300 Call Report business loan schedule?
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Total loans at U.S. credit unions increased 9.5% in the third quarter of 2018 and reached an all-time high.
New members as well as new relationships grew at U.S. credit unions in the third quarter of 2018.