Cooperatives are using cash to meet rebounding loan demand and invest in higher-yielding securities and investments.

Credit unions are positioning their balance sheets to deliver greater yields as investment and lending conditions adapt to a late-pandemic environment.

Loan purchases and participations reached record levels at U.S. credit unions. Some credit unions sold loans to generate revenue or reduce risk; others purchased loans to boost ratios or yields. Learn more about what happened throughout the industry.

The Federal Reserve kept interest rates at record lows throughout the second quarter, and the economic uncertainty wrought by COVID-19 supported record inflows at financial institutions.Consequently, credit union investment portfolios reported strong growth

Lower interest rates and overall economic uncertainty pushed the investment portfolios of commercial financial institutions nationwide toward shorter allocations in the first quarter of 2020.

Prioritizing liquidity to navigate the uncertain economic climate, institutions allocated a higher percentage of investments toward shorter-term products in 2019.

An interactive dashboard by Callahan & Associates offers insight into the loan portfolio of any credit union in the United States.

Earnings growth extended into the second quarter as cooperatives reported higher net interest income than operating expenses for the second consecutive period.

Interest income from loans and investments drove annual revenue growth among America's credit unions in the first quarter of 2019.

Total loans at U.S. credit unions increased 9.5% in the third quarter of 2018 and reached an all-time high.