Financial Performance

Asset Liability Management (ALM)

By Andrew Bolton | July 15, 2013

Credit unions are on pace to break lending records set in 2012, but they need to recognize the reward and risk inherent in strong growth.

By Sharon Simpson | July 15, 2013

Star One Credit Union hedges its interest rate risk by borrowing money at a fixed rate. What can other credit unions learn from this strategy?

By Mike Philbin | Feb. 5, 2013

Some credit unions are finding that contrary to common experience, 15-year mortgages are lasting longer than 30s and, in certain markets, 30-year mortgages are the safer bet.

 

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By Greg Gibson | Feb. 4, 2013

Northwest FCU shares the strategy behind its recent repositioning.

By Jay Johnson | Feb. 4, 2013

Callahan data shows the top quartile of credit unions by average investment return generate an average return of 1.92%, over six times the 31 basis point average return generated by the bottom quartile.

By Andrew Bolton | Oct. 29, 2012

Credit unions, with a 122% coverage ratio, remain well reserved for asset quality problems.

As investment managers tackle the challenging low-rate environment, viable options for future investment needs should not be overlooked.

By Aaron Pugh | March 26, 2012

NCUA advises of its top priorities, but warns recommendations may extend beyond written regulations.

By Aaron Pugh | April 1, 2011

Environmental and societal changes necessitate a strategic approach to growth. As credit unions expand profitability analysis, how do they toe the line between fiscal stability and duty to members?

By Rebecca Wessler | Jan. 3, 2011

Credit unions use profitability management to enhance membership value.