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The lasting effects of the COVID-19 pandemic — and the national economic response to it — linger on credit union financial statements.
Concerned with cooperative values and not stock prices, credit unions have sacrificed short-term earnings to bolster reserves and give members a break on fees.
Credit unions in the West reported the largest decline in ROA. See what else has happened across the United States.
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Due to economic lockdowns and government relief efforts, in the second quarter financial institutions had to develop creative strategies to generate revenue.
A locked-down economy combined with volatile changes in monetary policy put lenders in a difficult position in the first quarter of 2020, as total revenue growth slowed as sources of income shifted away from interest-driven streams.
General uncertainty regarding the interest rate environment made it difficult for institutions to accurately price deposit and loan products, which is reflected in year-end income statements.
Credit unions report improved earnings following 2018 rate cuts. However, increased expenses put downward pressure on margins.
Five can't-miss data points featured this week on CreditUnions.com.
How do credit unions in the Buckeye State stack up against regional peers?
How do financial cooperatives in the Lone Star State stack up against other credit unions?
Risk managers monitor disparate areas of the credit union. For key ratios to follow, start with the measures that correspond to the risk indicators outlined by the NCUA.
The regulator's drastic move is a troubling illustration of how the agency created to foster the movement’s safety and soundness is becoming a threat to its future.
The NCAA tournament is down to the Final Four, and regional credit union performance data from Callahan & Associates has predicted the winner.
A 2015 Callahan & Associates survey finds capital is a key reason to pay out to members. Yet despite the fact everyone likes to get money back, financial cooperatives don’t appear concerned about reaping the positive publicity.
As of March 31, 2015, natural person credit unions reported a total of $217.4 million in supplemental capital. What is this capital and where does it come from?
Supplemental capital is a useful tool that is long overdue; however, it is not without risk and potential complications.
Hard hit during the recession, the Sand States kickoff 2015 with a return to growth.
Members are saving less and spending more amid the improving economy.
Credit unions increased the net interest margin by 2 basis points in 3Q13, marking the first time in three years that net interest margin rose from the previous quarter.
How Space Coast Credit Union re-established its net worth after merging with a troubled credit union.
Joe Brancucci, CEO of GTE Federal Credit Union, shares his perspective on positioning the Florida cooperative for the future.
Credit unions are increasing alternative sources of income and turning in an outstanding performance in the third quarter in face of historically low interest rates.
The team at GTE FCU managed the credit union through home prices declines and high unemployment.
What every Board volunteer needs to know to steer a credit union in 2011.
Delinquency, return on assets, net worth to assets: Three metrics to evaluate your credit union and bridge the gap between macro trends and micro performance.
One credit union's response to a Board's loss of appetite for borderline net worth.
Credit unions use profitability management to enhance membership value.
Many credit unions are not looking at loan protfolios heavily populated with fixed-rate loans originated during a (fairly lengthy) period of historically low-term interest rates.