A Regional View Of Earnings And Capital In The Third Quarter Of 2020

Credit unions in the West reported the largest decline in ROA. See what else has happened across the United States.

Return on assets (ROA) is a powerful metric that helps credit union leaders determine how efficiently their institution is generating income from its available assets. Examining ROA from a regional perspective illuminates the extent to which credit unions in different parts of the country have been affected by the COVID-19 pandemic and the resulting economic chaos.

The following analysis is based on performance data from credit unions in regions designated by United States Census data. Those regions are:

  • Mid-Atlantic NJ, NY, PA
  • Midwest IA, IL, IN, KS, MI, MN, MO, ND, NE, OH, SD, WI
  • Northeast CT, MA, ME, NH, NJ, NY, PA, RI, VT
  • South AL, AR, DE, FL, GA, KY, LA, MD, MS, NC, OK, SC, TN, TX, VA, WV
  • West AK, AZ, CA, CO, HI, ID, MT, NM, NV, OR, UT, WA, WY
December 14, 2020

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