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Financial Performance

Visit Financial Performance to explore analysis about credit union investments, earnings, income, net worth, and more. Stick around to learn how credit unions manage asset and liabilities, boost non-interest income, improve efficiencies and productivity, increase yields, and maximize return on assets.

By Marc Rapport | April 22, 2019

Savvy credit unions benchmark their performance against similar institutions to establish more meaningful goals and performance evaluations.

By Rebecca Wessler | April 22, 2019

Five can't-miss data points this week on CreditUnions.com.

By Sam Taft | April 18, 2019

ALM First Financial Institute presenters provide in-depth look at funding, liquidity options, and strategies as asset liability management stays top of mind.

 

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By Marc Rapport | April 15, 2019

Nebraska’s 60 credit unions turned out a year of positive performance among all major metrics.

By Marc Rapport | April 12, 2019

Pennsylvania credit unions exceeded the national average in loan growth while keeping delinquencies below average.

By Rebecca Wessler | April 8, 2019

Five can't-miss data points this week on CreditUnions.com.

By Erik Payne | April 8, 2019

How a flat yield curve and a 2-year-old regulation are pushing two credit unions toward more conservative investment portfolios.

By Marc Rapport | April 8, 2019

Callahan data shows uptick in all major metrics for Ohio’s 264 member-owned financial cooperatives.

By Aman Johal | April 8, 2019

Membership at U.S. credit unions increased 4.4% year-over-year and the average member relationship increased $542 in 2018. What else happened in the fourth quarter?

By Marc Rapport | April 8, 2019

Callahan data shows record loan originations as well as an uptick in ROA in Arkansas, Oklahoma, and Texas.

By Jason Haley | April 3, 2019

This insightful monthly market commentary will help you look beyond the headlines to better understand what is driving the current market trends that could impact your credit union’s investment portfolio.

By Aman Johal | April 1, 2019

What credit unions need to know about members, lending, asset quality, share balances, and more at fourth quarter 2018.

By Erik Payne | April 1, 2019

Community giveback is one of Michigan State University Federal Credit Union’s strategic initiatives. How much did it give across 2018? How did that help the credit union grow?

By Erik Payne | April 1, 2019

Four years ago, Michigan State University Federal Credit Union adopted the Agile Method for its IT project management. See why the new model helps the credit union move faster.

By Sharon Simpson | March 28, 2019

Takeaways from ALM First’s Financial Institute.

By Aman Johal | March 25, 2019

Largely a result of rising loan demand and interest rate trends, the amount of income generated at credit unions expanded throughout 2018.

By Rebecca Wessler | March 25, 2019

Four can't-miss data points this week on CreditUnions.com.

By Marc Rapport | March 18, 2019

Twenty-five years in, the Treasury Department program’s roster is dominated by member-owned cooperative financial institutions, who find a precise mission fit.

By Rebecca Wessler | March 11, 2019

Five can't-miss data points this week on CreditUnions.com.

By Maya Neuman | March 11, 2019

U.S. credit unions reported a 169-basis-point decline in the efficiency ratio year-over-year. And that’s a good thing.

By Jason Haley | March 6, 2019

This insightful monthly market commentary will help you look beyond the headlines to better understand what is driving the current market trends that could impact your credit union’s investment portfolio.

By Rebecca Wessler | March 1, 2019

Based on February traffic (and our editorial instincts), here are the top articles and blogs that appeared on CreditUnions.com.

By Callahan & Associates, Inc. | Feb. 25, 2019

As Maine’s people and traditions are changing, Infinity FCU, one of the state’s largest credit unions, is evolving with the times.

By Samantha Cristobal | Feb. 19, 2019

As interest rates tick up, the margin between interest income and interest expenses at U.S. credit unions slowly expands. Test your knowledge of the state of the net interest margin in the fourth quarter.

By Rebecca Wessler | Feb. 19, 2019

Five can't-miss data points this week on CreditUnions.com.

By Aman Johal | Feb. 14, 2019

Find out how credit unions performed in 2018, 10 years after the economic downturn.

By Samantha Cristobal | Feb. 11, 2019

Total dividends are on track to increase 30.5% as credit unions take advantage of the rising interest rate environment.

By Maya Neuman | Feb. 7, 2019

The federal funds rate increased four times in 2018. Test your knowledge on the role these rate hikes play in credit union loan and deposit pricing.

By Jason Haley | Feb. 5, 2019

This insightful monthly market commentary will help you look beyond the headlines to better understand what is driving the current market trends that could impact your credit union’s investment portfolio.

By Maya Neuman | Feb. 3, 2019

The economic landscape looks much different today than it did 10 years ago. How have credit unions navigated the changes in the larger economy?

By Aman Johal | Jan. 31, 2019

Member relationships run deep at U.S. credit unions. Test your fourth quarter knowledge of these three fundamental member metrics.

By Erik Payne | Jan. 28, 2019

Callahan data confirms a resounding victory for the Los Angeles Rams.

Having the right strategy in place makes investment decisions fairly independent of interest rate rises and falls.

By Marc Rapport | Jan. 21, 2019

The Massachusetts credit union is working across the enterprise and with other credit unions to make the most of data visualization software.

By Rebecca Wessler | Jan. 14, 2019

Five can't-miss data points this week on CreditUnions.com.

By Jason Haley | Jan. 4, 2019

This insightful monthly market commentary will help you look beyond the headlines to better understand what is driving the current market trends that could impact your credit union’s investment portfolio.

By Samantha Cristobal | Jan. 2, 2019

Total loans at U.S. credit unions increased 9.5% in the third quarter of 2018 and reached an all-time high.

By Maya Neuman | Jan. 2, 2019

Cash and investment balances at credit unions fell 5.4% year-over-year, however, investment yields reached the highest third quarter level since September 2010.

By Aman Johal | Jan. 1, 2019

What credit unions need to know about members, lending, asset quality, share balances, and more at third quarter 2018.

By Erik Payne | Jan. 1, 2019

After playing it safe for more than a decade, Infinity FCU sets a new course with checking accounts, consumer loans, and chutzpah.

By Dwight Johnston | Jan. 1, 2019

Lost momentum is hard to get back, and the loss of forward momentum in the U.S. economy has become entrenched.

By Maya Neuman | Jan. 1, 2019

Maine credit unions reported strong loan growth in the third quarter of 2018. Member relationships in the state strengthened as credit unions reported growth in both average share and loan balances.

By Aman Johal | Jan. 1, 2019

Membership growth increased 35 basis points year-over-year to 4.4%, and the average member relationship expanded 3.0% year-over-year. What else happened in the third quarter?

By Rebecca Wessler | Dec. 31, 2018

Based on December traffic (and our editorial instincts), here are the top articles and blogs that appeared on CreditUnions.com.

By Surina Joshi | Dec. 24, 2018

Deposit balances were on the rise as annual growth hit 5.0% in the third quarter of 2018.

By Aman Johal | Dec. 24, 2018

Total auto balances were on the rise as annual growth surpassed 10.8% in the third quarter of 2018.

By Rebecca Wessler | Dec. 17, 2018

Five can't-miss data points this week on CreditUnions.com.

By Sharon Simpson | Dec. 17, 2018

In a changing economic environment, this guiding framework helps institutions determine where they want to go and how to get there.

By Maya Neuman | Dec. 17, 2018

ROA for credit unions hit 0.96%. This is the highest it has been since the third quarter of 2003.

By Samantha Cristobal | Dec. 17, 2018

New members as well as new relationships grew at U.S. credit unions in the third quarter of 2018.

By Aman Johal | Dec. 11, 2018

First mortgage balances at credit unions were up 9.9% as of Sept. 30, 2018.

By Samantha Cristobal | Dec. 10, 2018

Credit unions covered their operating expenses with net interest income alone for the first time in seven years.

By Jason Haley | Dec. 6, 2018

This insightful monthly market commentary will help you look beyond the headlines to better understand what is driving the current market trends that could impact your credit union’s investment portfolio.

By Rebecca Wessler | Dec. 3, 2018

Based on November traffic (and our editorial instincts), here are the top articles and blogs that appeared on CreditUnions.com.

By Aman Johal | Nov. 28, 2018

Takeaways from a survey on how 284 credit unions are interacting with the changing lending strategies arising from automated-decisioning practices.

By Aman Johal | Nov. 28, 2018

Takeaways from a survey on how 284 credit unions are interacting with the changing lending strategies arising from automated-decisioning practices.

By Surina Joshi | Nov. 27, 2018

Share certificates at credit unions are on track to post the highest growth of any deposit account.

By Rebecca Wessler | Nov. 26, 2018

Five can't-miss data points this week on CreditUnions.com.

By Sharon Simpson | Nov. 19, 2018

Dupaco Community offers an annual payout to members who save, borrow, spend, and use ancillary services at the credit union.

By Aman Johal | Nov. 15, 2018

Membership growth, earnings gap, and lending market share — find out how credit unions performed in the third quarter.

By Samantha Cristobal | Nov. 14, 2018

Test your knowledge of third quarter industry trends with this quiz on earnings by Callahan & Associates.

By Rebecca Wessler | Nov. 5, 2018

Five can't-miss data points this week on CreditUnions.com.

By Maya Neuman | Nov. 5, 2018

Total loans at U.S. credit unions increased by 9.7% in the second quarter of 2018 and reached an all-time high.

By Samantha Cristobal | Nov. 5, 2018

The ratio represents a balancing act between two sides of the balance sheet. Which states are achieving the greatest harmony?

By Samantha Cristobal | Nov. 1, 2018

The credit union industry's efficiency ratio of 69.8% as of June 30 was the lowest it's been since 2010.

By Erik Payne | Oct. 30, 2018

Many Americans live out their financial nightmares every day. This Halloween, Callahan employees share what their nightmares look like.

By Aman Johal | Oct. 22, 2018

Investment balances at credit unions remained strong in the second quarter despite a year-over-year contraction.

By Sam Taft | Oct. 22, 2018

The total number of credit unions dropped by 50 in the second quarter, and membership expanded 4.3%, the equivalent of 4.7 million new members. What else happened in the second quarter?

By Rebecca Wessler | Oct. 22, 2018

Five can't-miss data points this week on CreditUnions.com.

By Rebecca Wessler | Oct. 16, 2018

On the platinum anniversary of International Credit Union Day, CreditUnions.com looks at how different credit unions return value to members to showcase the credit union difference.

By Marc Rapport | Oct. 16, 2018

On the platinum anniversary of International Credit Union Day, CreditUnions.com looks at how different credit unions return value to members to showcase the credit union difference.

By Rebecca Wessler | Oct. 15, 2018

Five can't-miss data points this week on CreditUnions.com.

By | Oct. 15, 2018

Credit unions across the country offer members better rates, reduced fees, and other patronage perks. That’s something to celebrate.

By Marc Rapport | Oct. 15, 2018

On the platinum anniversary of International Credit Union Day, we look at how some credit unions are offering patronage perks to showcase the credit union difference.

By Marc Rapport | Oct. 15, 2018

On the platinum anniversary of International Credit Union Day, CreditUnions.com looks at how different credit unions return value to members to showcase the credit union difference.

By Erik Payne | Oct. 15, 2018

On the platinum anniversary of International Credit Union Day, CreditUnions.com looks at how different credit unions return value to members to showcase the credit union difference.

By Erik Payne | Oct. 15, 2018

On the platinum anniversary of International Credit Union Day, CreditUnions.com looks at how different credit unions return value to members to showcase the credit union difference.

By Erik Payne | Oct. 15, 2018

On the platinum anniversary of International Credit Union Day, CreditUnions.com looks at how different credit unions return value to members to showcase the credit union difference.

By Erik Payne | Oct. 15, 2018

On the platinum anniversary of International Credit Union Day, CreditUnions.com looks at how different credit unions return value to members to showcase the credit union difference.

By Ted Goldwyn | Oct. 15, 2018

Robotic process automation at Suncoast Credit Union allows the Florida cooperative to dial up assistance when disaster strikes.

By Jason Haley | Oct. 3, 2018

This insightful monthly market commentary will help you look beyond the headlines to better understand what is driving the current market trends that could impact your credit union’s investment portfolio.

By Marc Rapport | Oct. 1, 2018

The North Carolina credit union is halfway through moving away from the time-consuming process of manual ledger reconciliation.

By Sam Taft | Oct. 1, 2018

What credit unions need to know about members, lending, asset quality, share balances, and more at second quarter 2018.

By Samantha Cristobal | Oct. 1, 2018

Total auto balances were on the rise as annual growth hit 10.6% in the second quarter of 2018.

By Maya Neuman | Oct. 1, 2018

The credit union loan portfolio surpassed $1.0 trillion in the second quarter of 2018. Dig deep into this piece of the balance sheet.

By Samantha Cristobal | Oct. 1, 2018

Deposit balances were on the rise as annual growth hit 5.4% in the second quarter of 2018.

By Dwight Johnston | Oct. 1, 2018

Industry leaders don’t need a crystal ball to see the future. It’s written in auto, jobs, and housing.

By Aman Johal | Oct. 1, 2018

As the industry looks for ways to accelerate deposits, it appears Iowa credit unions are ahead of the curve with higher than average share growth.

By Rebecca Wessler | Sept. 24, 2018

Five can't-miss data points this week on CreditUnions.com.

By Sam Taft | Sept. 20, 2018

Callahan’s chief analyst shares his takeaways from ALM First’s Financial Forum.

By Sharon Simpson | Sept. 20, 2018

When and how to reprice deposits, liquidity management, and the potential for a future economic recession are a few of the key themes being discussed during ALM First’s Financial Forum this week.

By Jason Haley | Sept. 7, 2018

This insightful monthly market commentary will help you look beyond the headlines to better understand what is driving the current market trends that could impact your credit union’s investment portfolio.

By Rebecca Wessler | Aug. 27, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Aman Johal | Aug. 27, 2018

Asset quality is stronger than one year ago as 2018 shapes up to be the best year for delinquency since the Great Recession.

By Maya Neuman | Aug. 22, 2018

Credit unions attracted new members and deepened relationships in the second quarter of the year.

By Erik Payne | Aug. 22, 2018

Loans, liquidity, and credit union love. How did credit unions perform in the second quarter?

By Samantha Cristobal | Aug. 21, 2018

A breakdown of the borrowings portfolio explains double-digit growth that’s highest since 2015.

By Rebecca Wessler | Aug. 20, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Marc Rapport | Aug. 20, 2018

Rogue Credit Union is building a network that marries today’s member loyalty with tomorrow’s trends.

By Maya Neuman | Aug. 20, 2018

U.S. credit unions reported the lowest ever first quarter efficiency ratio in 2018.

By Aman Johal | Aug. 20, 2018

The net interest margin at credit unions nationwide increased as interest income expanded more than $3 billion in the past year.

By Maya Neuman | Aug. 20, 2018

As loan growth outpaces deposit growth, the industry loan-to-share ratio reaches 82.9%.

By Aman Johal | Aug. 13, 2018

Balances as well as delinquencies for credit union credit cards were on the rise in the first quarter of the year.

By Jason Haley | Aug. 6, 2018

This insightful monthly market commentary will help you look beyond the headlines to better understand what is driving the current market trends that could impact your credit union’s investment portfolio.

By Ian Melhorn | Aug. 6, 2018

First quarter lending at credit unions contributed to an expanding balance sheet.

By Erik Payne | July 30, 2018

Technology Credit Union has repositioned its balance sheet to prepare for today’s rate environment.

By Marc Rapport | July 30, 2018

Future losses will soon be part of the equation for calculating reserves, and there’s much work to be done.

By Rebecca Wessler | July 23, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Ian Melhorn | July 23, 2018

Credit union investments shift in a rising rate environment.

By Rebecca Wessler | July 16, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Rebecca Wessler | July 9, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Samantha Cristobal | July 9, 2018

Despite numbering only 19, credit unions in Vermont turned out an impressive performance.

By Samantha Cristobal | July 9, 2018

Insight into the drivers of 1Q18's revenue growth.

By Rebecca Wessler | July 2, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Dwight Johnston | July 1, 2018

Look at the shape of the yield curve within the context of other factors in the economy and not as a stand-alone predictor of recession.

By Ian Melhorn | July 1, 2018

Credit unions added 4.7 million net new members in the past 12 months, and the NCUA’s equity distribution helped push ROA to 0.90%. What else happened in the first quarter?

By Erik Payne | June 28, 2018

Low unemployment, worker shortages, and normalized bad behavior has given rise to a new trend.

By Rebecca Wessler | June 18, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Samantha Cristobal | June 18, 2018

Positive net member growth and product penetration paint a pretty picture of the credit union movement’s progress.

By Jason Haley | June 6, 2018

This insightful monthly market commentary will help you look beyond the headlines to better understand what is driving the current market trends that could impact your credit union’s investment portfolio.

By Ian Melhorn | June 4, 2018

Speakers at the annual CU Direct conference talk about today’s business environment and tomorrow’s recession.

By Rebecca Wessler | May 29, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Ian Melhorn | May 28, 2018

Take this industry performance pop quiz from Callahan & Associates to learn about trends in credit union investments.

By Callahan & Associates | May 22, 2018

This must-attend quarterly event for credit union leaders covers performance trends, industry success stories, and areas of opportunity.

By Samantha Cristobal | May 21, 2018

Take this industry performance pop quiz from Callahan & Associates to learn about trends in income.

Partner Perspective
How To Invest In Your Members

By Gateway Services Group, LLC | May 21, 2018

Effective outsourcing of investment services is a major step toward success for the institution and the members it serves.

By Samantha Cristobal | May 21, 2018

Secondary capital supports lending and financial services as well as buffers against the impact of potential losses. But how much do credit unions use it?

By Erik Payne | May 16, 2018

Member, market share, and revenue growth lead the way.

By Maya Neuman | May 14, 2018

Take this industry performance pop quiz from Callahan & Associates to learn about trends in cost of funds.

By Sam Taft | May 14, 2018

Numbers show that credit unions engaged with multi-owned CUSOs outperform those who aren’t.

By Liz Furman | May 7, 2018

Credit unions headquartered in the Central Region reported more loan accounts per members than those headquartered in other states. In what other areas did these cooperatives excel?

By Callahan & Associates, Inc. | May 2, 2018

The seventh annual report shines a light on the industry's impact in 2017, while offering insights into 2018 economic trends and strategic priorities.

By Ian Melhorn | April 30, 2018

What credit unions need to know about members, lending, asset quality, share balances, and more at year-end 2017.

By Rebecca Wessler | April 30, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Marc Rapport | April 30, 2018

Oregon State Credit Union shares how it works to improve the lives of America’s consumers.

By Ian Melhorn | April 23, 2018

Credit unions in the Mid-Atlantic reported faster MBL growth than credit unions outside the region. In what other areas did these Mid-Atlantic cooperatives excel?

By Maya Neuman | April 16, 2018

Credit union loan originations reached an all-time high of $485.55 billion, growing at a rate of 5.2% over the past 12-months.

By Aman Johal | April 16, 2018

Credit union revenue recorded the highest year-end growth since 2006. What else happened in 2017?

By Rebecca Wessler | April 16, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Aman Johal | April 16, 2018

Annual auto loan growth was higher for credit unions in the Southeast than for the overall industry, yet charge-offs were lower than for other regions. In what other areas did these credit unions excel?

By Samantha Cristobal | April 9, 2018

The average member relationship surpassed $18,000 for credit unions in the New England states. In what other areas do these cooperatives excel?

By Marc Rapport | April 2, 2018

The Indiana credit union funds lending all year with an annual cash surge.

By Jason Haley | April 2, 2018

This insightful monthly market commentary will help you look beyond the headlines to better understand what is driving the current market trends that could impact your credit union’s investment portfolio.

By Liz Furman | April 1, 2018

At year-end 2016, see which credit unions lead the way in six key cooperative metrics.

By Dwight Johnston | March 29, 2018

The lion ate the lamb for dinner, but on this last day of the month, the stock market is finally quiet.

By Rebecca Wessler | March 26, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Dwight Johnston | March 22, 2018

Trade news is back in the spotlight after the Trump Administration announced $50 billion in new tariffs aimed directly at China.

By Marc Rapport | March 19, 2018

Feedback from Callahan’s 2018 Executive Outlook Survey identifies industry challenges and opportunities for the months ahead.

By Rebecca Wessler | March 19, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Dwight Johnston | March 15, 2018

The trade story is not done. It’s just in intermission.

By Rebecca Wessler | March 12, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Sam Taft | March 12, 2018

In a changing economic environment, balance sheet management is top-of-mind with credit union executives.

By Ian Melhorn | March 12, 2018

The need for credit unions to generate non-interest income continues to grow in a narrowing margin environment.

By Callahan & Associates | March 9, 2018

Join Callahan & Associates for a discussion about the overall impact of the credit union movement.

By Jason Haley | March 7, 2018

What market drivers could also impact the credit union investment portfolio?

By Aman Johal | March 5, 2018

Early data trends help leaders prepare for year-end analysis.

By Rebecca Wessler | March 5, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Samantha Cristobal | March 1, 2018

Both the average share balance and average share accounts per member for New York credit unions was higher than national averages.

By Dwight Johnston | March 1, 2018

Whether inflation swells or holds steady in the coming year relies on two variables.

By Rebecca Wessler | Feb. 20, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Marc Rapport | Feb. 19, 2018

The Silicon Valley cooperative consistently ranks among the top performers nationally in terms of yield on investments.

By Ian Melhorn | Feb. 15, 2018

The industry’s loan-to-share ratio has nearly hit levels not seen since the Great Recession.

By Erik Payne | Feb. 14, 2018

Changes in auto lending and questions of liquidity highlight credit union performance in the fourth quarter of 2017.

By Rebecca Wessler | Feb. 12, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Samantha Cristobal | Feb. 6, 2018

Sentry Credit Union pays it members an unprecedented dividend bonus.

By Jason Haley | Feb. 5, 2018

What market drivers could also impact the credit union investment portfolio?

By Erik Payne | Feb. 1, 2018

Callahan data confirms this is where the Patriots dynasty ends.

By Sharon Simpson | Jan. 22, 2018

When the loan-to-share ratio at UICCU topped 100%, and continued to grow, the Hawkeye State credit union adopted a three-pronged funding strategy.

By Dwight Johnston | Jan. 18, 2018

Plus, a congressional spending bill vote looms.

By Jason Haley | Jan. 9, 2018

This monthly market commentary helps credit unions look beyond the headlines to better understand what is driving market trends that could impact the investment portfolio.

By Marc Rapport | Jan. 8, 2018

The Wisconsin credit union is adding length to its investments to make up for lost income in indirect lending.

By Marc Rapport | Jan. 8, 2018

Charlotte Metro Credit Union manages risk while growing business deposits and loans faster than credit union averages.

By Liz Furman | Jan. 1, 2018

With investment rates rising, investment growth and yield on investments increase.

By Maya Neuman | Dec. 25, 2017

Credit unions add more than 10,000 employees.

By Liz Furman | Dec. 25, 2017

Net interest margin and provision expense both rise, leading to flat ROA.

By Rebecca Wessler | Dec. 25, 2017

Credit unions share their best practices with CreditUnions.com all year. Here, Callahan’s staff writers share their selections for a handful of lesser-known pieces that are worth revisiting.

By Rebecca Wessler | Dec. 25, 2017

Five can’t-miss data points this week on CreditUnions.com.

By Marc Rapport | Dec. 20, 2017

It may or may not be a bubble, but consumer debt might roil the waters for credit unions and their members. Can machines learn to help with that?

By Rebecca Wessler | Dec. 18, 2017

Five can’t-miss data points this week on CreditUnions.com.

By Liz Furman | Dec. 18, 2017

These ratios help credit unions deliver excellent member value while also maintaining productive and efficient operations. Operational strategy impacts productivity and efficiency metrics. It’s important for credit unions to strike the right balance for their strategy while bearing in mind national averages.

By Callahan & Associates | Dec. 13, 2017

In this webinar, Callahan & Associates and Kane County Teachers Credit Union discuss how the $225 million cooperative boosts its bottom line via a diversified revenue stream.

By Rebecca Wessler | Dec. 12, 2017

Four can’t-miss data points this week on CreditUnions.com.

By Liz Furman | Dec. 11, 2017

It's taken for granted that small credit unions are more reliant on fee income. But are they really?

By Sam Taft | Dec. 7, 2017

In episode No. 859, Mike Lawson brings on Callahan's Sam Taft to talk credit union financial performance in the third quarter.

By Samantha Cristobal | Dec. 6, 2017

Third quarter data reveals a colorful mix of performance across the country.

By Dwight Johnston | Dec. 1, 2017

A change in the funds rate and 10-year note would bring the yield curve back into the realm of normal after years of being out of bounds.

By Erik Payne | Dec. 1, 2017

New economic realities pushed SouthPoint Financial to expand into other segments of its loan portfolio. Here’s how it handled the exponential growth that followed.

By Liz Furman | Dec. 1, 2017

Quarter-over-quarter, credit union investments shrank 3.0% as credit unions diverted assets from the investment portfolio to the loan portfolio.

By Sam Taft | Dec. 1, 2017

Increases to the benchmark interest rate by the Fed have yet to significantly impact earnings at credit unions.

By Erik Payne | Dec. 1, 2017

A strong operation in rural Minnesota helps SouthPoint Financial Credit Union meet members where they are.

By Ian Melhorn | Dec. 1, 2017

California credit unions outperformed national averages on both sides of the balance sheet. Average loan balance, average share balance, and average member relationship were all higher than the national averages.

By Liz Furman | Nov. 29, 2017

Earning assets are the majority of assets at credit unions. What factors impact how credit unions can leverage them?

By Aman Johal | Nov. 27, 2017

Third quarter data reveals strong earnings momentum among the nation’s financial cooperatives.

By Jason Haley | Nov. 21, 2017

This insightful monthly market commentary will help you look beyond the headlines to better understand what is driving the current market trends that could impact your credit union’s investment portfolio.

By Ian Melhorn | Nov. 21, 2017

Find out which states posted the highest credit card penetration with this interactive map.

By Dwight Johnston | Nov. 16, 2017

Why we might not see a higher funds rate next year.

By Dwight Johnston | Nov. 10, 2017

What the potential for tax reform means for the stock market.

By Sam Taft | Nov. 7, 2017

In episode No. 836, Callahan's Senior Director of Industry Analysis Sam Taft joins the show to discuss trends in the mortgage market.

By Rebecca Wessler | Nov. 6, 2017

Five can’t-miss data points this week on CreditUnions.com.

By Marc Rapport | Nov. 6, 2017

KCT Credit Union shows how arbitrage through the Federal Home Loan Bank adds income where there was none.

By Dwight Johnston | Nov. 2, 2017

And what we can expect of the new Fed Chairman.

By Callahan & Associates | Nov. 1, 2017

The only comprehensive guide to improving credit union performance.

By Erik Payne | Oct. 26, 2017

We'll prove it with credit union data.

By Dwight Johnston | Oct. 19, 2017

1987 and 2017 share at least one common trait, but remembering Black Monday is not to create fear. It's to encourage watchfulness.

By Rebecca Wessler | Oct. 16, 2017

Five can't-miss data points featured this week on CreditUnions.com.

By Dwight Johnston | Oct. 12, 2017

After four consecutive weeks of losses for bonds, the bond market has been up each day this week. Will tomorrow's consumer price index release bring that streak to a halt?

By Rebecca Wessler | Oct. 10, 2017

Four can't-miss data points featured this week on CreditUnions.com.

By Dwight Johnston | Oct. 5, 2017

Friday’s jobs report will be messy and easily forgotten. Traders will go through the motions of reacting, but the numbers will have no staying power.

By Dwight Johnston | Sept. 28, 2017

Don’t be the first or the last financial institution on the block to raise rates.

By Rebecca Wessler | Sept. 25, 2017

Five can't-miss data points featured this week on CreditUnions.com.

By Marc Rapport | Sept. 25, 2017

A new strategy at Purdue Federal has delivered a $1.5 million bump in interest income and an anticipated 3-basis-point jump in ROA.

By Dwight Johnston | Sept. 22, 2017

The markets react mildly to yesterday's Fed meeting.

By Rebecca Wessler | Sept. 18, 2017

Five can't-miss data points featured this week on CreditUnions.com.

By Jay Johnson | Sept. 18, 2017

Interchange income at credit unions swaps places with punitive fees as a growing driver of industry revenue.

By Elan Financial Services | Sept. 11, 2017

A focus on growing the credit card portfolio can yield growth among multiple loan touch points.

By Dwight Johnston | Sept. 7, 2017

Uncertainties regarding a new Fed chair, the debt ceiling, budget, and tax reform make it unlikely there will be a carefree Christmas.

By Rebecca Wessler | Sept. 5, 2017

Five can't-miss data points featured this week on CreditUnions.com.

By Greg Gonsalves | Sept. 1, 2017

Total operating revenue has increased 8.8% over the first six months of 2016. This continued the recent trend of accelerating revenue growth for credit unions.

By Liz Furman | Sept. 1, 2017

Investment growth at credit unions has been positive for four out of the past six quarters.

By Dwight Johnston | Sept. 1, 2017

With housing trends skewing national in scope, concerns arise that a bubble could blow up.

By Liz Furman | Sept. 1, 2017

Hawaiian credit unions are performing well in mortgage, auto loans, and regular savings products; however, financial cooperatives in the Aloha State have an opportunity to increase members relationships further via loans and long-term saving products.

By Jay Johnson | Aug. 31, 2017

In episode No. 799, Mike Lawson brings on Callahan partner Jay Johnson to talk credit union financial performance in the second quarter.

By Callahan & Associates | Aug. 28, 2017

This must-attend quarterly event for credit union leaders covers performance trends, industry success stories, and areas of opportunity.

By Marc Rapport | Aug. 28, 2017

Interest on loans drive the income train, but other revenue streams are steaming along.

By Dwight Johnston | Aug. 24, 2017

Stocks, bonds, and the debt ceiling. There's a lot fueling a sense of economic uneasiness.

By Erik Payne | Aug. 23, 2017

Member, first mortgage, and share growth. How did credit unions perform in the second quarter?

By Aman Johal | Aug. 17, 2017

Star One Credit Union and Dow Chemical Employees Credit Union posted impressive dividend numbers in the second quarter of 2017.

By Erik Payne | Aug. 14, 2017

A fledgling title insurance CUSO at California Credit Union saves dollars and makes sense.

By Dwight Johnston | Aug. 3, 2017

A snapshot of the bond market reveals bullish speculators are back.

By Sam Taft | July 31, 2017

Incorporating peer analysis is an ideal way to enhance the impact of planning season.

By Dwight Johnston | July 27, 2017

Yesterday's FOMC statement has bond traders thinking Fed tightening might be over.

By Liz Furman | July 24, 2017

Deciding whether, and with whom, to merge can be tricky. Use this list to spark conversations that will lead to a deeper understanding of the benefits, drawbacks, and other implications.

By Dwight Johnston | July 20, 2017

Speculative bond traders see in Europe the opportunity to put the market back on track.

By Aaron Pugh | July 18, 2017

The credit union uses performance information to achieve strategic victories.

By Rebecca Wessler | July 17, 2017

Five can't-miss data points featured this week on CreditUnions.com.

By Erik Payne | July 17, 2017

Capital adequacy, asset quality, earnings, ALM, productivity, and growth underline quarterly financial performance for credit unions.

By Dwight Johnston | July 6, 2017

Why some traders are worried about President Trump’s visit to Europe for the G-20 summit.

By Liz Furman | July 3, 2017

Contextualizing costs based on location can make a big difference when analyzing the bottom line.

By Dwight Johnston | July 1, 2017

Shorter-term rates have moved higher, but the bumps in the overnight rate have had little impact past the two-year note.

By Liz Furman | July 1, 2017

Total revenue reached $15.5 billion in the first quarter of 2017. That’s up 8.1% year-over-year from the $14.3 billion credit unions posted in the first quarter of 2016.

By Liz Furman | July 1, 2017

With rising Federal Reserve rates and increased consumer confidence, the credit union industry posted positive year-over-year investment growth in the first quarter for the first time since 2013.

By Ian Melhorn | July 1, 2017

There are three times the number of credit unions than banks in Idaho, and members are making the most of the credit union movement. Idaho credit unions post the third-best performance among all 50 states for member, asset, loan, and share growth.

By Dwight Johnston | June 22, 2017

Amazon’s purchase of Whole Foods is not a game-changer for inflation or Fed policy.

By Maya Neuman | June 19, 2017

Credit unions add technology and jobs amid the move to universal tellers, ITMs, and the new branch design.

By Rebecca Wessler | June 19, 2017

Five can't-miss data points featured this week on CreditUnions.com.

By Salvador Lopez | June 19, 2017

Looking for a more accurate way to benchmark performance? Try these tips.

By Marc Rapport | June 12, 2017

How a new headquarters building and a community charter underpinned growth at Peru FCU.

By Dwight Johnston | June 8, 2017

Thursday offers a lineup of three possible threats to the markets.

By Marc Rapport | June 6, 2017

The movement’s investment portfolio in the first quarter remains liquid for lending and buffers against rising interest rates.

By Greg Gonsalves | June 5, 2017

The percent of revenue going toward employee compensation is reversing trend.

By Rebecca Wessler | June 5, 2017

Five can't-miss data points featured this week on CreditUnions.com.

By Marc Rapport | June 5, 2017

The Colorado cooperative’s mortgage-backed security re-purchase strategy makes more of investments and funds member give-back programs.

By Ian Melhorn | June 5, 2017

Credit unions generate income in a multitude of ways to stay competitive in a narrowing margin environment.

By Callahan & Associates | June 1, 2017

Callahan & Associates and TwinStar Credit Union discuss the institution's Imagination Lab, how it was implemented, and the successes the Lab has achieved.

By Greg Gonsalves | May 29, 2017

Strategies to reward loyal patrons differ among financial institutions as well as from region to region.

By Sam Taft | May 29, 2017

Check out this leader table to see which credit unions beat the industry average.

By Callahan & Associates | May 25, 2017

This must-attend quarterly event for credit union leaders covers performance trends, industry success stories, and areas of opportunity.

By Dwight Johnston | May 18, 2017

Three ways the special investigation into Trump’s presidential campaign could impact the economy.

By Callahan & Associates | May 15, 2017

How Abbey Credit Union wowed a fellow local financial cooperative with forward-looking performance analysis.

By Rebecca Wessler | May 15, 2017

Five can't-miss data points featured this week on CreditUnions.com.

By Greg Gonsalves | May 8, 2017

The story behind Golden 1 Credit Union's 35.5% auto loan growth.

By Dwight Johnston | May 4, 2017

What traders learned from yesterday's FOMC statement, and how they'll react to the latest health care vote.

By Rebecca Wessler | May 1, 2017

Five can't-miss data points featured this week on CreditUnions.com.

By Ian Melhorn | April 28, 2017

University of Michigan CU sees notable growth following completion of branch upgrades and generous community initiatives.

By Sam Taft | April 25, 2017

Check out this leader table to see which credit unions beat the industry average.

By Rebecca Wessler | April 24, 2017

Five can't-miss data points featured this week on CreditUnions.com.

By Greg Gonsalves | April 24, 2017

Cash at other financial institutions and Fed agency MBS have increased by 6.4% and 4.2%, respectively, over the past year. What else has happened inside the credit union investment portfolio?

By Marc Rapport | April 24, 2017

A lean, not mean, operation helps this Beantown, SEG-focused credit union top the charts in member metrics.

By Dwight Johnston | April 20, 2017

Traders and Wall Street are making a big deal out of the French election. Here's what Americans need to know.

By Marc Rapport | April 18, 2017

TwinStar Credit Union's Imagination Lab studies processes and reduces friction for members and employees.

By Sharon Simpson | April 17, 2017

Thinking of buying a bank? Check out these best practices and insights from credit unions in the know.

By Dwight Johnston | April 13, 2017

The movement in the bond market this week was not based on real concerns about the geopolitical scene.

By Rebecca Wessler | April 10, 2017

Four can't-miss data points featured this week on CreditUnions.com.

By Ian Melhorn | April 10, 2017

ROA increased 2 basis points for credit unions nationally, but where do the high and low performers fall?

By Callahan & Associates | April 10, 2017

Twenty-eight graphs, charts, and maps that evaluate credit union performance in the fourth quarter of 2016.

By Dwight Johnston | April 6, 2017

Fed officials can no longer deny they consider the markets when deciding monetary policy.

By Erik Payne | March 31, 2017

Feedback from Callahan’s annual Executive Outlook Survey highlights industry goals for 2017.

By Rebecca Wessler | March 31, 2017

Impressive financials, member service, and innovative strategies — there’s a lot to celebrate in the credit union movement.

By Dwight Johnston | March 31, 2017

Growth in consumer credit has sparked concern about credit quality. How will credit unions know when it’s really time to worry?

By Greg Gonsalves | March 31, 2017

Wyoming credit unions are all about growth. These credit unions have posted some of the strongest growth rates of any state in the nation, and it appears more and more Wyomingites are selecting credit unions to be their primary financial institutions.

By Jay Johnson | March 31, 2017

When employees prioritize what is best for the member, they demonstrate the cooperative difference.

By Dwight Johnston | March 30, 2017

Does the Fed still matter to bond traders?

By Michelle Parker | March 27, 2017

Callahan data shows there is a growing reliance on NII in keeping credit unions surviving and thriving.

By Dwight Johnston | March 23, 2017

Will the health care bill make it to the floor? And how will the market respond to Congressional pressuring?

By Rebecca Wessler | March 20, 2017

Five can't-miss data points featured this week on CreditUnions.com.

By Sharon Simpson | March 20, 2017

When Keys FCU put itself into voluntary conservatorship in 2009, its leaders and staff knew rebuilding together was the only way to save the credit union.

By Dwight Johnston | March 16, 2017

Bond traders responded fervently to yesterday's rate hike.

By Sharon Simpson | March 13, 2017

A new approach to the credit union basics of people and finance helped this West Virginia cooperative turn six-figure losses into seven-figure gains.

By Dwight Johnston | March 9, 2017

Last week's Dow rally fades into memory as the market looks for additional positive reinforcement.

By Ian Melhorn | March 6, 2017

The strong lending growth posted by U.S. credit unions in fourth quarter 2016 is an apt wrap-up for a successful year.

By Dwight Johnston | March 2, 2017

The stock market reacted to Trump’s speech on Tuesday with a triple-digit jump on Wednesday.

Lending activity remained strong and investment balances declined.

By Liz Furman | Feb. 28, 2017

After Bitterroot Community FCU in Montana opened a new branch, it posted a 21.2% increase in new members.

By Rebecca Wessler | Feb. 27, 2017

Four can't-miss data points featured this week on CreditUnions.com.

By Callahan & Associates, Inc. | Feb. 24, 2017

This must-attend quarterly event for credit union leaders covers performance trends, industry success stories, and areas of opportunity.

By Dwight Johnston | Feb. 23, 2017

The March meeting is the Fed’s best shot to start what it claims will be three tightenings this year.

By Erik Payne | Feb. 22, 2017

Loans, member relationships, and sources of non-interest income. How did credit unions perform in fourth quarter?

By Dwight Johnston | Feb. 16, 2017

Wall Street has fought the bull market for the past year, always looking for a better buying opportunity.

By Rebecca Wessler | Feb. 13, 2017

Five can't-miss data points featured this week on CreditUnions.com.

By Erik Payne | Feb. 13, 2017

Coastal FCU cut 20 fees worth $600,000 in annual income. Here’s how the credit union will make it all back — and then some.

By Sam Taft | Feb. 13, 2017

Credit unions originated $343.6 billion through third quarter 2016 — that's an all-time record. See which areas contributed to this double-digit year-over-year growth.

By Greg Gonsalves | Feb. 13, 2017

Indirect loans are taking an ever-increasing share of the auto portfolio, but growth is not even across credit union location and size.

By Dwight Johnston | Feb. 9, 2017

The appeals court reviewing the president's travel ban could render a decision before the week's end.

By Rebecca Wessler | Feb. 6, 2017

Five can't-miss data points featured this week on CreditUnions.com.

By | Feb. 6, 2017

Share balances in third quarter increased at the fastest rate since fourth quarter 2009, but the loan-to-share ratio still grew.

By Marc Rapport | Feb. 6, 2017

The Idaho credit union uses marketing, deposit, lending, and ALM strategies to increase member value.

By Erik Payne | Feb. 6, 2017

One Maryland credit union arms decision-makers with comprehensive data and encourages leaders to think beyond the face value of third-party reports.

By Greg Gonsalves | Feb. 6, 2017

If credit unions continue on their current path, will they be able to fund future loans solely through share growth?

By Jay Johnson | Feb. 6, 2017

Considerations to help any credit union assess its ALM policies, procedures, and management practices.

By Dwight Johnston | Feb. 2, 2017

Trump needs to start working on big issues and stay away from the petty stuff or he will destroy what is left of the goodwill in the markets.

By Erik Payne | Feb. 1, 2017

Though it’ll be a nail biter.

By Marc Rapport | Jan. 30, 2017

Amid planning for compliance and interchange hits, credit unions can count on a little help from their friends.

By Liz Furman | Jan. 30, 2017

The national average for each of these six mighty metrics is less than 10 percentage points, but even a change of a few basis points can make a big difference to a credit union.

By Rebecca Wessler | Jan. 30, 2017

Five can't-miss data points featured this week on CreditUnions.com.

By Dwight Johnston | Jan. 26, 2017

Buyer demand for the 10-year is not what traders hoped for.

By Victoria Taylor | Jan. 25, 2017

A new dynamic graphic display allows readers to compare their credit union’s performance against featured performance trends — all with a click of the button.

By Dwight Johnston | Jan. 19, 2017

U.S. employment might be nearing its maximum limit, but there are still pockets of unemployed workers around the country.

By Lydia Cole | Jan. 9, 2017

Metrics to evaluate credit union marketing spend and bridge the gap between macro trends and micro performance.

By Liz Furman | Jan. 7, 2017

Credit unions have ramped up marketing efforts and are reaping the benefits.

By Dwight Johnston | Jan. 5, 2017

The year's first economic reports are out, and at least one is good news for credit unions.

By Sharon Simpson | Jan. 2, 2017

Five lessons in setting short- and long-term goals.

By Erik Payne | Dec. 26, 2016

Eight strategies and lessons in managing one of the credit union industry’s largest assets.

By Sharon Simpson | Dec. 26, 2016

Five lessons in growing and improving the credit union deposit portfolio.

By SWBC | Dec. 26, 2016

The Indiana credit union increased GAP sales by nearly 50% by thinking outside the vehicle protection box.

By Dwight Johnston | Dec. 22, 2016

All is calm, but is all bright?

By Marc Rapport | Dec. 20, 2016

Overlooked editorial gems provide insight and inspiration for the challenges and opportunities that lay ahead in 2017.

By Sharon Simpson | Dec. 19, 2016

University Credit Union in Orono, ME, creates new positions and titles to streamline its lending environment.

By Dwight Johnston | Dec. 15, 2016

There will most certainly be more liquidation to come unless the market narrative changes dramatically.

By Liz Furman | Dec. 12, 2016

Use these metrics to better understand what third quarter auto data means to a credit union’s loan portfolio.

By Dwight Johnston | Dec. 8, 2016

News from the European Central Bank is not what traders needed or wanted.

By Dwight Johnston | Dec. 1, 2016

November might have been a nightmare, but today’s Treasury rates aren’t far off 2015.

By Callahan & Associates | Dec. 1, 2016

Twenty-eight graphs, charts, and maps that evaluate credit union performance in the third quarter of 2016.

By Erik Payne | Dec. 1, 2016

How back-to-basics lending, a brick-and-mortar presence, and a forward-thinking approach to business underpin growth for a suburban Detroit credit union.

By Rebecca Wessler | Dec. 1, 2016

The year of the monkey is in the books. Say hello to the year of the rooster.

By Dwight Johnston | Dec. 1, 2016

What would “normal” rates look like in the coming year, and what events might prevent rates from getting there?

By Michelle Parker | Dec. 1, 2016

Besting national averages across various penetration and efficiency rates, financial cooperatives in the Keystone State are efficiently serving members and expanding books of business with their current staffing models.

By Jay Johnson | Dec. 1, 2016

With a more favorable environment, credit unions are poised to make an even greater impact in the coming year.

By Liz Furman | Nov. 30, 2016

Credit union asset, loan, share, and member growth were strong in the third quarter of 2016, both for the industry and on a state-by-state level.

By Rebecca Wessler | Nov. 28, 2016

Five can't-miss data points featured this week on CreditUnions.com.

By Marc Rapport | Nov. 28, 2016

The Memphis credit union has improved retention, electronic services, and accounts per household by delivering the right messages to the right members.

By Callahan & Associates | Nov. 21, 2016

Total revenue for all credit unions topped $29 billion in the second half of 2016. Learn what happened with interest income, non-interest income, and ROA.

By Rebecca Wessler | Nov. 21, 2016

Three can't-miss data points featured this week on CreditUnions.com.

By Callahan & Associates, Inc. | Nov. 18, 2016

This must-attend quarterly event for credit union leaders covers performance trends, industry success stories, and areas of opportunity.

By Erik Payne | Nov. 17, 2016

Shares, member business loans, and the fallout from the Wells Fargo scandal. How did credit unions perform in the third quarter?

By Liz Furman | Nov. 15, 2016

With market uncertainty, it’s surprising to see a quarter-over-quarter and year-over-year increase in investments. Less surprising is the attraction of short-term investments.

By Michelle Parker | Nov. 15, 2016

The industry sets new records as the portfolio tops $58 billion. The top 10 list spans the nation.

By Sam Taft | Nov. 14, 2016

Credit unions posted a slight improvement in the efficiency ratio versus one year ago. Check out this leader table to see which credit unions beat the industry average.

By Liz Furman | Nov. 14, 2016

Callahan & Associates surveyed 333 credit unions to learn about automated decisioning practices in the consumer lending portfolio. Read about the results in this interactive article.

By Ted Goldwyn | Nov. 14, 2016

In an increasingly competitive lending environment, these six practices are helping credit unions serve members better and make decisions quickly.

By Dwight Johnston | Nov. 10, 2016

The lack of liquidity in the bond market has been an ongoing problem, and now the dam seems to be breaking.

By CUSO Financial Services, L.P. | Nov. 7, 2016

New DOL Fiduciary Rule is an opportunity to assess credit unions’ long-term goals for their investment advisors.

By Michelle Parker | Nov. 7, 2016

What does new Home Mortgage Disclosure Act data say about credit union performance?

By Liz Furman | Nov. 4, 2016

In episode No. 658, Callahan Industry Analyst Liz Furman digs deep into national and regional data and debunks the myth that credit union membership and asset growth is strictly due to mergers.

By Dwight Johnston | Nov. 3, 2016

Traders are doing little besides watching the newswires for election news.

By Callahan & Associates | Oct. 31, 2016

Twenty-eight graphs, charts, and maps that evaluate credit union performance in the second quarter of 2016.

By Callahan & Associates, Inc. | Oct. 28, 2016

How crowdfunding provides an actionable game plan for credit unions to help rejuvenate their local economy, and the case for credit unions to get started.

By Dwight Johnston | Oct. 27, 2016

Once the dust settles, why U.S. traders will go back to watching the German market.

By Erik Payne | Oct. 26, 2016

And we can prove it with credit union data.

By Rebecca Wessler | Oct. 24, 2016

Five can't-miss data points featured this week on CreditUnions.com.

By Marc Rapport | Oct. 24, 2016

The small Oregon-Washington credit union uses internal efficiencies and external outreach to hit new heights.

By Rebecca Wessler | Oct. 18, 2016

This quarter, Credit Union Strategy & Performance is all about showing off successes and looking forward to the future.

By Dwight Johnston | Oct. 18, 2016

What do jobs, houses, and autos say about the road ahead for credit unions?

By Liz Furman | Oct. 18, 2016

The Loan Star State has the highest number of credit unions at 475, and its stellar growth and member metrics evokes the saying “Don’t mess with Texas.”

By Rebecca Wessler | Oct. 17, 2016

Five can't-miss data points featured this week on CreditUnions.com.

By Callahan & Associates, Inc. | Oct. 14, 2016

Callahan & Associates and Dave Mooney, CEO of Alliant Credit Union, discuss the value of non-interest income, the top and emerging sources, and ways to boost this type of income at your credit union.

By Dwight Johnston | Oct. 13, 2016

In September, China reported a sharper drop in exports than was expected. What does that mean for the bond market?

By Callahan & Associates, Inc. | Oct. 12, 2016

Callahan & Associates and Gene Pelham discuss how Rogue identified the opportunity in a high-yield loyalty program, how it determined the parameters of the program, how it positions the program, and what it expects from 2017 and beyond.

By Erik Payne | Oct. 10, 2016

In a state affected by coal restrictions, the Kentucky-based cooperative finds an avenue for non-interest income that doesn’t require raising rates or fees.

By Michelle Parker | Oct. 10, 2016

How do credit unions in the Buckeye State stack up against regional peers?

By Rebecca Wessler | Oct. 10, 2016

Four can't-miss data points featured this week on CreditUnions.com.

By Dwight Johnston | Oct. 6, 2016

What should credit unions expect from Friday's barrage of economic reports?

By Dwight Johnston | Sept. 29, 2016

Oil rallies for a day, and stocks tag along for the ride.

By Callahan & Associates | Sept. 28, 2016

A monthly collection of Callahan content that, together, addresses a single topic from a variety of perspectives.

By Liz Furman | Sept. 26, 2016

How do financial cooperatives in the Lone Star State stack up against other credit unions?

By Liz Furman | Sept. 26, 2016

Five graphs show how technology offers a competitive advantage.

By Dwight Johnston | Sept. 22, 2016

Both stocks and bonds rallied yesterday on the heels of two central bank meetings.

By E.C. Harrison | Sept. 19, 2016

The chief financial officer of First Community in Texas talks about questioning authority, the regulatory environment, and the future of credit unions.

Continued loan demand draws down investment balances.

By Marc Rapport | Sept. 19, 2016

Michigan’s Genisys Credit Union meets member needs while boosting its bottom line.

By Rebecca Wessler | Sept. 19, 2016

Five can't-miss data points featured this week on CreditUnions.com.

By Dwight Johnston | Sept. 15, 2016

Neither stocks nor bonds have made headway in either direction.

By Michelle Parker | Sept. 12, 2016

In July 2016, Callahan & Associates surveyed 170 credit union executives from 40 states to gain insight into their current and emerging sources of non-interest income.

By Dwight Johnston | Sept. 8, 2016

Expected news out of Europe has nonetheless piqued the interest of traders everywhere.

By Rebecca Wessler | Sept. 6, 2016

Five data points from this week on CreditUnions.com.

By Marc Rapport | Sept. 4, 2016

The Illinois credit union has a lower-than-average reliance on non-interest income and plans to increase those revenue streams in the coming years.

By Stephanie Clark | Sept. 4, 2016

Credit unions are serving members better than ever before, and these three graphs show just how much ground the cooperative industry has gained.

By Dwight Johnston | Sept. 1, 2016

The markets were quiet for most of August, and traders are eager for September to bring more activity.

By Callahan & Associates | Aug. 29, 2016

See how the credit union uses CUSOs to diversify its sources of non-interest income.

By Stephanie Clark | Aug. 29, 2016

Penetration metrics are up across all major product types, with share draft penetration topping 50%.

By Erik Payne | Aug. 29, 2016

Seven core cultural beliefs at Vantage West Credit Union shapes a future of "deliberate success."

By Callahan & Associates, Inc. | Aug. 25, 2016

This must-attend quarterly event for credit union leaders covers performance trends, industry success stories, and areas of opportunity.

Blog
Yellen Eve

By Dwight Johnston | Aug. 25, 2016

The world is nervously awaiting Janet Yellen’s speech tomorrow, but the over-hyped event will not live up to expectations.

By Erik Payne | Aug. 23, 2016

Second quarter performance data tells a positive story: member growth has never been stronger, the loan faucet is still flowing, and credit unions are well-positioned from an interest rate risk perspective.

By Michelle Parker | Aug. 22, 2016

Callahan & Associates surveyed 170 credit union executives to gain insight into their current and emerging sources of non-interest income.

By Callahan & Associates | Aug. 19, 2016

In July 2016, Callahan & Associates surveyed 170 credit union executives from 40 states to gain insight into their current and emerging sources of non-interest income.

By Callahan & Associates | Aug. 19, 2016

In July 2016, Callahan & Associates surveyed 170 credit union executives from 40 states to gain insight into their current and emerging sources of non-interest income.

By Liz Furman | Aug. 19, 2016

Second quarter data shows the industry’s ROA is up quarter-over-quarter but slightly down year-over-year.

By Dwight Johnston | Aug. 18, 2016

The lack of a unified opinion from the Federal Reserve's Board of Governors will leave the Fed in the dust when rates rise.

By Michelle Parker | Aug. 16, 2016

Second quarter data shows industry real estate loan growth is strong, but lenders should take portfolio quality and state-level trends into consideration.

By Liz Furman | Aug. 15, 2016

As strategic planning season rolls in, consider what metrics will showcase the credit union to members, the board, and the community.

By Dwight Johnston | Aug. 11, 2016

Although there are differences in bond rates around the world, they are all trading in the same direction.

By Liz Furman | Aug. 11, 2016

Like your golf score, your credit union’s efficiency ratio should be low.

By Ted Goldwyn | Aug. 8, 2016

Rogue Credit Union beats the market and its peer averages with an ownership savings account.

By Sharon Simpson | Aug. 8, 2016

Generations FCU explains how it uses the investment portfolio as a vehicle that produces income in its own right.

By Marc Rapport | Aug. 8, 2016

The Los Angeles-based credit union sees a bright future for its “non-punitive” insurance option.

By Rebecca Wessler | Aug. 8, 2016

Sure, credit unions are not-for-profit financial institutions, but that doesn't mean they can exist without steady sources of income. See how credit unions are making money and deepening relationships this week on CreditUnions.com.

By Erik Payne | Aug. 1, 2016

Arizona FCU puts a financial twist on “The Biggest Loser” with its “My Comeback” web series.

By CUSO Financial Services, L.P. | July 18, 2016

Establishing relationships across generations helps ensure future success for heirs and business for advisors.

By Marc Rapport | July 11, 2016

Mobile banking adoption lag? SWBC panelists describe their yen for mobile integration combined with financial education.

By Erik Payne | July 11, 2016

Capitol Credit Union revamped policies, processes, and procedures to counter negative loan and member growth and once again achieve stable financial footing.

By Callahan & Associates | July 4, 2016

Twenty-eight graphs, charts, and maps that evaluate credit union performance in the first quarter of 2016.

By Marc Rapport | July 4, 2016

New employer group strategies and a focus on financial wellness have helped KCT get back to basics and sparked a sharp recovery at the suburban Chicago credit union.

By Dwight Johnston | July 4, 2016

How three possible rate paths could throw a curveball during the 2017 budgeting process.

By Michelle Parker | July 4, 2016

Utah credit unions set new records in loan originations, members, shares, loans, and much more in the first quarter of 2016. More members than ever are choosing Utah credit unions as their financial institution of choice, which is driving up penetration metrics and average member relationships across the state.

By Jay Johnson | July 4, 2016

Credit unions’ overarching focus on creating and delivering value to members provides a solid foundation for steady performance while markets whipsaw in the face of uncertainties.

By Sam Taft | July 4, 2016

Credit unions with strong technology offerings outperform their peers in growth, penetration, and average relationships.

By Callahan & Associates | July 1, 2016

A monthly collection of Callahan content that, together, addresses a single topic from a variety of perspectives.

By Marc Rapport | June 30, 2016

Future shock, building a credit union blockchain, and a sustainable initiative to create credit union awareness were all topics at America’s Credit Union Conference.

By Dwight Johnston | June 30, 2016

The knee-jerk reaction to the Brexit vote is over, but the extent of the fallout is still unknown.

By Dwight Johnston | June 24, 2016

Against the predictions of traders, the UK voted yesterday to leave the European Union.

By Dwight Johnston | June 23, 2016

The British are at their polling stations, and the Brexit vote is on.

By Sharon Simpson | June 20, 2016

The Business Analytics Innovation Team at Member One FCU tasks six employees with digging into data to find areas of opportunity.

By Susan Levi Wallach | June 20, 2016

How Oregon Community’s data warehouse is shaping marketing and saving the credit union time and money.

By Rebecca Wessler | June 20, 2016

Analyzing various data sets can unlock valuable insights to the wants, needs, and expectations of an institution's membership. But who owns business analytics at credit unions across the nation?

By Dwight Johnston | June 16, 2016

The Fed should admit it plans to raise interest rates only once it sees stronger economic growth, calm global conditions, and a sustainable upward trend in inflation.

By Marc Rapport | June 15, 2016

Credit unions correlate giving back and growing loans, while accounting standards and succession planning spur table talk.

By Marc Rapport | June 14, 2016

Empowering and engaging potential new homeowners and honoring obligations to military borrowers get close scrutiny at opening day of NAFCU’s annual conference.

By Rebecca Wessler | June 13, 2016

This week, CreditUnions.com focuses on the different metrics credit unions can use to measure and benchmark performance, whether looking to manage risk or guide loan growth.

By Stephanie Clark | June 13, 2016

What metrics should human resource professionals use to measure employee and credit union performance?

By Sam Taft | June 13, 2016

Lending and asset growth have been capturing industry headlines, but tight margins from sustained low interest rates and slowly rising operating expenses make some other benchmarks worth watching.

By Michelle Parker | June 13, 2016

Lending is the engine that powers credit unions, and these seven ratios will help every employee understand why.

By Liz Furman | June 13, 2016

Risk managers monitor disparate areas of the credit union. For key ratios to follow, start with the measures that correspond to the risk indicators outlined by the NCUA.

By Dwight Johnston | June 9, 2016

Mario Drahi and George Soros are dinging stocks and giving bond traders a reason to dip below a key level.

By Stephanie Clark | June 3, 2016

Regional credit union data shows cooperatives in the western states posted impressive growth during first quarter.

By Michelle Parker | June 1, 2016

Real estate originations and balances climbed in the first quarter of 2016, showing the credit union industry is well positioned to serve the housing needs of members.

By Liz Furman | May 30, 2016

Low oil prices can seem great at the pump, but some states are feeling the pinch.

By Callahan & Associates | May 25, 2016

Callahan & Associates and Todd Lane discuss how California Coast Credit Union calculated its area's living wage and what that means for its employment strategy moving forward.

By Callahan & Associates | May 24, 2016

Learn how credit unions performed in first quarter 2016 and find new opportunities in today's economic environment.

By Erik Payne | May 23, 2016

Purdue’s PFED Producers originated millions of dollars to SEG members in 2015 and tells how other credit unions can, too.

By Dwight Johnston | May 19, 2016

Despite the strong suggestion by the Fed that it will increase rates in June, two events could cause it to hit the pause button.

By Michelle Parker | May 18, 2016

Amid an industry trend of strong share growth, one credit union’s community partnership helps it stand out.

By Marc Rapport | May 18, 2016

Credit unions again set new marks in major measurements of industry strength, and Callahan's Trendwatch webinar has the details.

By Liz Furman | May 10, 2016