Timothy Kolk

Timothy Kolk is a 15-year-veteran of the credit card industry.Today, he runs TRK Advisors in Peterborough, NH. He has been managing partner at Brookwood Capital and head of finance for M&T Bank’s credit card program. He has analyzed more than 300 credit card programs and is considered a leading expert on credit card program design, portfolio optimization, and program profitability management.


By Timothy Kolk | April 2, 2018

More than 75% of credit union credit card issuers grew at a below-average rate in 2017. How can cooperatives buck this trend in 2018?

By Timothy Kolk | Nov. 13, 2017

A razor-sharp focus on four areas of credit card lending helps credit unions operate a program that supports critical priorities, provides income, and deepens member relationships.

By Timothy Kolk | Nov. 9, 2015

There are three broad credit card management options that carry their own advantages and considerations.


Is Your Inbox Missing Out?

Sign up for the CreditUnions.com free newsletter and be the first to read our newest coverage of credit union strategies and insights.

sign up today



By Timothy Kolk | Feb. 2, 2015

Credit card programs need constant attention to remain engaging and competitive.

By Timothy Kolk | Sept. 3, 2014

Tim Kolk of TRK Advisors discusses credit card program reporting strategies in this Credit Card Management School webinar.


Contact Timothy Kolk

2000 characters left