Which credit union has the highest loan-to-share ratio?

 
 

Progressive Credit Union ($547.5M, New York, NY), which specializes in high-balance taxi medallion loans, had a 164.7% loan-to-share ratio in the fourth quarter. This is the highest for all credit unions over $20 million in assets.

With share growth outpacing loan growth over the past few years, the loan-to-share ratio has fallen for many credit unions. The average for the industry stood at 68.0% as of December 31, down from the 69.1% ratio posted in the fourth quarter of 2011. Boosting the ratio and turning some of the excess liquidity into interest-yielding loans is a critical priority for credit unions in 2013.

LEADERS IN LOANS-TO-SHARES RATIO
DATA AS OF DECEMBER 31, 2012
© Callahan & Associates | www.creditunions.com

  Credit Union State Loans-to-Shares Total Loans Total Shares Assets
1 Progressive NY 164.65% $476,677,737 $289,503,036 $547,472,722
2 San Antonio TX 125.05% $2,709,513,760 $2,166,758,403 $2,890,612,225
3 Darden Employees FL 124.17% $26,343,828 $21,216,455 $26,885,395
4 First IA 117.57% $134,814,883 $114,670,145 $139,730,663
5 Sharonview SC 116.67% $836,901,066 $717,341,227 $1,015,380,519
6 Melrose NY 116.53% $1,672,750,202 $1,435,490,845 $1,835,079,891
7 HarborOne MA 115.35% $1,535,269,890 $1,330,995,089 $1,870,033,434
8 IC MA 114.91% $401,908,278 $349,748,116 $474,925,436
9 The Local TX 113.75% $20,319,46 $17,863,016 $21,913,532
10 Mid American KS 113.60% $176,797,883 $155,632,254 $196,267,589


Generated by Callahan & Associates’ Peer-to-Peer Software

 
 

March 18, 2013


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