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Samantha Cristobal is an industry analyst at Callahan & Associates. As part of her responsibilities, Samantha assists credit unions with data analytics, teaches Peer-to-Peer and other Callahan analytical tools, and contributes to CreditUnions.com and other Callahan publications. She graduated from George Washington University with a Bachelor's Degree in business administration with a concentration in finance and a minor in economics.
Florida credit unions reported year-over-year growth in deposits and loans in addition to reporting the highest share draft penetration of any state in the nation.
Consumer optimism, debt levels, deposit balances, and more. Get a glimpse of what happened across the United States in the fourth quarter.
Share balances are increasing across the country, but growth is especially notable at one Maryland credit union.
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As interest rates tick up, the margin between interest income and interest expenses at U.S. credit unions slowly expands. Test your knowledge of the state of the net interest margin in the fourth quarter.
Total dividends are on track to increase 30.5% as credit unions take advantage of the rising interest rate environment.