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U.S. credit unions reported a 169-basis-point decline in the efficiency ratio year-over-year. And that’s a good thing.
As interest rates tick up, the margin between interest income and interest expenses at U.S. credit unions slowly expands. Test your knowledge of the state of the net interest margin in the fourth quarter.
The credit union industry's efficiency ratio of 69.8% as of June 30 was the lowest it's been since 2010.
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Credit unions in the Mid-Atlantic reported faster MBL growth than credit unions outside the region. In what other areas did these Mid-Atlantic cooperatives excel?
Contextualizing costs based on location can make a big difference when analyzing the bottom line.
The percent of revenue going toward employee compensation is reversing trend.
Credit unions generate income in a multitude of ways to stay competitive in a narrowing margin environment.
Check out this leader table to see which credit unions beat the industry average.
The national average for each of these six mighty metrics is less than 10 percentage points, but even a change of a few basis points can make a big difference to a credit union.