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Tom Baldwin is EVP and CFO of Space Coast. He joined Space Coast in 1995 as Director of Finance and Accounting and has since become responsible for the mortgage banking, consumer lending and investment services functions. He was previously an audit manager with Deloitte & Touche LLP. He currently serves on the Advisory Committee of the CFO Leadership Council of Florida and serves as his local United Way Treasurer.
A good capital postition helps; so does taking advantage of opportunities.