Financial Performance

Net Worth

By Aman Johal | Sept. 30, 2020

Due to economic lockdowns and government relief efforts, in the second quarter financial institutions had to develop creative strategies to generate revenue.

By William Hunt | June 30, 2020

A locked-down economy combined with volatile changes in monetary policy put lenders in a difficult position in the first quarter of 2020, as total revenue growth slowed as sources of income shifted away from interest-driven streams.

By William Hunt | April 16, 2020

General uncertainty regarding the interest rate environment made it difficult for institutions to accurately price deposit and loan products, which is reflected in year-end income statements.

 

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By Samantha Cristobal | Dec. 30, 2019

Credit unions report improved earnings following 2018 rate cuts. However, increased expenses put downward pressure on margins.

By Rebecca Wessler | Oct. 24, 2016

Five can't-miss data points featured this week on CreditUnions.com.

By Michelle Parker | Oct. 10, 2016

How do credit unions in the Buckeye State stack up against regional peers?

By Liz Furman | Sept. 26, 2016

How do financial cooperatives in the Lone Star State stack up against other credit unions?

By Liz Furman | June 13, 2016

Risk managers monitor disparate areas of the credit union. For key ratios to follow, start with the measures that correspond to the risk indicators outlined by the NCUA.

By Chip Filson | April 13, 2016

The regulator's drastic move is a troubling illustration of how the agency created to foster the movement’s safety and soundness is becoming a threat to its future.

By Liz Furman | March 29, 2016

The NCAA tournament is down to the Final Four, and regional credit union performance data from Callahan & Associates has predicted the winner.

By Marc Rapport | Sept. 21, 2015

A 2015 Callahan & Associates survey finds capital is a key reason to pay out to members. Yet despite the fact everyone likes to get money back, financial cooperatives don’t appear concerned about reaping the positive publicity.

By Janet Lee | July 27, 2015

As of March 31, 2015, natural person credit unions reported a total of $217.4 million in supplemental capital. What is this capital and where does it come from?

By Chris Howard | July 27, 2015

Supplemental capital is a useful tool that is long overdue; however, it is not without risk and potential complications.

By Sam Taft | June 22, 2015

Hard hit during the recession, the Sand States kickoff 2015 with a return to growth.

By Andrew Bolton | Feb. 4, 2014

Members are saving less and spending more amid the improving economy.

By Janet Lee | Nov. 20, 2013

Credit unions increased the net interest margin by 2 basis points in 3Q13, marking the first time in three years that net interest margin rose from the previous quarter.

By Sharon Simpson | May 22, 2013

How Space Coast Credit Union re-established its net worth after merging with a troubled credit union.

By Brooke C. Stoddard | May 21, 2013

Joe Brancucci, CEO of GTE Federal Credit Union, shares his perspective on positioning the Florida cooperative for the future.

By Mark Reed | Nov. 19, 2012

Credit unions are increasing alternative sources of income and turning in an outstanding performance in the third quarter in face of historically low interest rates.

By Lydia Cole | July 1, 2011

The team at GTE FCU managed the credit union through home prices declines and high unemployment.

By Callahan & Associates | July 1, 2011

What every Board volunteer needs to know to steer a credit union in 2011.

By Lydia Cole | April 18, 2011

Delinquency, return on assets, net worth to assets: Three metrics to evaluate your credit union and bridge the gap between macro trends and micro performance.

By Brooke C. Stoddard | April 1, 2011

One credit union's response to a Board's loss of appetite for borderline net worth.

By Rebecca Wessler | Jan. 3, 2011

Credit unions use profitability management to enhance membership value.

By Callahan & Associates | Oct. 1, 2008

Many credit unions are not looking at loan protfolios heavily populated with fixed-rate loans originated during a (fairly lengthy) period of historically low-term interest rates.