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The lasting effects of the COVID-19 pandemic — and the national economic response to it — linger on credit union financial statements.
Credit union earnings rebounded toward the end of the year as industry players find a way to adapt their business models to a changing economic landscape.
The financial constraints credit unions faced in 2020 provide insights for how to move forward in the coming year.
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Many Americans have been beefing up their savings during the COVID-19 lockdowns. Credit unions are putting those additional funds toward less fortunate members.
The loan-to-share ratio falls, and other can’t-miss insights from Callahan’s quarterly webinar.
Both sides of the balance sheet and the income statement see significant changes in the second quarter.
Understanding key performance metrics will help gauge early successes and identify any operational adjustments needed to achieve strategic goals.
As interest rates tick up, the margin between interest income and interest expenses at U.S. credit unions slowly expands. Test your knowledge of the state of the net interest margin in the fourth quarter.
ROA for credit unions hit 0.96%. This is the highest it has been since the third quarter of 2003.
The net interest margin at credit unions nationwide increased as interest income expanded more than $3 billion in the past year.