Feb. 15, 2018


  • This is a natural outcome of super-low rates. Deposits are unattractive to members, and loans are now super-attractive. Luckily, bringing in deposits to match loan growth is easy; as well as the ability to Loan Participate out excess loans, if needed. CU's have many tools and options available to manage their shares and loans. No one should ever, ever, ever turn away a well underwritten loan!
    Gregg Stockdale
  • Hi Gregg, thanks for commenting and continuing the conversation. As you stated, ALM is key in today’s environment as loan growth continues to outpace share growth across the industry. Callahan is excited to see how credit unions maintain their balance sheet in the new year!
    Ian Melhorn